TERMS & CONDITIONS

These Terms and Conditions (“Terms”) govern your access to and use of the DrewFixedIt website and any credit repair assistance services provided by DrewFixedIt (“Company,” “we,” “us,” or “our”). By visiting this website, submitting information, or entering into a service agreement, you acknowledge that you have read, understood, and agree to these Terms.

If you do not agree, do not use this website or our services.

1. Company Identity & Jurisdiction

Business Name: DrewFixedIt
Service Type: Credit Repair Assistance
Operating Jurisdiction: Texas, United States

DrewFixedIt operates in compliance with applicable federal law, including the Credit Repair Organizations Act (15 U.S.C. §§1679–1679j), and applicable Texas consumer protection standards.

2. Nature of Services (CROA Required Clarity)

DrewFixedIt provides credit repair assistance services intended to help consumers:

Review consumer credit reports

Identify information that may be inaccurate, incomplete, or unverifiable

Assist with preparing and submitting disputes to credit reporting agencies

Track and report responses received from credit bureaus

Provide general educational information about credit reporting

We Do NOT:

Guarantee credit score improvements

Guarantee removal of accurate, current, or verifiable information

Provide legal advice

Act as a credit bureau, creditor, lender, or financial institution

Control credit bureau or creditor decisions

All outcomes are determined solely by credit reporting agencies and information furnishers.

3. No Guarantees or Promises of Results

Federal law prohibits credit repair organizations from making guarantees regarding credit outcomes.

Accordingly:

Credit score changes are not guaranteed

Removal of negative items is not guaranteed

Accurate information cannot legally be removed

Results vary based on individual credit history, creditor reporting, and bureau verification

Any examples shown on this website are illustrative only and do not represent typical or guaranteed results.

4. Consumer Right to Act Independently

You have the legal right to:

Obtain your credit reports directly

Dispute credit report information directly with credit bureaus at no cost

You are not required to use DrewFixedIt or any credit repair organization to dispute information.

5. Written Contract Requirement

Submission of information through this website does not constitute a service agreement.

No credit repair services will begin until:

A written service agreement is provided

All required disclosures are delivered

You sign the agreement

The legally required cancellation period has been honored

6. Right to Cancel

You have the right to cancel any credit repair contract within three (3) business days of signing, for any reason, without penalty or obligation.

This right is:

Guaranteed by federal law

Explained in your written agreement

Accompanied by a cancellation form

7. No Advance Fees (CROA §1679b(b))

DrewFixedIt does not charge or collect advance fees for credit repair services.

Fees, if any, are charged only:

After services are performed

In accordance with federal law

As disclosed in your written agreement

8. Client Responsibilities

You agree to:

Provide accurate and truthful information

Review documents provided to you

Notify us of any changes to your contact information

Understand that inaccurate or unverifiable items may not be removed

Failure to provide accurate information may affect service delivery.

9. Communications & Consent

By submitting information, you consent to receive:

Email communications related to your inquiry or services

SMS messages are sent only if you provide separate, explicit consent.
SMS consent is not required to receive services.

You may opt out of communications at any time as permitted by law.

10. Website Use & Restrictions

You agree not to:

Use the website for unlawful purposes

Attempt unauthorized access

Upload malicious content

Misrepresent your identity

We reserve the right to restrict or terminate access for violations.

11. Intellectual Property

All website content, text, graphics, logos, and materials are the intellectual property of DrewFixedIt and may not be copied, reproduced, or distributed without written permission.

12. Limitation of Liability

To the maximum extent permitted by law, DrewFixedIt is not liable for:

Credit bureau decisions

Creditor actions

Credit score changes or lack thereof

Indirect, incidental, or consequential damages

Use of this website and services is at your own risk.

13. Indemnification

You agree to indemnify and hold DrewFixedIt harmless from claims arising from:

Your misuse of the website

False information provided by you

Violation of these Terms

14. Governing Law & Venue

These Terms are governed by:

The laws of the State of Texas

Applicable federal law

Any disputes shall be resolved in the appropriate courts located in Texas, unless otherwise required by law.

15. Changes to These Terms

We may update these Terms from time to time. Updates will be posted with a revised “Last Updated” date.

Continued use of the website constitutes acceptance of updated Terms.

16. Contact Information

For questions regarding these Terms:

DrewFixedIt
Texas, United States
Email: [email protected]