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Instant Pay Raise FAQ

This page answers the most common questions about the Instant Pay Raise system.

Instant Pay Raise is a brand and starting strategy powered by MyEcon — a financial education company based in Atlanta, Georgia, established 20+ years, and built to help everyday people increase cash flow using IRS-approved, education-based strategies.

What is Instant Pay Raise?

Instant Pay Raise is the starting strategy we focus on inside the myEcon system.

It’s designed to help working people (especially W-2 earners) understand how to legally adjust their withholdings based on IRS rules, so they can potentially keep more of their earned money throughout the year — instead of waiting for a refund later.

Think of it like this:

Some people get a big refund because they overpaid taxes all year. Instant Pay Raise focuses on helping you stop overpaying (when appropriate) so you keep more money each paycheck.

Is Instant Pay Raise a company?

No — Instant Pay Raise is a brand and a simple way to describe the outcome.

The actual education-based platform is MyEcon — a cashflow success company based in Atlanta, Georgia, established for 20+ years.

Who is MyEcon?

MyEcon is a financial education company that provides tools, calculators, education, and step-by-step guidance to help members improve cash flow through multiple strategies.

The system is built to help everyday people with goals like:

- increasing take-home pay (when eligible),

- minimizing taxes legally through proper classification and documentation,

- improving credit and financial literacy,

- debt reduction planning,

- and additional education-based money strategies.

What is CashFlow Nation?

CashFlow Nation is the team community you’re joining through this website.

Our role is to:

- Help you understand the system clearly,

- Walk you through your first steps,

- And make sure you know exactly what to do next.

We focus on starting with the Instant Pay Raise because it’s the fastest “first win” for most people.

How does the 20-minute Zoom walkthrough work?

It’s simple and pressure-free.

During the Zoom:

- You bring a recent paycheck stub (or access to your payroll details),

- We walk through the process together,

- We plug your numbers in live so you can see what the impact could look like,

- And you decide if you want to move forward.

If you choose to enroll, we’ll show you the next steps immediately.

How soon would I see changes in my paycheck?

Many people see changes as soon as their next paycheck, depending on:

- When payroll runs,

- Your employer’s processing timeline,

- And your personal situation.

Once you’re properly set up, your paycheck may reflect the adjustment as soon as the next pay cycle.

Is this legal? Is it a “loophole”?

This is not a loophole.

This is education-based guidance using IRS-approved rules and structures, with the purpose of helping you correctly classify eligible expenses and deductions as a home-based business owner.

We do not teach people to “stop paying taxes.”

We teach people how to stop overpaying (when appropriate), based on education and correct setup.

Do I need to be a tax expert to use this?

No.

You are not expected to memorize tax code or become an expert.

The system is built to be step-by-step, and you are supported through the setup process.

What do I need to bring to the Zoom?

Bring one of the following:

- a recent pay stub, or

- access to your payroll portal/app where your numbers are visible.

That’s it.

What does it cost?

The membership is $50 per month.

That includes access to:

- the Instant Pay Raise system, and

- additional money strategies and tools available inside the MyEcon platform (we’ll briefly walk you through what else is included after you’re activated).

Is there a contract?

You’re on a monthly membership.

You can continue as long as it’s providing value for you, and you’re able to maintain access to the platform and tools while you’re active.

(We can also explain cancellation steps clearly inside your walkthrough.)

Will this affect my child tax credits or other tax credits?

In general, the goal of this strategy is to reduce taxable income properly through legitimate deductions and business classification — not to “take away” your eligibility.

That said, credits and outcomes can vary by household.

During your walkthrough, we can address your situation and ensure you’re getting guidance that fits your household structure.

Does this mean I won’t get a refund anymore?

Possibly — and that can be a good thing.

A large refund often means you overpaid throughout the year.

Many people prefer getting money monthly (in paychecks) instead of waiting for a refund.

Some people still receive refunds depending on their tax profile — but the main goal is better cash flow throughout the year.

Do I need to create a “real business” or get a business license?

No — this is designed as a legitimate home-based business structure and does not require you to:

- open a storefront,

- buy inventory,

- ship products,

- negotiate leases,

- or form a complicated corporation setup just to begin.

It’s a digital, home-based business model designed to meet IRS legitimacy requirements.

What else is included besides the Instant Pay Raise strategy?

MyEcon includes multiple education-based strategies and tools.

Instant Pay Raise is simply where we start.

Inside the platform you’ll also find systems that support:

- credit improvement education,

- debt payoff planning tools,

- and additional financial literacy resources.

We’ll keep it simple in your walkthrough and show you what matters most first.

How do I get started?

Step 1: Book your 20-minute Zoom walkthrough

Step 2: We run your numbers live and answer questions

Step 3: If you’re ready, we’ll help you activate your membership and show you the next steps

CTA Button: Book a 20-Minute Zoom Walkthrough

Who is this best for?

This is great for:

- W-2 employees who feel like taxes are eating up their paycheck

- people living paycheck-to-paycheck who want more breathing room

- families who want financial education but need something practical and simple

- self-employed or gig workers who want better structure and guidance

What if I’m skeptical?

That’s normal — and honestly, smart.

That’s exactly why we do the walkthrough:

- you see your numbers,

- you see the process,

- and you decide from a place of clarity (not hype).

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