Peace of Mind for Seniors
“Put a plan in place today without blowing your budget or jumping through hoops!” - Jen Veirs
Introduction:
Hi my name is Jen Veirs, I have been in the insurance industry for over 15 yrs. including assisting thousands of Central Florida seniors preplan, as a Preneed specialist, for over 10 years.
My goal is to help people. Plan and simple, I care, and I will do right by you.
Insurance can be complex. I taught Sunday school at my church for many years, I tend to explain everything in an easy to understand manner. When we meet, I will get to know you and your unique needs. I listen to what is important to you.
I will tailor a plan that meets your needs and fits your budget.
Maybe, you don't need a policy, maybe a prepaid funeral is a better fit, I will give you all the options, advise you and help you make the best decision for you.
Let's face it insurance can be confusing for many people. Allow me to demystify it for you.
Special offer
I will review your current policy and advise you. If you do not have insurance,
I will give you a free quote. If you would like to put something in place yourself
without my assistance, I will give you a link to do just that online.
I will give you a ton of valuable information about preplanning. I am an expert in this subject and I consider it a privilege to be able to advise you on this very important topic.
I almost always suggest a prepaid funeral for Seniors as it is cost-effective and affordable. Further, it takes the burden off your family and helps them when they need it most.
Allow me to explain all the affordable options to you. I will guide you and help you put a plan in place that puts a circle of protection around your family.
It is a beautiful gift to give to your family!
Want to learn more?
Want to put a plan in place? But... you don't know where to start?
I got you! 👊
Give me a ring, shoot me an email or book a quick Zoom or conference call on my calendar at JenVeirs.com
I am an expert in the field of Life Insurance, a licensed Insurance agent in the State of Florida, a preneed specialist, and speaker. Let me be your guide & help you put a plan in place that protects your family.
I recommend a product that is guaranteed- the rates never go up, the benefits never get cut-bottom line- pay the premium & it will never be canceled.
Make sure there isn't any financial burden left for your loved ones to shoulder. Life insurance ensures you last wishes can be carried out by your family. You can put this in place today, there's no medical exam or blood work just… a couple of medical questions and a simple application.
Get a free quote without any sales pressure. Are you a veteran? Please ask me about Vet benefits
I get you the best coverage for your unique situation at a price you can comfortably afford. This is a beautiful gift to give to your family. By putting a plan in place today, you'll never have to think about all this again! This can be done today- I made it easy peasy for you. You love your family-protect them!
Book your free appointment today. JenVeirs.com
Haven’t you waited long enough? Go on-this is too important to wait a minute longer.
Attention: Guardian's, Estate Lawyers, Assisted Living Admin- have a client that you need prearrangements put in place for right away? Just reach out and let's discuss how I can best help you, help your client.
Looking forward to talking with you soon!
Take care,
Jen
Experience you can trust, integrity you can depend on. I help you protect those who matter most AND I fit your budget. Get peace of mind by putting a plan in place now...that eliminates fear and confusion later.
When I was creating a comprehensive “Peace of Mind Planning Guide” for Florida seniors I knew it had to involve organizing various important aspects of someone’s life and end-of-life preferences. Here’s a structured checklist I came up with! I know it will help you to start getting your affairs in order, so you don't leave a mess for your family. If you would like to get my peace of mind planning guide, or if I can help in any way Please just reach out- contact Jen
in the meantime...
You can use this checklist to compile your information:
Vital Status Information Needed by the State- (to generate a Death Certificate)
Your full legal name
Date of Birth/Place of Birth- City &State-or Country if outside of US/correct spelling of both Parents names as listed on your Birth Certificate/correct spelling of your Mother's maiden name
Social Security #
Current address and previous addresses
Marital status and spouse’s information
Next of kin and emergency contact details
Medical History
List of current medications and doses
Allergies and medical conditions
Surgical history
Family medical history
Names and contact information of healthcare providers
Health insurance information
Memories and Instructions
Significant life events and achievements
Personal stories or anecdotes
Ethical will or letter of intent
Instructions for managing online accounts and digital assets
Info for Cars/Boats/RV including location of titles
Cremation or Burial Wishes
Preference of Burial or Cremation- ideally already have a Preneed plan in place- & paid for
Funeral home picked out
Type of ceremony and location
Specific readings or eulogies
Music and hymns selection
Bible verses or spiritual texts to be read
Financial Information
All Bank accounts and #'s
Investment accounts and details
Pension and retirement plans
Insurance policies (life, health, long-term care, prearrangments)
Outstanding debts and obligations
Tax records and returns
Information for the Home
Deeds and property titles
Mortgage or lease agreements
Utility account details
Home maintenance records
Security system information
Family Information
Names and relationships of family members
Contact information for each family member
Family medical history
Important family documents (birth certificates, marriage licenses)
Remember to store this information in a secure yet accessible location and inform your trusted family members or executors about its whereabouts. It’s also advisable to review and update this guide periodically to reflect any changes. For legal documents, consider consulting with an attorney to ensure all information is properly documented and legally sound. This checklist is not only a practical tool for organizing your affairs but also a thoughtful resource for your loved ones during a difficult time. If you would like to get a complete blueprint to help your family at the time of your passing be sure to get Jen's Peace of mind planning guide- just sign up for her newsletter by going here JenVeirs.com and then clicking Learn More. Remember, you can always schedule a free Call/Zoom/or in person Meeting with Jen and get help right away!
Go to https://JenVeirs.com and sign up for my newsletter to Learn More about preplanning, life insurance, and senior resources available to you in the state of Florida.
Veterans’ Burial Benefits an Informal Guide
Introduction
This guide is designed to help veterans and their families understand and prepare for the burial benefits provided by the Department of Veterans Affairs (VA). It touches on the eligibility criteria, necessary documents, and steps to apply for these benefits, your Funeral Director will assist your family with this paperwork at the time of need, however, if you would like to complete the VA Form 40-10007: Application for Pre-Need Determination of Eligibility for Burial in a VA National Cemetery and have that in your "What to do File", so it is done before it is needed, you may.
Eligibility Criteria
To be eligible for veterans’ burial benefits, the following conditions must be met:
Veterans must Not have received a dishonorable discharge.
Service Members who died on active duty, active duty for training, or inactive duty for training.
Spouses of a veteran.
U.S. Citizens Who Served in Allied Forces during wartime may be eligible.
National Guard and Reserve Members who meet certain conditions.
Required Documents
When applying for veterans’ burial benefits, you will need:
VA Form 40-10007: Application for Pre-Need Determination of Eligibility for Burial in a VA National Cemetery.
Proof of Military Service: Such as a DD Form 214.( Vet's discharge papers).
Death Certificate: To prove the date and cause of death.
Personal Information: Including the veteran’s Social Security number and service history.
Applying for Benefits
Gather Documents: Collect all necessary documents, including military service records and personal information.
Complete VA Form 40-10007: Fill out the application form for pre-need determination of eligibility.
Submit the Application: Send the completed form and supporting documents to the VA.
Await Determination: The VA will review the application and inform you of the eligibility decision.
Plan Accordingly: Once eligibility is confirmed, plan the burial according to the veteran’s wishes and VA guidelines.( at time of need-Funeral Director will assist) IF you wish it to be completed before hand it can be done with the proper VA paperwork.
Conclusion
Veterans’ burial benefits are a valuable resource for honoring the service of our nation’s heroes. By understanding the eligibility criteria and preparing the necessary documents, veterans and their families can ensure a dignified and respectful burial process. Many Vet's do not realize in most cases their Spouse can be laid to rest next to them in the National cemetery-no cost. Talk to Jen about this benefit!
Watch the video below to find out more about Pre-arrangments:
Here is an additional Checklist:
Here is a quick additional checklist of needed information blow. Remember imperfect action beats inaction, get started now! Once you do all this, you never have to think about it again! It truly is a beautiful gift to give to your family!
Personal Reflections: Share your personal thoughts, values, or life lessons that you would like to pass on to your loved ones.
Letters to Family Members: Write individual letters to family members, expressing your love, gratitude, and any personal messages you wish to leave behind.
Legacy Projects: Describe any projects or charitable work you would like to be continued or initiated in your memory.
Memorial Preferences: Detail any specific preferences for how you would like to be remembered, such as a memorial bench, scholarship fund, or other tributes.
Personal Inventory: List personal items of sentimental value and whom you would like to inherit them.
Online Accounts: Provide information on how to handle your online presence, including social media accounts and digital assets.
Pet Care: If you have pets, include instructions for their care and well-being after you’re gone.
Additional Helpful Info:
Organizing and storing your planning checklist effectively is crucial to ensure that it is easily accessible when needed. Here are some steps you can take:
Digital Copy:
Create a digital copy of the checklist by typing it up on your computer.
Use a PDF format for universal accessibility and to preserve the formatting.
Store the digital copy in a secure cloud storage service like OneDrive or Dropbox, where it can be accessed from anywhere with internet access.
Physical Copy:
Print out a hard copy.
Place it in a binder or folder with labeled dividers for each section.
Store it in a fireproof and waterproof safe in your home.
Inform Trusted Individuals:
Let a trusted family member, friend, or attorney know where the guide is stored.
Consider giving them a copy or access to the digital file for safekeeping.
Regular Updates:
Schedule regular reviews of the guide to update any information that has changed.
Ensure that updated copies replace the old ones in all storage locations.
Legal Documents:
For any legal documents included in the guide, consider having them notarized if necessary.
Keep the original documents in a safe deposit box and include copies in your planning guide.
Accessibility:
Make sure the guide is easily accessible in an emergency but also secure from theft or damage.
By following these steps, you can rest assured that your planning checklist will be well-organized and preserved for when it is needed most. Remember to communicate with your loved ones about the checklist's existence and location to avoid any confusion in the future. Jen recommends most seniors have both pre-arrangments and a final expense policy to provide a circle of protection around their family! Book a phone call to get your questions answered today! JenVeirs.com
***Disclaimer**** I'm not an attorney, I am a Licensed Life Insurance agent, and a Preneed counselor in the State of Florida. This information is for informational purposes only. I work with many Elder care attorneys, and would be happy to recommend one to you when we meet if you need one. I can help you obtain a life insurance/final expense policy & preplan your funeral. However, you may require a will, etc. for that you need an attorney.
I recommend getting the advice of an attorney, you may want to put in place or update any of the following:
Last Will & Testament
Durable Power of Attorney for Finances: Allows someone to manage your financial affairs if you’re unable to.
Advance Directives: Includes a living will and healthcare surrogate designation, detailing your medical treatment preferences and appointing someone to make healthcare decisions on your behalf if you’re unable.
Living Trust: Enables you to place assets in a trust to be managed by a trustee for your beneficiaries.
Do Not Resuscitate (DNR) Order: Indicates your wish not to have CPR or other life-saving measures if your heart stops or if you stop breathing.
Organ and Tissue Donation Registration: Specifies your intention to donate organs and tissues after death.
