📄 Terms of Service for Dan McCarthy | Rocket Mortgage
Last Updated: November 2025
Welcome to the website and services provided by Dan McCarthy, Mortgage Loan Officer (NMLS #198422) in partnership with Rocket Mortgage.
By using this website, submitting the pre-qualification form, scheduling a consultation, or engaging with our services in any way, you agree to the following Terms of Service.
Please read these terms carefully.
1. About Our Services
This website provides:
- Mortgage pre-qualification form
- Information about loan programs and mortgage options
- Appointment scheduling
- Educational content and general guidance
- Direct communication with Dan McCarthy regarding your mortgage needs
All information provided on this website is for informational and pre-qualification purposes only and does not constitute:
- A final mortgage approval
- A credit decision
- Legal, financial, or investment advice
Final approvals are subject to Rocket Mortgage’s underwriting standards, documentation review, and applicable regulations.
2. Eligibility
To use this website, you must:
- Be at least 18 years old
- Provide accurate, truthful, and complete information
- Not use the website for fraudulent or unlawful purposes
Submitting false information or impersonating another person may result in denial of service.
3. User Responsibilities
You agree to:
- Provide accurate and up-to-date information
- Maintain communication with Dan McCarthy during the mortgage process
- Not submit any automated, spam, or fraudulent form entries
- Use the website only for lawful mortgage-related inquiries
You are responsible for the accuracy of all information you share.
4. No Guarantee of Approval
Submitting the pre-qualification form does not guarantee:
- Mortgage approval
- Specific loan terms
- Interest rate options
- Closing timelines
All mortgage approvals are handled exclusively by Rocket Mortgage, subject to federal lending regulations, underwriting guidelines, and verification processes.
5. Communication Consent
By entering your phone number and email address, you agree to receive communication from us as explained in the Privacy Policy:
Transactional Messages
If you selected the transactional consent checkbox, you agree to receive:
- Pre-qualification updates
- Appointment confirmations
- Documentation requests
- Service-related messages
Marketing Messages (Optional)
If you checked the marketing consent box, you agree to receive:
- Loan program updates
- Refinance opportunities
- Educational content
- Promotional messages
Message frequency may vary. Standard message & data rates may apply.
You can opt out at any time by replying STOP or clicking unsubscribe.
6. Use of Scheduling & Third-Party Platforms
By booking a consultation, you agree to any terms associated with:
- Zoom (video conferencing)
- Calendar/scheduling tools
- CRM systems used for loan communication
- Rocket Mortgage systems used for underwriting and documentation
These platforms maintain their own privacy and security policies.
7. Intellectual Property
All content on this website—including images, videos, text, branding, and designs—is protected by copyright laws.
You may not:
- Copy
- Reproduce
- Modify
- Distribute
- Display
- Resell
- Publish
any content without written permission.
8. Website Availability & Limitations
We make reasonable efforts to keep the website available and functioning, but we do not guarantee:
- Uninterrupted service
- Error-free performance
- Absence of viruses or harmful code
- Availability of scheduling slots
We reserve the right to modify or discontinue the website at any time.
9. Disclaimers
General Disclaimer
All content provided on this website is for informational purposes only.
Nothing on this site should be considered:
- Financial advice
- Legal advice
- Investment recommendations
Mortgage Disclaimer
Any loan information provided before formal underwriting is preliminary and subject to:
- Verification of income, assets, and credit
- Rocket Mortgage lending guidelines
- Regulatory compliance
No mortgage terms are final until the loan is closed.
10. Limitation of Liability
To the fullest extent permitted by law:
- Dan McCarthy
- Rocket Mortgage
- Connected service providers
- Website developers
- CRM & scheduling platforms
are not liable for any damages, including but not limited to:
- Loss of data
- Loss of profits
- Service interruptions
- Misuse of information by third parties
- Technical issues with forms or scheduling
Your use of this website is at your own risk.
11. Indemnification
You agree to indemnify and hold harmless:
- Dan McCarthy
- Rocket Mortgage
- Any affiliated partners
from any claims, liabilities, or damages arising from your:
- Use of the website
- Submission of inaccurate information
- Misuse of communication tools
- Violation of these Terms
This website may contain links to external platforms (such as Zoom or Rocket Mortgage).
We are not responsible for:
- Their content
- Their privacy practices
- Their terms of service
- Any unsafe or misleading external sources
- You use external links at your own discretion.
13. Governing Law
These Terms are governed by:
- Federal mortgage lending regulations
- Applicable state laws
- Rocket Mortgage compliance guidelines
Any disputes must be resolved in accordance with the governing jurisdiction.
14. Changes to These Terms
We may update these Terms from time to time.
Changes will be posted on this page with an updated “Last Updated” date.
15. Contact Information
For questions regarding these Terms, contact:
Dan McCarthy – Mortgage Loan Officer (NMLS #198422)
📧 Email: [email protected]
📞 Phone: +1 440-479-8384
🌐 Rocket Mortgage