Privacy Policy, Terms and Earning Disclaimer

1. INTRODUCTION THIS PRIVACY NOTICE PROVIDES YOU WITH DETAILS OF HOW WE COLLECT AND PROCESS YOUR PERSONAL DATA THROUGH YOUR USE OF OUR SITE SALESVALOR, LLC DBA AI GROWTH FORMULA, BY PROVIDING US WITH YOUR DATA, YOU WARRANT TO US THAT YOU ARE OVER 13 YEARS OF AGE. IT IS VERY IMPORTANT THAT THE INFORMATION WE HOLD ABOUT YOU IS ACCURATE AND UP TO DATE. PLEASE LET US KNOW IF AT ANY TIME YOUR PERSONAL INFORMATION CHANGES BY EMAILING US AT JOE@SALESVALOR.COM

2. WHAT DATA DO WE COLLECT ABOUT YOU, FOR WHAT PURPOSE AND ON WHAT GROUND WE PROCESS IT PERSONAL DATA MEANS ANY INFORMATION CAPABLE OF IDENTIFYING AN INDIVIDUAL. IT DOES NOT INCLUDE ANONYMIZED DATA. WE MAY PROCESS THE FOLLOWING CATEGORIES OF PERSONAL DATA ABOUT YOU:

COMMUNICATION DATA THAT INCLUDES ANY COMMUNICATION THAT YOU SEND TO US WHETHER THAT BE THROUGH THE CONTACT FORM ON OUR WEBSITE, THROUGH EMAIL, TEXT, SOCIAL MEDIA MESSAGING, SOCIAL MEDIA POSTING OR ANY OTHER COMMUNICATION THAT YOU SEND US. WE PROCESS THIS DATA FOR THE PURPOSES OF COMMUNICATING WITH YOU, FOR RECORD KEEPING AND FOR THE ESTABLISHMENT, PURSUANCE OR DEFENSE OF LEGAL CLAIMS. OUR LAWFUL GROUND FOR THIS PROCESSING IS OUR LEGITIMATE INTERESTS WHICH IN THIS CASE ARE TO REPLY TO COMMUNICATIONS SENT TO US, TO KEEP RECORDS AND TO ESTABLISH, PURSUE OR DEFEND LEGAL CLAIMS.

CUSTOMER DATA THAT INCLUDES DATA RELATING TO ANY PURCHASES OF GOODS AND/OR SERVICES SUCH AS YOUR NAME, TITLE, BILLING ADDRESS, DELIVERY ADDRESS EMAIL ADDRESS, PHONE NUMBER, CONTACT DETAILS, PURCHASE DETAILS AND YOUR CARD DETAILS. WE PROCESS THIS DATA TO SUPPLY THE GOODS AND/OR SERVICES YOU HAVE PURCHASED AND TO KEEP RECORDS OF SUCH TRANSACTIONS. OUR LAWFUL GROUND FOR THIS PROCESSING IS THE PERFORMANCE OF A CONTRACT BETWEEN YOU AND US AND/OR TAKING STEPS AT YOUR REQUEST TO ENTER INTO SUCH A CONTRACT.

USER DATA THAT INCLUDES DATA ABOUT HOW YOU USE OUR WEBSITE AND ANY ONLINE SERVICES TOGETHER WITH ANY DATA THAT YOU POST FOR PUBLICATION ON OUR WEBSITE OR THROUGH OTHER ONLINE SERVICES. WE PROCESS THIS DATA TO OPERATE OUR WEBSITE AND ENSURE RELEVANT CONTENT IS PROVIDED TO YOU, TO ENSURE THE SECURITY OF OUR WEBSITE, TO MAINTAIN BACK- UPS OF OUR WEBSITE AND/OR DATABASES AND TO ENABLE PUBLICATION AND ADMINISTRATION OF OUR WEBSITE, OTHER ONLINE SERVICES AND BUSINESS. OUR LAWFUL GROUND FOR THIS PROCESSING IS OUR LEGITIMATE INTERESTS WHICH IN THIS CASE ARE TO ENABLE US TO PROPERLY ADMINISTER OUR WEBSITE AND OUR BUSINESS.

TECHNICAL DATA THAT INCLUDES DATA ABOUT YOUR USE OF OUR WEBSITE AND ONLINE SERVICES SUCH AS YOUR IP ADDRESS, YOUR LOGIN DATA, DETAILS ABOUT YOUR BROWSER, LENGTH OF VISIT TO PAGES ON OUR WEBSITE, PAGE VIEWS AND NAVIGATION PATHS, DETAILS ABOUT THE NUMBER OF TIMES YOU USE OUR WEBSITE, TIME ZONE SETTINGS AND OTHER TECHNOLOGY ON THE DEVICES YOU USE TO ACCESS OUR WEBSITE. THE SOURCE OF THIS DATA IS FROM OUR ANALYTICS TRACKING SYSTEM. WE PROCESS THIS DATA TO ANALYSE YOUR USE OF OUR WEBSITE AND OTHER ONLINE SERVICES, TO ADMINISTER AND PROTECT OUR BUSINESS AND WEBSITE, TO DELIVER RELEVANT WEBSITE CONTENT AND ADVERTISEMENTS TO YOU AND TO UNDERSTAND THE EFFECTIVENESS OF OUR ADVERTISING. OUR LAWFUL GROUND FOR THIS PROCESSING IS OUR LEGITIMATE INTERESTS WHICH IN THIS CASE ARE TO ENABLE US TO PROPERLY ADMINISTER OUR WEBSITE AND OUR BUSINESS AND TO GROW OUR BUSINESS AND TO DECIDE OUR MARKETING STRATEGY.

MARKETING DATA THAT INCLUDES DATA ABOUT YOUR PREFERENCES IN RECEIVING MARKETING FROM US AND OUR THIRD PARTIES AND YOUR COMMUNICATION PREFERENCES. WE PROCESS THIS DATA TO ENABLE YOU TO PARTAKE IN OUR PROMOTIONS SUCH AS COMPETITIONS, PRIZE DRAWS AND FREE GIVEAWAYS, TO DELIVER RELEVANT WEBSITE CONTENT AND ADVERTISEMENTS TO YOU AND MEASURE OR UNDERSTAND THE EFFECTIVENESS OF THIS ADVERTISING. OUR LAWFUL GROUND FOR THIS PROCESSING IS OUR LEGITIMATE INTERESTS WHICH IN THIS CASE ARE TO STUDY HOW CUSTOMERS USE OUR PRODUCTS/SERVICES, TO DEVELOP THEM, TO GROW OUR BUSINESS AND TO DECIDE OUR MARKETING STRATEGY.

WE MAY USE CUSTOMER DATA, USER DATA, TECHNICAL DATA AND MARKETING DATA TO DELIVER RELEVANT WEBSITE CONTENT AND ADVERTISEMENTS TO YOU (INCLUDING FACEBOOK ADVERTS OR OTHER DISPLAY ADVERTISEMENTS) AND TO MEASURE OR UNDERSTAND THE EFFECTIVENESS OF THE ADVERTISING WE SERVE YOU. OUR LAWFUL GROUND FOR THIS PROCESSING IS LEGITIMATE INTERESTS WHICH IS TO GROW OUR BUSINESS. WE MAY ALSO USE SUCH DATA TO SEND OTHER MARKETING COMMUNICATIONS TO YOU. OUR LAWFUL GROUND FOR THIS PROCESSING IS EITHER CONSENT OR LEGITIMATE INTERESTS (NAMELY TO GROW OUR BUSINESS).

SENSITIVE DATA WE DO NOT COLLECT ANY SENSITIVE DATA ABOUT YOU. SENSITIVE DATA REFERS TO DATA THAT INCLUDES DETAILS ABOUT YOUR RACE OR ETHNICITY, RELIGIOUS OR PHILOSOPHICAL BELIEFS, SEX LIFE, SEXUAL ORIENTATION, POLITICAL OPINIONS, TRADE UNION MEMBERSHIP, INFORMATION ABOUT YOUR HEALTH AND GENETIC AND BIOMETRIC DATA. WE DO NOT COLLECT ANY INFORMATION ABOUT CRIMINAL CONVICTIONS AND OFFENCES.

WE WILL ONLY USE YOUR PERSONAL DATA FOR A PURPOSE IT WAS COLLECTED FOR OR A REASONABLY COMPATIBLE PURPOSE IF NECESSARY. FOR MORE INFORMATION ON THIS PLEASE EMAIL US AT JOE@SALESVALOR.COM IN CASE WE NEED TO USE YOUR DETAILS FOR AN UNRELATED NEW PURPOSE WE WILL LET YOU KNOW AND EXPLAIN THE LEGAL GROUNDS FOR PROCESSING. WE MAY PROCESS YOUR PERSONAL DATA WITHOUT YOUR KNOWLEDGE OR CONSENT WHERE THIS IS REQUIRED OR PERMITTED BY LAW. WE DO NOT CARRY OUT AUTOMATED DECISION MAKING OR ANY TYPE OF AUTOMATED PROFILING.

WE MAY PROCESS YOUR PERSONAL DATA WITHOUT YOUR KNOWLEDGE OR CONSENT WHERE THIS IS REQUIRED OR PERMITTED BY LAW. WE DO NOT CARRY OUT AUTOMATED DECISION MAKING OR ANY TYPE OF AUTOMATED PROFILING.

3. HOW WE COLLECT YOUR PERSONAL DATA WE MAY COLLECT DATA ABOUT YOU BY YOU PROVIDING THE DATA DIRECTLY TO US (FOR EXAMPLE BY FILLING IN FORMS ON OUR SITE OR BY SENDING US EMAILS). WE MAY AUTOMATICALLY COLLECT CERTAIN DATA FROM YOU AS YOU USE OUR WEBSITE BY USING COOKIES AND SIMILAR TECHNOLOGIES. PLEASE SEE OUR COOKIE POLICY FOR MORE DETAILS ABOUT THIS.

WE MAY RECEIVE DATA FROM THIRD PARTIES SUCH AS ANALYTICS PROVIDERS SUCH AS GOOGLE BASED OUTSIDE THE EU, ADVERTISING NETWORKS SUCH AS FACEBOOK BASED OUTSIDE THE EU, SUCH AS SEARCH INFORMATION PROVIDERS SUCH AS GOOGLE BASED OUTSIDE THE EU, PROVIDERS OF TECHNICAL, PAYMENT AND DELIVERY SERVICES, SUCH AS DATA BROKERS OR AGGREGATORS.

WE MAY ALSO RECEIVE DATA FROM PUBLICLY AVAILABLE SOURCES SUCH AS COMPANIES HOUSE AND THE ELECTORAL REGISTER BASED INSIDE THE EU.

4. MARKETING COMMUNICATIONS OUR LAWFUL GROUND OF PROCESSING YOUR PERSONAL DATA TO SEND YOU MARKETING COMMUNICATIONS IS EITHER YOUR CONSENT OR OUR LEGITIMATE INTERESTS (NAMELY TO GROW OUR BUSINESS).

UNDER THE PRIVACY AND ELECTRONIC COMMUNICATIONS REGULATIONS, WE MAY SEND YOU MARKETING COMMUNICATIONS FROM US IF (I) YOU MADE A PURCHASE OR ASKED FOR INFORMATION FROM US ABOUT OUR GOODS OR SERVICES OR (II) YOU AGREED TO RECEIVE MARKETING COMMUNICATIONS AND IN EACH CASE YOU HAVE NOT OPTED OUT OF RECEIVING SUCH COMMUNICATIONS SINCE. UNDER THESE REGULATIONS, IF YOU ARE A LIMITED COMPANY, WE MAY SEND YOU MARKETING EMAILS WITHOUT YOUR CONSENT. HOWEVER YOU CAN STILL OPT OUT OF RECEIVING MARKETING EMAILS FROM US AT ANY TIME.

BEFORE WE SHARE YOUR PERSONAL DATA WITH ANY THIRD PARTY FOR THEIR OWN MARKETING PURPOSES WE WILL GET YOUR EXPRESS CONSENT.

YOU CAN ASK US OR THIRD PARTIES TO STOP SENDING YOU MARKETING MESSAGES AT ANY TIME BY FOLLOWING THE OPT-OUT LINKS ON ANY MARKETING MESSAGE SENT TO YOU OR OR BY EMAILING US AT JOE@SALESVALOR.COM AT ANY TIME. IF YOU OPT OUT OF RECEIVING MARKETING COMMUNICATIONS THIS OPT-OUT DOES NOT APPLY TO PERSONAL DATA PROVIDED AS A RESULT OF OTHER TRANSACTIONS, SUCH AS PURCHASES, WARRANTY REGISTRATIONS ETC.

YOU CAN ASK US OR THIRD PARTIES TO STOP SENDING YOU MARKETING MESSAGES AT ANY TIME BY FOLLOWING THE OPT-OUT LINKS ON ANY MARKETING MESSAGE SENT TO YOU OR OR BY EMAILING US AT JOE@SALESVALOR.COM AT ANY TIME. IF YOU OPT OUT OF RECEIVING MARKETING COMMUNICATIONS THIS OPT-OUT DOES NOT APPLY TO PERSONAL DATA PROVIDED AS A RESULT OF OTHER TRANSACTIONS, SUCH AS PURCHASES, WARRANTY REGISTRATIONS ETC.

5. DISCLOSURES OF YOUR PERSONAL DATA WE MAY HAVE TO SHARE YOUR PERSONAL DATA WITH THE PARTIES SET OUT BELOW: SERVICE PROVIDERS WHO PROVIDE IT AND SYSTEM ADMINISTRATION SERVICES. PROFESSIONAL ADVISERS INCLUDING LAWYERS, BANKERS, AUDITORS AND INSURERS GOVERNMENT BODIES THAT REQUIRE US TO REPORT PROCESSING ACTIVITIES. THIRD PARTIES TO WHOM WE SELL, TRANSFER, OR MERGE PARTS OF OUR BUSINESS OR OUR ASSETS. WE REQUIRE ALL THIRD PARTIES TO WHOM WE TRANSFER YOUR DATA TO RESPECT THE SECURITY OF YOUR PERSONAL DATA AND TO TREAT IT IN ACCORDANCE WITH THE LAW. WE ONLY ALLOW SUCH THIRD PARTIES TO PROCESS YOUR PERSONAL DATA FOR SPECIFIED PURPOSES AND IN ACCORDANCE WITH OUR INSTRUCTIONS.

6. INTERNATIONAL TRANSFERS COUNTRIES OUTSIDE OF THE EUROPEAN ECONOMIC AREA (EEA) DO NOT ALWAYS OFFER THE SAME LEVELS OF PROTECTION TO YOUR PERSONAL DATA, SO EUROPEAN LAW HAS PROHIBITED TRANSFERS OF PERSONAL DATA OUTSIDE OF THE EEA UNLESS THE TRANSFER MEETS CERTAIN CRITERIA.

DISCLAIMER

BY VIEWING THIS WEBSITE OR ANYTHING MADE AVAILABLE ON OR THROUGH THIS WEBSITE, INCLUDING BUT NOT LIMITED TO PROGRAMS, PRODUCTS, SERVICES, OPT-IN GIFTS, E-BOOKS, VIDEOS, WEBINARS, BLOG POSTS, E-NEWSLETTERS, CONSULTATIONS, E-MAILS, SOCIAL MEDIA AND/OR OTHER COMMUNICATION (COLLECTIVELY REFERRED TO AS “WEBSITE”), YOU ARE AGREEING TO ACCEPT ALL PARTS OF THIS DISCLAIMER. THUS, IF YOU DO NOT AGREE TO THE DISCLAIMER BELOW, STOP NOW, AND DO NOT ACCESS OR USE THIS WEBSITE. FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. THE INFORMATION PROVIDED IN OR THROUGH THIS WEBSITE IS FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY AND SOLELY AS A SELF-HELP TOOL FOR YOUR OWN USE.

NOT LEGAL OR FINANCIAL ADVICE. I AM NOT AN ATTORNEY, ACCOUNTANT OR FINANCIAL ADVISOR, NOR AM I HOLDING MYSELF OUT TO BE. THE INFORMATION CONTAINED IN THIS WEBSITE IS NOT INTENDED TO BE A SUBSTITUTE FOR LEGAL OR FINANCIAL ADVICE THAT CAN BE PROVIDED BY YOUR OWN ATTORNEY, ACCOUNTANT, AND/OR FINANCIAL ADVISOR. ALTHOUGH CARE HAS BEEN TAKEN IN PREPARING THE INFORMATION PROVIDED TO YOU, I CANNOT BE HELD RESPONSIBLE FOR ANY ERRORS OR OMISSIONS, AND I ACCEPT NO LIABILITY WHATSOEVER FOR ANY LOSS OR DAMAGE YOU MAY INCUR. ALWAYS SEEK FINANCIAL AND/OR LEGAL COUNSEL RELATING TO YOUR SPECIFIC CIRCUMSTANCES AS NEEDED FOR ANY AND ALL QUESTIONS AND CONCERNS YOU NOW HAVE, OR MAY HAVE IN THE FUTURE. YOU AGREE THAT THE INFORMATION ON OUR WEBSITE IS NOT LEGAL OR FINANCIAL ADVICE.

PERSONAL RESPONSIBILITY. YOU AIM TO ACCURATELY REPRESENT THE INFORMATION PROVIDED TO US ON OR THROUGH OUR WEBSITE. YOU ACKNOWLEDGE THAT YOU ARE PARTICIPATING VOLUNTARILY IN USING OUR WEBSITE AND THAT YOU ARE SOLELY AND PERSONALLY RESPONSIBLE FOR YOUR CHOICES, ACTIONS AND RESULTS, NOW AND IN THE FUTURE. YOU ACCEPT FULL RESPONSIBILITY FOR THE CONSEQUENCES OF YOUR USE, OR NON-USE, OF ANY INFORMATION PROVIDED ON OR THROUGH THIS WEBSITE, AND YOU AGREE TO USE YOUR OWN JUDGMENT AND DUE DILIGENCE BEFORE IMPLEMENTING ANY IDEA, SUGGESTION OR RECOMMENDATION FROM MY WEBSITE TO YOUR LIFE, FAMILY OR BUSINESS.

NO GUARANTEES. MY ROLE IS TO SUPPORT AND ASSIST YOU IN REACHING YOUR OWN GOALS, BUT YOUR SUCCESS DEPENDS PRIMARILY ON YOUR OWN EFFORT, MOTIVATION, COMMITMENT AND FOLLOW-THROUGH. I CANNOT PREDICT AND I DO NOT GUARANTEE THAT YOU WILL ATTAIN A PARTICULAR RESULT, AND YOU ACCEPT AND UNDERSTAND THAT RESULTS DIFFER FOR EACH INDIVIDUAL. EACH INDIVIDUAL’S RESULTS DEPEND ON HIS OR HER UNIQUE BACKGROUND, DEDICATION, DESIRE, MOTIVATION, ACTIONS, AND NUMEROUS OTHER FACTORS. YOU FULLY AGREE THAT THERE ARE NO GUARANTEES AS TO THE SPECIFIC OUTCOME OR RESULTS YOU CAN EXPECT FROM USING THE INFORMATION YOU RECEIVE ON OR THROUGH THIS WEBSITE.

EARNINGS DISCLAIMER. ANY EARNINGS OR INCOME STATEMENTS OR EXAMPLES SHOWN THROUGH OUR WEBSITE ARE ONLY ESTIMATES OF WHAT MIGHT BE POSSIBLE NOW OR IN THE FUTURE. THERE CAN BE NO ASSURANCE AS TO ANY PARTICULAR FINANCIAL OUTCOME BASED ON THE USE OF OUR WEBSITE. YOU AGREE THAT I AM NOT RESPONSIBLE FOR YOUR EARNINGS, THE SUCCESS OR FAILURE OF YOUR PERSONAL OR BUSINESS DECISIONS, THE INCREASE OR DECREASE OF YOUR FINANCES OR INCOME LEVEL, OR ANY OTHER RESULT OF ANY KIND THAT YOU MAY HAVE AS A RESULT OF INFORMATION PRESENTED TO YOU THROUGH OUR WEBSITE. YOU ARE SOLELY RESPONSIBLE FOR YOUR RESULTS.

TESTIMONIALS. I PRESENT REAL WORLD EXPERIENCES, TESTIMONIALS, AND INSIGHTS ABOUT OTHER PEOPLE’S EXPERIENCES WITH MY WEBSITE FOR PURPOSES OF ILLUSTRATION ONLY. THE TESTIMONIALS, EXAMPLES, AND PHOTOS USED ARE OF ACTUAL CLIENTS AND RESULTS THEY PERSONALLY ACHIEVED, OR THEY ARE COMMENTS FROM INDIVIDUALS WHO CAN SPEAK TO MY CHARACTER AND/OR THE QUALITY OF MY WORK. THEY ARE NOT INTENDED TO REPRESENT OR GUARANTEE THAT CURRENT OR FUTURE CLIENTS WILL ACHIEVE THE SAME OR SIMILAR RESULTS; RATHER, THESE TESTIMONIALS REPRESENT WHAT IS POSSIBLE FOR ILLUSTRATIVE PURPOSES ONLY.

ASSUMPTION OF RISK. AS WITH ALL SITUATIONS, THERE ARE SOMETIMES UNKNOWN INDIVIDUAL RISKS AND CIRCUMSTANCES THAT CAN ARISE DURING USE OF MY WEBSITE THAT CANNOT BE FORESEEN THAT CAN INFLUENCE OR REDUCE RESULTS. YOU UNDERSTAND THAT ANY MENTION OF ANY SUGGESTION OR RECOMMENDATION ON OR THROUGH MY WEBSITE IS TO BE TAKEN AT YOUR OWN RISK, WITH NO LIABILITY ON MY PART, RECOGNIZING THAT THERE IS A RARE CHANCE THAT ILLNESS, INJURY OR EVEN DEATH COULD RESULT, AND YOU AGREE TO ASSUME ALL RISKS.

LIMITATION OF LIABILITY. BY USING THIS WEBSITE, YOU AGREE TO ABSOLVE ME OF ANY LIABILITY OR LOSS THAT YOU OR ANY OTHER PERSON MAY INCUR FROM USE OF THE INFORMATION, PRODUCTS OR MATERIALS THAT YOU REQUEST OR RECEIVE THROUGH OR ON MY WEBSITE. YOU AGREE THAT I WILL NOT BE LIABLE TO YOU, OR TO ANY OTHER INDIVIDUAL, COMPANY OR ENTITY, FOR ANY TYPE OF DAMAGES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUITABLE OR CONSEQUENTIAL LOSS OR DAMAGES, FOR USE OF OR RELIANCE ON MY WEBSITE. YOU AGREE THAT I DO NOT ASSUME LIABILITY FOR ACCIDENTS, DELAYS, INJURIES, HARM, LOSS, DAMAGE, DEATH, LOST PROFITS, PERSONAL OR BUSINESS INTERRUPTIONS, MISAPPLICATION OF INFORMATION, PHYSICAL OR MENTAL DISEASE OR CONDITION OR ISSUE, OR ANY OTHER TYPE OF LOSS OR DAMAGE DUE TO ANY ACT OR DEFAULT BY ME OR ANYONE ACTING AS OUR AGENT, CONSULTANT, AFFILIATE, JOINT VENTURE PARTNER, EMPLOYEE, SHAREHOLDER, DIRECTOR, STAFF, TEAM MEMBER, OR ANYONE OTHERWISE AFFILIATED WITH MY BUSINESS OR ME, WHO IS ENGAGED IN DELIVERING CONTENT ON OR THROUGH THIS WEBSITE.

INDEMNIFICATION AND RELEASE OF CLAIMS. YOU HEREBY FULLY AND COMPLETELY HOLD HARMLESS, INDEMNIFY AND RELEASE ME AND ANY OF MY AGENTS, CONSULTANTS, AFFILIATES, JOINT VENTURE PARTNERS, EMPLOYEES, SHAREHOLDERS, DIRECTORS, STAFF, TEAM MEMBERS, OR ANYONE OTHERWISE AFFILIATED WITH MY BUSINESS OR ME FROM ANY AND ALL CAUSES OF ACTION, ALLEGATIONS, SUITS, CLAIMS, DAMAGES, OR DEMANDS WHATSOEVER, IN LAW OR EQUITY, THAT MAY ARISE IN THE PAST, PRESENT OR FUTURE THAT IS IN ANY WAY RELATED TO MY WEBSITE.

NO WARRANTIES. I MAKE NO WARRANTIES RELATED TO THE PERFORMANCE OR OPERATION OF MY WEBSITE. I MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, PRODUCTS OR SERVICES INCLUDED ON OR THROUGH THE WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, I DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

ERRORS AND OMISSIONS. ALTHOUGH EVERY EFFORT IS MADE TO ENSURE THE ACCURACY OF INFORMATION SHARED ON OR THROUGH THIS WEBSITE, THE INFORMATION MAY INADVERTENTLY CONTAIN INACCURACIES OR TYPOGRAPHICAL ERRORS. YOU AGREE THAT I AM NOT RESPONSIBLE FOR THE VIEWS, OPINIONS, OR ACCURACY OF FACTS REFERENCED ON OR THROUGH MY WEBSITE, OR OF THOSE OF ANY OTHER INDIVIDUAL OR COMPANY AFFILIATED WITH MY BUSINESS OR ME IN ANY WAY. BECAUSE SCIENTIFIC, TECHNOLOGY AND BUSINESS PRACTICES ARE CONSTANTLY EVOLVING, YOU AGREE THAT I AM NOT RESPONSIBLE FOR THE ACCURACY OF MY WEBSITE, OR FOR ANY ERRORS OR OMISSIONS THAT MAY OCCUR.

NO ENDORSEMENT. REFERENCES OR LINKS IN MY WEBSITE TO THE INFORMATION, OPINIONS, ADVICE, PROGRAMS, PRODUCTS OR SERVICES OF ANY OTHER INDIVIDUAL, BUSINESS OR ENTITY DOES NOT CONSTITUTE MY FORMAL ENDORSEMENT. I AM MERELY SHARING INFORMATION FOR YOUR OWN SELF-HELP ONLY. I AM NOT RESPONSIBLE FOR THE WEBSITE CONTENT, BLOGS, E-MAILS, VIDEOS, SOCIAL MEDIA, PROGRAMS, PRODUCTS AND/OR SERVICES OF ANY OTHER PERSON, BUSINESS OR ENTITY THAT MAY BE LINKED OR REFERENCED IN MY WEBSITE. CONVERSELY, SHOULD MY WEBSITE LINK APPEAR IN ANY OTHER INDIVIDUAL’S, BUSINESS’S OR ENTITY’S WEBSITE, PROGRAM, PRODUCT OR SERVICES, IT DOES NOT CONSTITUTE MY FORMAL ENDORSEMENT OF THEM, THEIR BUSINESS OR THEIR WEBSITE EITHER.

AFFILIATES. FROM TIME TO TIME, I MAY PROMOTE, AFFILIATE WITH, OR PARTNER WITH OTHER INDIVIDUALS OR BUSINESSES WHOSE PROGRAMS, PRODUCTS AND SERVICES ALIGN WITH MINE. IN THE SPIRIT OF TRANSPARENCY, I WANT YOU TO BE AWARE THAT THERE MAY BE INSTANCES WHEN I PROMOTE, MARKET, SHARE OR SELL PROGRAMS, PRODUCTS OR SERVICES FOR OTHER PARTNERS AND IN EXCHANGE I MAY RECEIVE FINANCIAL COMPENSATION OR OTHER REWARDS. PLEASE NOTE THAT I AM HIGHLY SELECTIVE AND I ONLY PROMOTE THE PARTNERS WHOSE PROGRAMS, PRODUCTS AND/OR SERVICES I RESPECT. AT THE SAME TIME, YOU AGREE THAT ANY SUCH PROMOTION OR MARKETING DOES NOT SERVE AS ANY FORM OF ENDORSEMENT WHATSOEVER. YOU ARE STILL REQUIRED TO USE YOUR OWN JUDGMENT TO DETERMINE THAT ANY SUCH PROGRAM, PRODUCT OR SERVICE IS APPROPRIATE FOR YOU. YOU ARE ASSUMING ALL RISKS, AND YOU AGREE THAT I AM NOT LIABLE IN ANY WAY FOR ANY PROGRAM, PRODUCT OR SERVICE THAT I MAY PROMOTE, MARKET, SHARE OR SELL ON OR THROUGH MY WEBSITE.

BY USING MY WEBSITE YOU ARE AGREEING TO ALL PARTS OF THE ABOVE DISCLAIMER. IF YOU HAVE ANY QUESTIONS ABOUT THIS DISCLAIMER, PLEASE CONTACT ME AT JOE@SALESVALOR.COM MANY OF OUR THIRD PARTIES SERVICE PROVIDERS ARE BASED OUTSIDE THE EUROPEAN ECONOMIC AREA (EEA) SO THEIR PROCESSING OF YOUR PERSONAL DATA WILL INVOLVE A TRANSFER OF DATA OUTSIDE THE EEA. WHENEVER WE TRANSFER YOUR PERSONAL DATA OUT OF THE EEA, WE DO OUR BEST TO ENSURE A SIMILAR DEGREE OF SECURITY OF DATA BY ENSURING AT LEAST ONE OF THE FOLLOWING SAFEGUARDS IS IN PLACE: WE WILL ONLY TRANSFER YOUR PERSONAL DATA TO COUNTRIES THAT THE EUROPEAN COMMISSION HAVE APPROVED AS PROVIDING AN ADEQUATE LEVEL OF PROTECTION FOR PERSONAL DATA BY; OR WHERE WE USE CERTAIN SERVICE PROVIDERS, WE MAY USE SPECIFIC CONTRACTS OR CODES OF CONDUCT OR CERTIFICATION MECHANISMS APPROVED BY THE EUROPEAN COMMISSION WHICH GIVE PERSONAL DATA THE SAME PROTECTION IT HAS IN EUROPE; OR IF WE USE US-BASED PROVIDERS THAT ARE PART OF EU-US PRIVACY SHIELD, WE MAY TRANSFER DATA TO THEM, AS THEY HAVE EQUIVALENT SAFEGUARDS IN PLACE. IF NONE OF THE ABOVE SAFEGUARDS IS AVAILABLE, WE MAY REQUEST YOUR EXPLICIT CONSENT TO THE SPECIFIC TRANSFER. YOU WILL HAVE THE RIGHT TO WITHDRAW THIS CONSENT AT ANY TIME.

7. DATA SECURITY WE HAVE PUT IN PLACE SECURITY MEASURES TO PREVENT YOUR PERSONAL DATA FROM BEING ACCIDENTALLY LOST, USED, ALTERED, DISCLOSED, OR ACCESSED WITHOUT AUTHORIZATION. WE ALSO ALLOW ACCESS TO YOUR PERSONAL DATA ONLY TO THOSE EMPLOYEES AND PARTNERS WHO HAVE A BUSINESS NEED TO KNOW SUCH DATA. THEY WILL ONLY PROCESS YOUR PERSONAL DATA ON OUR INSTRUCTIONS AND THEY MUST KEEP IT CONFIDENTIAL. WE HAVE PROCEDURES IN PLACE TO DEAL WITH ANY SUSPECTED PERSONAL DATA BREACH AND WILL NOTIFY YOU AND ANY APPLICABLE REGULATOR OF A BREACH IF WE ARE LEGALLY REQUIRED TO.

8. PASSWORDS TO USE CERTAIN FEATURES OF THE WEBSITE OR ITS CONTENT, YOU MAY NEED A USERNAME AND PASSWORD. YOU ARE RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF THE USERNAME AND PASSWORD, AND YOU ARE RESPONSIBLE FOR ALL ACTIVITIES, WHETHER BY YOU OR BY OTHERS, THAT OCCUR UNDER YOUR USERNAME OR PASSWORD AND WITHIN YOUR ACCOUNT. YOU AGREE TO NOTIFY US IMMEDIATELY OF ANY UNAUTHORIZED OR IMPROPER USE OF YOUR USERNAME OR PASSWORD OR ANY OTHER BREACH OF SECURITY. TO HELP PROTECT AGAINST UNAUTHORIZED OR IMPROPER USE, MAKE SURE THAT YOU LOG OUT AT THE END OF EACH SESSION REQUIRING YOUR USERNAME AND PASSWORD. IT IS YOUR RESPONSIBILITY TO PROTECT YOUR OWN USERNAME AND PASSWORD FROM DISCLOSURE TO OTHERS. WE CANNOT AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING FROM YOUR FAILURE TO PROTECT YOUR USERNAME, PASSWORD OR ACCOUNT INFORMATION. IF YOU SHARE YOUR USERNAME OR PASSWORD WITH OTHERS, THEY MAY BE ABLE TO OBTAIN ACCESS TO YOUR PERSONAL INFORMATION AT YOUR OWN RISK. BY USING OUR WEBSITE AND ITS CONTENT YOU AGREE TO ENTER TRUE AND ACCURATE INFORMATION ON THE WEBSITE AND ITS CONTENT. IF YOU ENTER A BOGUS EMAIL ADDRESS WE HAVE THE RIGHT TO IMMEDIATELY DEACTIVATE YOUR ACCOUNT. WE WILL USE OUR BEST EFFORTS TO KEEP YOUR USERNAME AND PASSWORD(S) PRIVATE AND WILL NOT OTHERWISE SHARE YOUR PASSWORD(S) WITHOUT YOUR CONSENT, EXCEPT AS NECESSARY WHEN THE LAW REQUIRES IT OR IN THE GOOD FAITH BELIEF THAT SUCH ACTION IS NECESSARY, PARTICULARLY WHEN DISCLOSURE IS NECESSARY TO IDENTIFY, CONTACT OR BRING LEGAL ACTION AGAINST SOMEONE WHO MAY BE CAUSING INJURY TO OTHERS OR INTERFERING WITH OUR RIGHTS OR PROPERTY.

9. DATA RETENTION WE WILL ONLY RETAIN YOUR PERSONAL DATA FOR AS LONG AS NECESSARY TO FULFILL THE PURPOSES WE COLLECTED IT FOR, INCLUDING FOR THE PURPOSES OF SATISFYING ANY LEGAL, ACCOUNTING, OR REPORTING REQUIREMENTS. WHEN DECIDING WHAT THE CORRECT TIME IS TO KEEP THE DATA FOR WE LOOK AT ITS AMOUNT, NATURE AND SENSITIVITY, POTENTIAL RISK OF HARM FROM UNAUTHORIZED USE OR DISCLOSURE, THE PROCESSING PURPOSES, IF THESE CAN BE ACHIEVED BY OTHER MEANS AND LEGAL REQUIREMENTS. FOR TAX PURPOSES THE LAW REQUIRES US TO KEEP BASIC INFORMATION ABOUT OUR CUSTOMERS (INCLUDING CONTACT, IDENTITY, FINANCIAL AND TRANSACTION DATA) FOR SIX YEARS AFTER THEY STOP BEING CUSTOMERS. IN SOME CIRCUMSTANCES WE MAY ANONYMIZE YOUR PERSONAL DATA FOR RESEARCH OR STATISTICAL PURPOSES IN WHICH CASE WE MAY USE THIS INFORMATION INDEFINITELY WITHOUT FURTHER NOTICE TO YOU.

10. YOUR LEGAL RIGHTS UNDER DATA PROTECTION LAWS, EU RESIDENTS HAVE RIGHTS IN RELATION TO YOUR PERSONAL DATA THAT INCLUDE THE RIGHT TO REQUEST ACCESS, CORRECTION, ERASURE, RESTRICTION, TRANSFER, TO OBJECT TO PROCESSING, TO PORTABILITY OF DATA AND (WHERE THE LAWFUL GROUND OF PROCESSING IS CONSENT) TO WITHDRAW CONSENT. YOU CAN SEE MORE ABOUT THESE RIGHTS AT: HTTPS://ICO.ORG.UK/FOR-ORGANISATIONS/GUIDE-TO-THE-GENERAL-DATA-PROTECTION-REGULATION-GDPR/INDIVIDUAL-RIGHTS/ IF YOU WISH TO EXERCISE ANY OF THE RIGHTS SET OUT ABOVE, PLEASE EMAIL US AT JOE@SALESVALOR YOU WILL NOT HAVE TO PAY A FEE TO ACCESS YOUR PERSONAL DATA (OR TO EXERCISE ANY OF THE OTHER RIGHTS). HOWEVER, WE MAY CHARGE A REASONABLE FEE IF YOUR REQUEST IS CLEARLY UNFOUNDED, REPETITIVE OR EXCESSIVE OR REFUSE TO COMPLY WITH YOUR REQUEST IN THESE CIRCUMSTANCES. WE MAY NEED TO REQUEST SPECIFIC INFORMATION FROM YOU TO HELP US CONFIRM YOUR IDENTITY AND ENSURE YOUR RIGHT TO ACCESS YOUR PERSONAL DATA (OR TO EXERCISE ANY OF YOUR OTHER RIGHTS). THIS IS A SECURITY MEASURE TO ENSURE THAT PERSONAL DATA IS NOT DISCLOSED TO ANY PERSON WHO HAS NO RIGHT TO RECEIVE IT. WE MAY ALSO CONTACT YOU TO ASK YOU FOR FURTHER INFORMATION IN RELATION TO YOUR REQUEST TO SPEED UP OUR RESPONSE. WE TRY TO RESPOND TO ALL LEGITIMATE REQUESTS WITHIN ONE MONTH. OCCASIONALLY IT MAY TAKE US LONGER THAN A MONTH IF YOUR REQUEST IS PARTICULARLY COMPLEX OR YOU HAVE MADE A NUMBER OF REQUESTS. IN THIS CASE, WE WILL NOTIFY YOU. IF YOU ARE NOT HAPPY WITH ANY ASPECT OF HOW WE COLLECT AND USE YOUR DATA, YOU HAVE THE RIGHT TO COMPLAIN TO THE INFORMATION COMMISSIONER’S OFFICE (ICO), THE UK SUPERVISORY AUTHORITY FOR DATA PROTECTION ISSUES ( WWW.ICO.ORG.UK ). WE SHOULD BE GRATEFUL IF YOU WOULD CONTACT US FIRST IF YOU DO HAVE A COMPLAINT SO THAT WE CAN TRY TO RESOLVE IT FOR YOU.

11. THIRD-PARTY LINKS THIS WEBSITE MAY INCLUDE LINKS TO THIRD-PARTY WEBSITES, PLUG-INS AND APPLICATIONS. CLICKING ON THOSE LINKS OR ENABLING THOSE CONNECTIONS MAY ALLOW THIRD PARTIES TO COLLECT OR SHARE DATA ABOUT YOU. WE DO NOT CONTROL THESE THIRD-PARTY WEBSITES AND ARE NOT RESPONSIBLE FOR THEIR PRIVACY STATEMENTS. WHEN YOU LEAVE OUR WEBSITE, WE ENCOURAGE YOU TO READ THE PRIVACY NOTICE OF EVERY WEBSITE YOU VISIT.

12. COOKIES WE MAY USE THE STANDARD "COOKIES" FEATURE OF MAJOR WEB BROWSERS. WE DO NOT SET ANY PERSONALLY IDENTIFIABLE INFORMATION IN COOKIES, NOR DO WE EMPLOY ANY DATA-CAPTURE MECHANISMS ON OUR WEBSITE OTHER THAN COOKIES. YOU MAY CHOOSE TO DISABLE COOKIES THROUGH YOUR OWN WEB BROWSER’S SETTINGS. HOWEVER, DISABLING THIS FUNCTION MAY DIMINISH YOUR EXPERIENCE ON THE WEBSITE AND SOME FEATURES MAY NOT WORK AS INTENDED. WE HAVE NO ACCESS TO OR CONTROL OVER ANY INFORMATION COLLECTED BY OTHER INDIVIDUALS, COMPANIES OR ENTITIES WHOSE WEBSITE OR MATERIALS MAY BE LINKED TO OUR WEBSITE OR ITS CONTENT. YOU CAN SET YOUR BROWSER TO REFUSE ALL OR SOME BROWSER COOKIES, OR TO ALERT YOU WHEN WEBSITES SET OR ACCESS COOKIES. IF YOU DISABLE OR REFUSE COOKIES, PLEASE NOTE THAT SOME PARTS OF THIS WEBSITE MAY BECOME INACCESSIBLE OR NOT FUNCTION PROPERLY. FOR MORE INFORMATION ABOUT THE COOKIES WE USE, PLEASE SEE OUR COOKIE POLICY.

13. ASSIGNMENT OF RIGHTS IN THE EVENT OF AN ASSIGNMENT, SALE, JOINT VENTURE, OR OTHER TRANSFER OF SOME OR ALL OF OUR ASSETS, YOU AGREE WE CAN ASSIGN, SELL, LICENSE OR TRANSFER ANY INFORMATION THAT YOU HAVE PROVIDED TO US. PLEASE NOTE, HOWEVER, THAT ANY PURCHASING PARTY IS PROHIBITED FROM USING THE CONFIDENTIAL INFORMATION OR OTHER INFORMATION SUBMITTED TO US UNDER THIS PRIVACY POLICY IN A MANNER THAT IS MATERIALLY INCONSISTENT WITH THIS PRIVACY POLICY WITHOUT YOUR PRIOR CONSENT.

14. NOTIFICATION OF CHANGES WE MAY USE YOUR CONTACT INFORMATION TO INFORM YOU OF CHANGES TO THE WEBSITE OR ITS CONTENT, OR, IF REQUESTED, TO SEND YOU ADDITIONAL INFORMATION ABOUT US. WE RESERVE THE RIGHT, AT OUR SOLE DISCRETION, TO CHANGE, MODIFY OR OTHERWISE ALTER OUR WEBSITE, ITS CONTENT AND THIS PRIVACY POLICY AT ANY TIME. SUCH CHANGES AND/OR MODIFICATIONS SHALL BECOME EFFECTIVE IMMEDIATELY UPON POSTING OUR UPDATED PRIVACY POLICY. PLEASE REVIEW THIS PRIVACY POLICY PERIODICALLY. CONTINUED USE OF ANY OF INFORMATION OBTAINED THROUGH OR ON THE WEBSITE OR ITS CONTENT FOLLOWING THE POSTING OF CHANGES AND/OR MODIFICATIONS CONSTITUTES ACCEPTANCE OF THE REVISED PRIVACY POLICY.