Protection for
What Matters Most
Your Home, Your Health,
Your Life.

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Are your insurance costs out of hand?
?
When was the last time your coverage was reviewed for potential savings?
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Does your agent ever requote ahead of time to save you money?

From Home & Auto to Medicare and Life Insurance, Benefit Insurance Services provides personalized insurance guidance for families throughout South Carolina.

Coverage Options for

Every Chapter of Life

Home & Auto

Protect your biggest assets with bundles designed for value and convenience.

Medicare

Personalized guidance through Medicare options made simple

Health Insurance

Comprehensive coverage tailored to your specific health needs.

Life Insurance

Life insurance solutions designed to help protect your loved ones financially.

Ancillary Services

Supplemental options including travel, dental, and pharmacy discount programs.

Why Families Trust

Benefit Insurance

Chuck Fitzpatrick
Chuck
Founder – Licensed Insurance Professional
"Our clients aren't just policy numbers — they're our neighbors and friends."
Independent Advice

We work with multiple insurance carriers to help you compare coverage options.

Local Expertise

Proudly serving Surfside Beach with personalized service.

Zero Cost Consultation

Expert guidance with no obligation.

Multiple Carrier Options

We help you compare coverage options from a variety of insurance carriers.

Chuck & Sue Fitzpatrick
Benefit Insurance Services · Since 1994
Sue Fitzpatrick
Sue
Co-Founder · Client Relations
"Building lasting relationships is the foundation of everything we do."

How We Work Together

Our Simple 3-Step Process

01 Phase One
Discovery
Call

A no-pressure conversation where we listen first, because every coverage review starts with understanding your needs.

  • Understand your unique goals & timeline
  • Identify gaps in current coverage
  • Zero cost, zero obligation
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II
02 Phase Two
Custom
Strategy

We compare coverage options from multiple insurance carriers and help design recommendations based on your needs.

  • Side-by-side carrier comparison
  • Personalized coverage recommendations
  • Transparent pricing no surprises
03 Phase Three
Ongoing
Support

Life evolves and your coverage needs may change over time. We’re here to help review your options.

  • Annual reviews & policy updates.
  • Access to our local team
  • Long-term service and support
III

Which Area Do You

Need Help With Today?

Select an option below and we’ll help connect you with coverage options that fit your needs.

© 2026 Benefit Insurance Services. All Rights Reserved. Benefit Insurance Services is an independent agency. We are not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation for insurance.

Contact Us

100 Sutter Drive, Ste 105
Surfside Beach, SC 29575