School of Insurance - Alabama

Continuing Education Courses

AL - ALTA Best Practice Pillars 1 & 6

2-Hour General Education.

This course is one in a series of Courses that discuss ALTA Best Practices. This one covers Pillars 1 and 6. The objective of the course is for the learner to complete the section of their policy and procedure manual for the pillars discussed in the course. Also, upon completion the learner will be confident that they will be able to pass an ALTA Best Practice audit for the pillars discussed in the course. Pillar 1 is about licensing. The course covers the 10 questions asked in the ALTA Pillar 1 Workbook so that the learner understands what is expected to by compliant. The course covers the Action Items report, Assessment Readiness, and Certification Pillar 6 is about Professional Liability Insurance. The course covers the 12 questions asked in the ALTA Pillar 6 Workbook so that the learner understands what is expected to by compliant. The course covers the Action Items report, Assessment Readiness, and Certification.

Streamline Consulting has done the research and put together the content for the course. Streamline Consulting is a privately owned company that was formed in order to meet the personnel, technical and business needs of Title Insurance Companies. They are advocates for their clients in all aspects of the title insurance industry. While the nature of the business is the same in all states, the nuances of each title company, even within the same city, can be very different. Streamline customizes every project and product for each title company, regardless of size, location or products and services provided to their customers.

$30.00

AL - ALTA Best Practice Pillar 2

4-Hour General Education.

This course is one in a series of Courses that discuss ALTA Best Practices. This one covers Pillar 2. The objective of the course is for the learner to complete the section of their policy and procedure manual for the pillars discussed in the course. Also, upon completion the learner will be confident that they will be able to pass an ALTA Best Practice audit for the pillars discussed in the course.

Pillar 2 is about Escrow Trust Accounting. Appropriate and effective escrow controls and staff training help title and settlement companies meet client and legal requirements for the safeguarding of client funds. These procedures help ensure accuracy and minimize the exposure to loss of client funds. Settlement companies may engage outside contractors to conduct segregation of trust accounting duties.The course covers the 73 questions asked in the ALTA Pillar 2 Workbook so that the learner understands what is expected to be compliant. The course covers the Action Items report, Assessment Readiness, and Certification.

Streamline Consulting has done the research and put together the content for the course. Streamline Consulting is a privately owned company that was formed in order to meet the personnel, technical and business needs of Title Insurance Companies. They are advocates for their clients in all aspects of the title insurance industry.

While the nature of the business is the same in all states, the nuances of each title company, even within the same city, can be very different. Streamline customizes every project and product for each title company, regardless of size, location or products and services provided to their customers.

$60.00

AL - ALTA Best Practice Pillar 4

2-Hour General Education.

This course is one in a series of Courses that discuss ALTA Best Practices. This one covers Pillar 4. The objective of the course is for the learner to complete the section of their policy and procedure manual for the pillars discussed in the course. Also, upon completion the learner will be confident that they will be able to pass an ALTA Best Practice audit for the pillars discussed in the course.

Pillar 4 is about adopting standard real estate settlement procedures and policies that help ensure compliance with Federal and State Consumer Financial Laws as applicable to the Settlement process. The course covers the 34 questions asked in the ALTA Pillar 4 Workbook so that the learner understands what is expected to by compliant. The course covers the Action Items report, Assessment Readiness, and Certification.

Adopting appropriate policies and conducting ongoing employee training helps ensure the Company can meet state, federal, and contractual obligations governing the Settlement.

Streamline Consulting has done the research and put together the content for the course. Streamline Consulting is a privately owned company that was formed in order to meet the personnel, technical and business needs of Title Insurance Companies. They are advocates for their clients in all aspects of the title insurance industry.

While the nature of the business is the same in all states, the nuances of each title company, even within the same city, can be very different. Streamline customizes every project and product for each title company, regardless of size, location or products and services provided to their customers.

$30.00

AL - ALTA Best Practice Pillar 5

1-Hour General Education.

This course is one in a series of Courses that discuss ALTA Best Practices. This one covers Pillars 5. The objective of the course is for the learner to complete the section of their policy and procedure manual for the pillars discussed in the course. Also, upon completion the learner will be confident that they will be able to pass an ALTA Best Practice audit for the pillars discussed in the course.

Pillar 5 is about adopting and maintaining written procedures related to title policy production, delivery, reporting and premium remittance. The course covers the 17 questions asked in the ALTA Pillar 5 Workbook so that the learner understands what is expected to by compliant. The course covers the Action Items report, Assessment Readiness, and CertificationAdopting appropriate procedures for the production, delivery, and remittance of title insurance policies helps ensure title companies can meet their legal and contractual obligations.

Streamline Consulting has done the research and put together the content for the course. Streamline Consulting is a privately owned company that was formed in order to meet the personnel, technical and business needs of Title Insurance Companies. They are advocates for their clients in all aspects of the title insurance industry.

While the nature of the business is the same in all states, the nuances of each title company, even within the same city, can be very different. Streamline customizes every project and product for each title company, regardless of size, location or products and services provided to their customers.

$15.00

AL - ALTA Best Practice Pillar 7

2-Hour General Education.

This course is one in a series of Courses that discuss ALTA Best Practices. This one covers Pillar7. The objective of the course is for the learner to complete the section of their policy and procedure manual for the pillars discussed in the course. Also, upon completion the learner will be confident that they will be able to pass an ALTA Best Practice audit for the pillars discussed in the course.

Pillar 7 is about adopting and maintaining written procedures for resolving consumer complaints. The course covers the 38 questions asked in the ALTA Pillar 7 Workbook so that the learner understands what is expected to by compliant. The course covers the Action Items report, Assessment Readiness, and Certification A process for receiving and addressing consumer complaints helps ensure reported instances of poor service or non-compliance do not go undiscovered.

Streamline Consulting has done the research and put together the content for the course. Streamline Consulting is a privately owned company that was formed in order to meet the personnel, technical and business needs of Title Insurance Companies. They are advocates for their clients in all aspects of the title insurance industry.

While the nature of the business is the same in all states, the nuances of each title company, even within the same city, can be very different. Streamline customizes every project and product for each title company, regardless of size, location or products and services provided to their customers.

$30.00

AL - Title Insurance Ethics

3-Hour Ethics Education.

Ethics in Title:

This course discusses 6 different topics related to ethics in the title industry.

Understanding Compliance:

Compliance with laws and regulations is enforced by various state and federal entities. We’ll talk about enforcement agencies, what can happen to violators and some of the trickier areas of compliance.

Confronting Pressure & Temptation:

Pressure and temptation to bend the rules is more common that you may think. It can come from obvious sources and, you’ll learn, from very subtle sources as well. The fiduciary role you play is crucial to maintaining the trust of customers, consumers and the general public.

Recognizing Fraud:

Recognizing Fraud is more important today than ever before. Ethical lapses, intentional or unintentional, can put everyone in the danger zone. Fraudulent schemes are in the news nearly every day. We’ll help you keep your eyes open for suspicious activities.

ALTA Principles of Fair Conduct:

The ALTA Principles of Fair Conduct are part of ALTA’s Consumer Initiative. Title industry professionals like you worked together to create the Principles and they’re a terrific guide for creating your own code of ethics.

Making Ethics Personal:

Making Ethics Personal is really important. Ethical behavior starts with each individual person, no matter what job they hold or what role they play in the company operation. Personal and company ethics will help you as you face dangers in today’s risky marketplace.

Your Company’s Code of Ethics:

Your Company Code of Ethics is the best tool you have to establish and maintain a truly relevant code that all of your employees can understand and actively apply every day. You can use the ALTA Principles of Fair Conduct as a starting point.

$45.00

AL - Fraud in Title Insurance

4-Hour General Education.

In an increasingly digital and interconnected world, fraud in the title insurance industry is a growing concern. This comprehensive course is designed for title insurance producers who are committed to safeguarding their practices and clients from fraudulent activities.

$60.00

AL - ALTA Best Practices

1-Hour General Education.


"ALTA Best Practices" is a specialized continuing education course designed for title insurance professionals. This course delves into the American Land Title Association's (ALTA) seven best practices, providing a comprehensive guide to understanding, implementing, and maintaining these standards in your daily operations. Participants will receive an in-depth exploration of each of the seven best practices recommended by ALTA, learn the practical steps to compliance, and understand the importance of these practices in ensuring integrity, efficiency, and customer satisfaction in the title insurance industry.

$15.00

AL - ALTA/NSPS Survey Standards

2-Hour General Education.

Members of the American Land Title Association® (ALTA®) have specific needs, unique to title insurance matters, when asked to insure title to land without exception as to the many matters which might be discoverable from survey and inspection, and which are not evidenced by the public records. This course discusses the standards associated with those surveys.

For a survey of real property, and the plat, map or record of such survey, to be acceptable to a title insurance company for the purpose of insuring title to said real property free and clear of survey matters (except those matters disclosed by the survey and indicated on the plat or map), certain specific and pertinent information must be presented for the distinct and clear understanding between the insured, the client (if different from the insured), the title insurance company (insurer), the lender, and the surveyor professionally responsible for the survey.

In order to meet such needs, clients, insurers, insureds, and lenders are entitled to rely on surveyors to conduct surveys and prepare associated plats or maps that are of a professional quality and appropriately uniform, complete, and accurate. To that end, and in the interests of the general public, the surveying profession, title insurers, and abstracters, the ALTA and the NSPS jointly promulgate the within details and criteria setting forth a minimum standard of performance for ALTA/NSPS Land Title Surveys.

$30.00

AL - CFPB's New Rule

1-Hour General Education.

This course will cover the Consumer Financial Protection Bureau's new rule on the Integrated Disclosure Rule.

It discusses:

1. The History of the Rule

2. The Scope of the Rule

3. New Terminology

4. Pre-application activity

5. Loan Application & Estimate

6. Consummation

7. Effective Date

$15.00

AL - Cyber Crime in the Title Industry

3-Hour General Education.

The FBI's Internet Crime Complaint Center receives complaints crossing the spectrum of cyber crime matters. Since they began tracking scams in the late 2013, it has compiled statistics on more than 7,000 U.S. companies that have been victimized. The scam succeeds by compromising legitimate business email accounts through social engineering or computer intrusion techniques, Businesses of all sizes are targeted, and the fraud is proliferating. Title companies handle a lot of money through their escrow accounts and are consequently a favorite target of cyber criminals. This course covers all the different types of cyberfraud, how to recognize them, and how to protect your business against them.

$45.00

AL - Ethics in Title Insurance with Michael Holden

2-Hour Ethics Education.

Michael Holden discusses a wide range of Ethics topics and how they relate to the Title Insurance Industry. It is a comprehensive discussion that covers historical perspectives, unethical conduct, and cultural factors. He uses Boeing as an example of corporate ethics policies and discusses how to establish an ethical organization.

This class will qualify for 3 hours of Ethics Continuing Education for Title in the state of Alabama.

$30.00

AL - Looking Ahead: New ALTA Forms

1-Hour General Education.

Stay ahead in the title insurance industry with our comprehensive course, "Looking Ahead: New ALTA Forms for Title Insurance Producers." This course is designed to equip title insurance professionals with the latest updates and practical insights on the new American Land Title Association (ALTA) forms.

$15.00

AL - Real Estate Settlement Procedure Act

4-Hour General Education.

This course is a comprehensive discussion of the Real Estate Settlement and Procedures Act and the new regulations promulgated by the Consumer Financial Protection Bureau. A detail history of RESPA and other legislation that has led us to where we are today are included. The course covers servicing, escrow accounting, Notice of Error, Request for Information, Forced Placed Insurance, Loss Mitigation, Affiliated Business Arrangements, and Solicitation. It includes detailed sections on the new Loan Estimate and the new Closing Disclosure.

$60.00

AL - 2021 Survey Standards Update

2-Hour General Education.


In 2021, the American Land Title Association (ALTA) and the National Society of Professional Surveyors (NSPS) released significant updates to the Minimum Standard Detail Requirements for ALTA/NSPS Land Title Surveys. This comprehensive course is designed for title insurance producers who need to stay current with these critical changes and understand their implications on title insurance policies and practices.

$30.00

AL - The Closing is Over, but What About the Post Closing

1-Hour General Education.

Eye on the Prize/ Get it Closed:

1. Fiduciary Responsibility / Commitments

2. Disbursements

3. Risk Factors

What Is Post-Closing?

1. Recordings

2. Money

3. Lien Release and Trustee Services

4. Original Documents

5. Culture – the details

Recording – Priority:

1. Importance of Immediate Recordation

2. Compliance

3. Policy Liability / Gap

4. Customer Satisfaction

5. Underwriter Relationship

6. Minimize Title Liability

7. Supports prompt funding

8. What is E-Recording? How does it help?

Follow the Money:

1. Payoffs

2. Insurance, Taxes, High Risk Items

3. Good Funds vs. Collected Funds

Reconciliation:

1. 3 way reconciliation

2. Consumer funds

3. Balance in Files

4. Fraud

5. Security

6. Escheat

7. Protecting consumer funds

Lien Release Tracking:

1. Have a process

2. Follow through

3. What to do when you can’t wrap it up

Outsourcing:

1. How does it all work?

2. Curative

3. Settlement

The Challenge of Change:

1. Getting Staff buy in

2. Creating a culture that supports thorough post-closing processes

$15.00

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