SERVICE AGREEMENT:FORENSIC AGREEMENT

1. SCOPE OF WORK

The Client retains National Data Compliance Group ("NDCG") to perform a Forensic Metro 2® Compliance Audit of their consumer credit file. This service includes:
● A line-by-line analysis of "Field 17" (Account Status) and "Field 21" (Amount Past Due).
● Identification of statutory violations under the FCRA and FDCPA.
● Preparation of a "Violation Report" and initial dispute instruments.

2. FEE STRUCTURE (The "Work Performed" Clause)

The Client agrees to pay a one-time fee of $499.00. Acknowledgment: The Client understands that this fee covers the Preparation of the Audit Report and Strategy, which is a completed service delivered upon onboarding. This fee is not contingent on the removal of any specific credit item.

3. RIGHT OF RESCISSION (CROA Mandatory Clause)

"You may cancel this contract without penalty or obligation at any time before midnight of the 5th business day after the date on which you signed the contract." To cancel, email: [email protected].

4. NO GUARANTEES

NDCG makes no warranty, express or implied, regarding specific credit score increases. Credit scoring models (FICO/Vantage) are proprietary algorithms controlled by third parties.

5. LIMITED POWER OF ATTORNEY

The Client grants NDCG a Limited Power of Attorney solely for the purpose of communicating with Credit Reporting Agencies and Data Furnishers to challenge inaccurate information on the Client’s behalf.