PRIVACY POLICY

Last Updated: December 2025

Business Address: 7901 4th St N., #27057, St. Petersburg, Florida, USA

WEEM Capital (“Company”, “we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit a deal, book a call, or interact with our services. By accessing or using our website, products, or services, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use immediately.

1. Information We Collect

We may collect the following types of information in connection with your use of our website and services, including deal submissions for real estate funding.

A. Personal Information You Provide

When you submit a form, book a call, or otherwise interact with us, we may collect:

- Full name

- Email address

- Phone number

- Property address

- City/State of the property

- Deal type (e.g., fix-and-flip, bridge, new construction)

- Purchase price

- Estimated rehab budget

- After Repair Value (ARV)

- Requested loan amount

- When you need funding

- Exit strategy

- Your experience level

- Entity name (if applicable)

- Additional details you provide about the deal or your situation

- Documents you upload (e.g., scope of work, photos, financial documents)

- Business name (if applicable)

- Mailing address (if provided)

- Payment or billing information, when applicable (processed via secure third parties)

- Any data you submit through other forms, surveys, applications, or bookings

B. Automatically Collected Information

When you visit our website, certain information may be collected automatically, such as:

- IP address

- Browser type and version

- Device type and operating system

- Pages visited and time spent on each page

- Referring URLs and exit pages

- General location information

- Cookies, pixels, and similar tracking technologies

C. Communication & Interaction Data

We may collect information related to your interactions with us via SMS, email, phone, and other channels, including:

- Message content you send or receive

- Timestamps and delivery status

- Engagement metrics (opens, clicks, replies)

- Call details (time, date, duration, caller ID)

2. How We Use Your Information

We use the information we collect for purposes including, but not limited to:

- Reviewing, analyzing, and underwriting your real estate deal or funding request

- Providing, operating, and maintaining our services

- Communicating with you about your submitted deals, applications, and account

- Scheduling and managing calls, consultations, or meetings

- Sending transactional updates (e.g., confirmations, status updates, reminders)

- Sending marketing, promotional, and educational communications (where permitted)

- Improving website functionality, performance, and user experience

- Personalizing content, offers, and recommendations

- Conducting analytics, reporting, and business operations

- Detecting, preventing, and addressing fraud, security, or technical issues

- Complying with legal, regulatory, or contractual obligations

3. SMS & Email Communications

By submitting your information through our website or forms, you may consent to receive:

A. Transactional Messages

Transactional communications may include, but are not limited to:

- Deal submission confirmations and updates

- Funding status notifications

- Appointment, call, or meeting confirmations and reminders

- Account-related alerts or service notifications

These messages are sent in connection with your existing relationship with us and your requests for services.

B. Marketing Communications

If you opt in to marketing communications (for example, by checking a marketing consent box on our form), we may send:

- Promotions and special offers

- Educational content related to real estate investing and funding

- News, updates, and announcements about WEEM Capital

- Information about new products, services, or features

Message frequency may vary. Message & data rates may apply. Reply STOP to unsubscribe from SMS messages or use the unsubscribe link in marketing emails. Reply HELP for assistance. We do not sell SMS or email lists to third parties.

You can opt out of marketing messages at any time and still receive necessary transactional messages related to your existing relationship or deal submissions.

4. Cookies & Tracking Technologies

We use cookies, pixels, tags, and similar technologies to:

- Analyze website traffic and usage patterns

- Improve site performance and security

- Personalize your experience and content

- Deliver and measure ads, retargeting, and campaigns

- Track conversions and user interactions

You can adjust your browser settings to refuse cookies or alert you when cookies are being sent. However, disabling cookies may affect certain features or functionality of the website.

5. How We Share Your Information

We may share your information with:

A. Service Providers

We may share information with trusted third-party vendors and service providers who assist us in operating our business and delivering services, such as:

- Web hosting and infrastructure providers

- CRM and marketing platforms

- Email and SMS communication platforms

- Payment processors (if applicable)

- Analytics and advertising partners

These third parties are only permitted to use your information as necessary to provide services to us and are expected to protect it appropriately.

B. Business Partners

In some cases, we may collaborate with business partners, private lenders, or real estate investors to review and potentially fund your deals. We may share your deal details and relevant information with such partners to evaluate funding opportunities.

C. Legal & Compliance

We may disclose information when required to comply with:

- Applicable laws and regulations

- Government, regulatory, or law enforcement requests

- Court orders or legal processes

- To protect our rights, property, or safety, or that of others

D. Marketing & Advertising Vendors

We may share certain data (often in aggregated or de-identified form) with advertising, remarketing, or analytics partners to help us improve our marketing and measure performance.

We do not sell your personal information. If applicable under the California Consumer Privacy Act (CCPA), we do not “sell” personal information as that term is defined by CCPA.

6. Data Security

We implement reasonable physical, administrative, and technical safeguards designed to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your information for as long as necessary to:

- Review and process your deals and funding requests

- Provide services you have requested

- Maintain business and accounting records

- Comply with legal, regulatory, or contractual obligations

- Resolve disputes and enforce our agreements

You may request deletion of your information, subject to our legal obligations and legitimate business interests (see Section 9).

8. Children’s Privacy

Our website and services are not intended for individuals under 18 years of age, and we do not knowingly collect personal data from anyone under 18. If we become aware that we have collected information from a minor, we will take steps to delete it promptly.

9. Your Privacy Rights

Depending on your location, you may have certain rights with respect to your personal information. These may include:

GDPR (EU/UK Users) – You may have the right to:

- Access the personal data we hold about you

- Request correction of inaccurate or incomplete data

- Request deletion of your personal data

- Object to certain processing activities

- Request data portability

CCPA (California Users) – You may have the right to:

- Know what personal information is collected and how it is used

- Request deletion of certain personal information

- Know whether your personal information is sold or shared

- Be free from discrimination for exercising your rights

How to Exercise Your Rights

To exercise any applicable rights, please contact us at CONTACT EMAIL with your request. We may take steps to verify your identity before fulfilling certain requests for security purposes.

10. Your Choices & Opt-Out Options

You may take the following actions at any time:

- Unsubscribe from marketing emails by clicking the unsubscribe link in any email

- Reply STOP to unsubscribe from SMS marketing messages

- Reply HELP to receive assistance regarding SMS communications

- Adjust your browser settings to manage cookies and tracking technologies

- Contact us to request access to, update, or delete your information

11. Third-Party Links & Services

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or security of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

12. International Data Transfers

If you access our website or services from outside the United States, your information may be transferred to, stored, and processed in the United States or other countries where our service providers are located. We take steps to ensure appropriate safeguards for international data transfers as required by applicable law.

13. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date at the top of this page. Your continued use of the website or services after any changes means you accept the updated Privacy Policy.

14. Contact Us

If you have any questions, concerns, or privacy-related requests, please contact us at:

WEEM Capital

BUSINESS ADDRESS: 7901 4th St N., #27057, St. Petersburg, Florida, USA

CONTACT EMAIL: [email protected]