Terms & Conditions

Last Updated: 01-19-26

Welcome to Torreyun Wood (“we,” “us,” “our”). By accessing or using our website and services, you agree to be bound by the following Terms & Conditions. If you do not agree with these terms, please do not use our website or services.

1. Services

Torreyun Wood provides informational and professional services related to credit improvement and related consulting. We do not guarantee specific results, as outcomes depend on individual circumstances and external factors.

2. Eligibility

By using our website or services, you confirm that you are at least 18 years old and legally able to enter into a binding agreement.

3. No Legal or Financial Advice

All content provided on this website is for informational purposes only and should not be considered legal, financial, or credit advice. You are encouraged to consult with qualified professionals before making financial decisions.

4. User Responsibilities

You agree to:

Provide accurate and truthful information

Use our website and services for lawful purposes only

Not misuse, copy, or attempt to harm the website, systems, or reputation of Torreyun Wood

5. Payments & Fees

All fees for services are disclosed prior to purchase or enrollment. Payments are non-refundable unless otherwise stated in writing. Failure to make required payments may result in suspension or termination of services.

6. Intellectual Property

All content on this website—including text, graphics, logos, and designs—is the property of Torreyun Wood and may not be copied, reproduced, or distributed without written permission.

7. Third-Party Links

Our website may include links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites.

8. Limitation of Liability

Torreyun Wood shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use of our website or services.

9. Termination

We reserve the right to terminate or restrict access to our website or services at any time, without notice, if these Terms & Conditions are violated.

10. Changes to These Terms

We may update these Terms & Conditions at any time. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

11. Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with applicable laws.

12. Contact Information

If you have any questions about these Terms & Conditions, please contact us through the information provided on our website.