TERMS & CONDITIONS

A. WEBSITE / LANDING PAGE TERMS

Terms & Conditions for WEEM Capital

Last Updated: December 2025

Business Address: 7901 4th St N., #27057, St. Petersburg, Florida, USA

Contact Email: [email protected]

These Terms & Conditions (“Terms”, “Agreement”) govern your access to and use of the website, applications, forms, and services provided by WEEM Capital (“Company”, “we”, “our”, or “us”). By accessing or using our website or submitting any deal, form, or application, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must discontinue use immediately.

1. Eligibility & Acceptance of Terms

By using our website or services, you represent and warrant that:

- You are at least 18 years of age

- You have the legal authority to enter into this Agreement

- You agree to comply with these Terms and all applicable laws and regulations

If you do not meet these requirements, you may not use our website or services.

2. Changes to Terms

We may update or modify these Terms at any time. When we do, the updated version will be posted on this page with a new “Last Updated” date. Your continued use of the website or services after changes are posted constitutes your acceptance of the revised Terms.

3. Use of Website & Services

You agree to use the website and services only for lawful purposes and in accordance with these Terms. You agree NOT to:

- Use the website for any illegal, fraudulent, or unauthorized purpose

- Interfere with or disrupt the operation or security of the website

- Attempt to gain unauthorized access to any systems or data

- Upload or transmit viruses, malicious code, or harmful content

- Misrepresent your identity, experience, or any deal-related information

- Use automated systems (e.g., bots, scrapers) without our permission

We reserve the right to suspend or terminate access to anyone who violates these Terms or engages in behavior we deem harmful.

4. Deal Submissions & No Guarantee of Funding

By submitting a deal or funding request, you acknowledge and agree that:

- All information you provide is accurate, complete, and not misleading

- WEEM Capital and its partners will rely on the information you submit in evaluating your deal

- Submission of a deal does not guarantee funding, approval, or specific terms

- Any preliminary review, pre-qualification, or term sheet is subject to additional underwriting, due diligence, and documentation

- We may decline any deal at our sole discretion

Nothing on the website constitutes a commitment to lend, investment advice, or legal or tax advice. You are responsible for consulting your own advisors.

5. Fees, Payments & Refunds

Where fees, deposits, or other charges apply, you agree to:

- Provide current, complete, and accurate payment information

- Authorize us or our payment processor to charge your chosen payment method

- Understand that any fees may be non-refundable, unless otherwise stated in writing

All pricing and offers are subject to change without notice.

6. Communications Consent (SMS, Email, Phone)

We implement reasonable physical, administrative, and technical safeguards designed to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Intellectual Property

All content on the website, including text, graphics, logos, icons, images, videos, software, and other materials, is owned by or licensed to WEEM Capital and is protected by intellectual property laws.

You may not:

- Copy, reproduce, modify, or distribute website content without prior written permission

- Use our trademarks, logos, or branding without authorization

- Create derivative works based on any content from the website

8. Third-Party Services & Links

Our website may contain links to third-party websites or integrate third-party tools. We do not control and are not responsible for:

- The content or accuracy of external websites

- The privacy practices or policies of third parties

- Any damages or losses arising from your use of third-party sites or services

You access third-party links at your own risk.

9. Disclaimers

The website and services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied. We do not warrant that:

- The website will be uninterrupted, secure, or error-free

- Deal analysis, estimates, or projections will be accurate or guaranteed

- Any funding outcome or profit will be achieved

To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

To the maximum extent permitted by law, WEEM Capital, its owners, employees, contractors, and affiliates shall not be liable for any:

- Direct, indirect, incidental, consequential, or punitive damages

- Loss of profits, revenue, data, or business opportunities

- Claims arising from your use of the website, services, or reliance on any information provided

Your sole and exclusive remedy for dissatisfaction with the website or services is to stop using them.

11. Indemnification

You agree to indemnify, defend, and hold harmless WEEM Capital and its affiliates from and against any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to:

- Your use of the website or services

- Your violation of these Terms

- Your violation of any applicable laws or third-party rights

12. Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of Florida, without regard to conflict of law principles. Any disputes arising under or related to these Terms shall be resolved exclusively in the state or federal courts located in Florida, and you consent to the jurisdiction of such courts.

13. Termination

We may suspend or terminate your access to the website or services at any time, with or without notice, including if we believe you have violated these Terms or engaged in harmful conduct. Upon termination, your right to use the website and services will immediately cease.

14. Contact Information

For questions about these Terms, please contact us at:

WEEM Capital

BUSINESS ADDRESS: 7901 4th St N., #27057, St. Petersburg, Florida, USA

CONTACT EMAIL: [email protected]

B. FORM & BOOKING CONSENT TERMS

The following consent terms apply specifically to forms, deal submissions, and any scheduling or booking pages associated with WEEM Capital.

1. Consent to Receive Transactional Messages

By submitting any form, deal request, or booking request on this website, you consent to receive transactional SMS messages, emails, and phone calls from WEEM Capital related to:

- Your deal submission or application

- Requests for additional information or documents

- Appointment, call, or meeting confirmations and reminders

- Status updates on underwriting, review, or funding decisions

Message frequency may vary based on your activity and the stage of your deal or application. Message & data rates may apply.

2. Consent to Receive Marketing Messages (If Opted In)

If you check a box or otherwise indicate your consent to receive marketing communications, you also agree to receive:

- Promotional messages and special offers

- Educational content about real estate investing and funding

- Announcements about new services, tools, or events

You understand that consent to marketing messages is not a condition of receiving services or funding from WEEM Capital. You may apply or inquire even if you choose not to receive marketing communications.

3. Opt-Out Instructions

You can opt out of SMS marketing at any time by replying STOP to any message. You can request help by replying HELP. To opt out of marketing emails, click the unsubscribe link at the bottom of any email we send.

Even if you opt out of marketing messages, we may still send important transactional or service-related messages as permitted by law.

4. Accuracy of Information

By submitting any form or booking request, you confirm that:

- All information you provide is true, accurate, and complete to the best of your knowledge

- You have the authority to submit the deal and share any documents or data you upload

- You understand that incomplete or inaccurate information may affect our ability to review or fund your deal

5. No Guarantee of Approval

Submitting a form or booking a call does not guarantee:

- Loan approval

- Specific loan terms, rates, or funding timelines

- Any particular financial or investment outcome

All deals are subject to underwriting, verification, and final approval at the discretion of WEEM Capital and/or its partners.l

6. Consent to Electronic Records

By interacting with our forms and booking pages, you consent to the use of electronic records, signatures, and communications in connection with your inquiries and transactions, as permitted by law.