Terms and Conditions

Effective Date: January 28th, 2025

Welcome to TMWT Agency. By accessing and using our website, https://www.talkmoneywithtish.com/, and any of our services, you agree to comply with the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using our services, you confirm that you have read, understood, and agreed to these Terms. If you do not agree, you should not use our services.

2. Services Provided

TMWT Agency provides financial consulting, life insurance products, and related services. Any additional services or changes will be updated on our website.

3. 10DLC A2P Compliance

To comply with 10DLC (Application-to-Person) messaging regulations, you agree to the following:

You consent to receive automated text messages regarding services, updates, and promotional offers. You can opt out at any time by replying STOP to any message. Message frequency may vary, and standard messaging/data rates may apply. TMWT Agency does not sell or share your contact information for marketing purposes with third parties. All messages will include proper identification and an opt-out option per A2P compliance standards.

4. User Responsibilities

You agree to: Use our services legally and ethically. Provide accurate information when required. Not engage in fraudulent, misleading, or harmful activities.

5. Privacy Policy & Data Usage

By using our services, you acknowledge our Privacy Policy and consent to data collection practices including:

Usage analytics. Secure data storage for service improvement. Communication via email, SMS, or phone regarding account-related inquiries.

6. Payment & Fees

Some services require payments, which will be outlined at the time of purchase. All transactions are final and non-refundable unless otherwise specified. TMWT Agency reserves the right to modify pricing at any time with prior notice.

7. Intellectual Property

All content, logos, and materials provided on this website belong to TMWT Agency and are protected under intellectual property laws. You may not copy, distribute, or reuse content without permission.

8. Limitation of Liability

TMWT Agency is not liable for:

Any direct, indirect, or incidental damages caused by service usage. Third-party website links or external content. Unauthorized access to your personal data despite security measures.

9. Termination of Services

We reserve the right to terminate or suspend access to our services for any violations of these Terms.

10. Updates to Terms

These Terms may be updated periodically. We will notify users of significant changes via email or website updates.

11. Contact Information

For any questions about these Terms, please contact us:

TMWT Agency

Office: 1408 Clayton Ln, Celina Texas 75009

Email: [email protected]

Phone: (972) 813-9873

Assistance Hours:

Monday – Saturday: 9:00 AM – 7:00 PM

Sunday: CLOSED