Homeowner Appraisal Services
Homeowners need appraisals or appraisal reviews for a variety of reasons, including a mortgage refinance, divorce settlement, trust setup and settlement, settling an estate, home equity loans, Pre-listing services, precise measurement of the square footage, and Private Mortgage insurance removal. When you order an appraisal from RVG, you can rest assured that you will get the best in professional service, market value accuracy, detailed analysis, and a thorough explanation that doesn't require you to be an appraiser to understand.
Divorce
A 'dissolution of marriage' appraisal requires a high level of experience, as well as a deep understanding of the legal process involved. RVG has 20+ years of experience in this sensitive area.
Trusts/Estate Settlement and Planning
Whether you're protecting your wealth and assets with a trust, or settling the estate of a loved one, having an experienced and knowledgeable appraiser in this regard is paramount!
Refinance / Home Equity
Be sure that you request us if your lender asks you for YOUR choice of appraisal firms. More than likely we are already on their "approved list", and if not we will quickly provide your lender with the necessary documentation to become approved.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. A Professional Appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value opinion than yours.
PMI Removal Appraisals
Not sure what Private Mortgage Insurance is? Check out our video on it here... A popular money saver for homeowners in the last few years is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.
Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and would like to have a professional "double-check" it for accuracy, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal?
• Appraisal Field Reviews: We'll check your appraisal for accuracy and provide exterior "field inspections" of the subject and comparable properties for maximum appraisal certainty. Perfect for any situation demanding a second opinion on value.
• Appraisal Desk Reviews: In a hurry and just want to "double-check" the facts? Use our extensive Internet research capabilities and office files to deliver reviews with the highest degree of precision in the industry.
Still Have Some Questions? Give Us A Call!
616-369-1990
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Divorce often comes with tough decisions—especially when it comes to dividing your largest shared asset: the home.
If you and your spouse are trying to keep the process as simple, fair, and affordable as possible, you may be wondering:
“Can we just use the same appraiser instead of hiring two?”
The answer is:
✅ Yes—you absolutely can.
And in many cases, it’s the smartest decision you’ll make during the property division process.
Using one mutually agreed-upon appraiser offers several advantages—especially in West Michigan where divorce-related real estate appraisals are common in areas like Grand Rapids, Ada, Rockford, and Kent County.
Hiring one professional instead of two can save hundreds of dollars. Divorce is already expensive—why double the appraisal cost if you don’t have to?
Having one neutral, third-party appraiser removes the “he said, she said” dynamic. Instead of battling over whose appraisal is more accurate, you both agree upfront to trust a single expert.
Coordinating one appraisal is faster than managing two separate reports, reviews, and potential rebuttals. It keeps the momentum going during an already difficult process.
If both parties agree on the appraiser and the process is documented properly, courts and attorneys generally accept the resulting valuation as credible and fair.
While using one appraiser is often a great solution, it may not be ideal in every situation—especially if:
The divorce is high-conflict or contested
One party doesn’t trust the other’s choice of appraiser
There’s suspicion of hidden renovations, uneven financial contributions, or disputed ownership
You’re already in litigation or trial
💡 In these cases, it may be better for each spouse to hire their own appraiser—and possibly bring in a third, neutral appraiser to resolve discrepancies.
If you do choose to work with the same appraiser, make sure they:
Have experience in divorce and legal appraisals
Are familiar with local real estate markets in West Michigan
Provide court-defensible, well-documented reports
Remain neutral and transparent throughout the process
Are comfortable working with both spouses and/or attorneys
🧠 Pro Tip: If both parties will be present for the inspection, let the appraiser know in advance and establish communication boundaries to maintain professionalism.
Agree on an appraiser together
Schedule the appraisal—both parties may attend, or just one
The appraiser inspects the home and reviews local market data
A detailed report is created with the fair market value
That value can be used in negotiations, mediation, or court
If the home will be sold, this helps you set the list price.
If one spouse will stay, it helps determine buyout amounts.
If neither of you want to deal with it, the value helps split equity cleanly.
Yes—you and your spouse can absolutely use the same appraiser in a divorce.
And if you're both looking for clarity, fairness, and fewer legal fees, it might be the best decision you make.
In West Michigan, couples going through amicable or mediated divorces often choose to work with one trusted appraiser to avoid unnecessary delays and disputes.
Just make sure you choose someone experienced, local, and familiar with the nuances of family law appraisal work. When done right, it’s one less thing to argue about—and one more step toward resolution.