Privacy Policy

Please read this Privacy Policy carefully. By visiting and using the site, you agree that your use of our site, and any dispute over privacy, is governed by this Privacy Policy. Please be aware that we may need to change our Privacy Policy at some point in the future and that we will post the changes to this Privacy Policy on this website and update the effective date of the policy at the bottom to reflect the date of the changes. By continuing to use the site after we post any such changes, you accept the Privacy Policy as modified.

IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, DO NOT PROVIDE YOUR PERSONAL INFORMATION ON OR THROUGH THIS WEBSITE

To Whom the Privacy Policy Applies

This Privacy Policy applies to Personal Information that is entered by you when you interface with the website by filling out an application, registration, subscribing to our newsletter, utilizing the chat feature, filling out contact forms and/or otherwise providing Personal Information through the website.

How do we use your information?

Any of the information we collect from you may be used in one of the following ways:

To respond to your application or registration

For the purpose of processing and delivering the requested product/service.

To respond to your questions and/or inquiries.

To communicate with you about relevant products/services.

To market our products/services.

To improve our products/services and develop new products/services.

To improve customer service.

To send periodic emails, newsletters and/or other outreach.

To assist you in locating other companies capable of delivering the requested product, service, or information.

For our internal business purposes.

To comply with legal obligations.

How do we protect your information?

We implement a variety of industry-standard security measures and safeguards to maintain the safety of your personal information and protect against the loss, misuse and alteration of Personal Information that is under our control. However, please be aware that transmitting information over the internet or storage of information connected to the internet are never 100% secure.

Do we disclose any information to outside parties?

We do not sell your personally identifiable information. However, we do share some of the Personal Information we collect with the following:

Third-party companies performing services on our behalf, so long as those parties agree to keep your information confidential.

With our Affiliates and trusted third-party companies providing services or products similar to or complementary with your requested services or products, so long as those parties agree to keep your information confidential.

We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety.

Government agencies to fulfill legal, reporting and regulatory requirements.

Our attorneys, accountants and auditors.

Our employees, our Affiliates and agents to offer additional services or perform analysis to determine qualification to receive future services.

Mobile Messaging / SMS Communications

If you provide your mobile phone number to us and opt in, you agree to receive SMS (text) messages from the Company and its Affiliates regarding your loan inquiry and application — including updates, reminders, status notifications, and support messages.

What This Covers

We collect your mobile phone number solely for the purpose of sending SMS communications related to your loan inquiry or application.

We will not sell or share your mobile phone number or SMS-opt-in data with third parties or affiliates for their own marketing or promotional purposes. Your information may only be shared with service providers insofar as necessary to support SMS delivery or customer support.

Message Terms

Message and data rates may apply (depending on your cellular plan).

Message frequency may vary.

You may opt out at any time — simply reply STOP to cease SMS messages, or reply HELP for help.

Consent

By providing your mobile number and submitting your form (or otherwise opting in), you consent to receive SMS messages from the Company and its Affiliates as described above. Consent is not required for any purchase or loan application.

Privacy & Data Use

We handle your personal data (including phone number and any other information you provide) in line with applicable data-privacy laws and our general Privacy Policy. We retain your SMS data only as long as needed to service your communications or for legal compliance; you may request deletion or cessation of SMS at any time.

California Online Privacy Protection Act Compliance

If you are a California resident and have an established business relationship with us, you can request a notice disclosing the categories of personal information we have shared with third parties, for the third parties’ direct marketing purposes, during the preceding calendar year. To request a notice, please submit your request to the Company and its Affiliates, ATTN: LEGAL DEPARTMENT, 1207 Delaware Ave, Ste 2992, Wilmington DE 19806 Please allow 30 days for a response. Although our products and services are not intended for use by any person under the age of 18, if you are a California resident under 18 years old, you can request that we remove content or information that you have posted to our website or other online services.

Retention of Personal Information

We retain personal Information as long as needed for legal purposes, current business operations, and reasonably anticipated future uses related to the original purpose for which the information was first acquired.

Rights Relating to Personal Information

the Company and its Affiliates provides the following rights to all individuals whose Personal Information we collect:

The Right to Delete Your Personal Information

You have the right to request that the Company and its Affiliates delete Personal Information we collect from you, provided you have not obtained products or services provided by the Company and its Affiliates and subject to certain exceptions provided by law or contract. We will not charge you a fee for making a request unless it is excessive, repetitive, or unfounded. If we determine your request requires a fee, we will notify you of the fee before completing the request. The Company and its Affiliates does not Discriminate against Consumers for Exercising Their Rights We do not discriminate against consumers for exercising their rights relating to Personal Information. In certain cases, however, we may be unable to offer you specific products and services if you do not provide us with Personal Information necessary for your application to obtain and/or use of those products or services.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below. The modifications become effective immediately. This policy was last modified on 8/19/2025.