📄 Terms and Conditions for Dan McCarthy | Rocket Mortgage
Last Updated: November 2025
Welcome to the official website and pre-qualification platform operated by Dan McCarthy, Mortgage Loan Officer (NMLS #198422), in partnership with Rocket Mortgage.
By accessing this website, submitting a form, scheduling a consultation, or otherwise using our services, you agree to comply with the following Terms & Conditions.
If you do not agree, please discontinue use of the website immediately.
1. Acceptance of Terms
By using this website, you acknowledge that you:
- Have read and understood these Terms and Conditions
- Agree to be bound by them
- Are authorized to enter into this agreement
- Are at least 18 years of age
These terms apply to all users of this website.
2. Purpose of the Website
This website provides:
- Mortgage information and educational resources
- A pre-qualification request form
- A consultation scheduling system
- Communication tools used by Dan McCarthy
- General information about loan programs and options
This site is not a loan application and does not guarantee financing or approval.
Final decisions and underwriting are completed exclusively through Rocket Mortgage following federal and state lending regulations.
3. User Requirements & Responsibilities
You agree to:
- Provide accurate and complete information
- Not submit false, misleading, or fraudulent details
- Not impersonate any person or entity
- Not interfere with website functionality
- Use the website only for lawful mortgage-related purposes
You are responsible for maintaining the accuracy of your data during the pre-qualification process.
4. No Commitment or Guarantee
Submitting a form on this website does not:
- Create a lender–borrower relationship
- Constitute a formal mortgage application
- Guarantee a loan, interest rate, offer, or credit qualification
- Bind Dan McCarthy or Rocket Mortgage to approve financing
All loan approvals are subject to:
- Verification of credit
- Income and asset review
- Employment verification
- Property review
- Underwriting guidelines
5. Communication Consent (SMS, Phone, Email)
By providing your contact information and selecting the consent checkboxes on the form, you agree to receive:
Transactional Communications
- Pre-qualification updates
- Appointment confirmations
- Required document requests
- Service-related reminders
Marketing Communications (Optional)
If you opt in separately, you may receive:
- Educational resources
- Loan program updates
- Refinance alerts
- Promotional offers
- Message frequency may vary. Standard message & data rates apply.
Reply STOP to opt out at any time.
6. Scheduling & Third-Party Services
By booking a consultation, you acknowledge and accept the terms of third-party platforms including:
- Zoom
- GoHighLevel
- Rocket Mortgage systems
- Analytics and tracking tools
- Calendar and automation systems
These platforms maintain their own terms, which you agree to follow.
7. Website Content & Intellectual Property
All content on this website—including text, images, branding, logos, and written material—is owned by Dan McCarthy, Rocket Mortgage, or their licensors.
You may not:
- Copy
- Reproduce
- Distribute
- Modify
- Publish
- Display
- Resell
any content without written permission.
8. Data Collection & Privacy
Your use of this site is also governed by our Privacy Policy, which explains:
- What data we collect
- How it is used
- How SMS/email consent works
- How cookies and tracking pixels operate
By using the site, you agree to the practices described in the Privacy Policy.
9. Cookies, Pixels & Tracking
This website uses:
- Google Analytics
- Facebook Pixel
- TikTok Pixel
- Session and preference cookies
- Tracking technologies built into GoHighLevel
These tools help improve page performance, measure conversions, and personalize your experience.
You may disable cookies in your browser settings.
10. Limitation of Liability
To the fullest extent permitted by law:
Dan McCarthy, Rocket Mortgage, and all associated service providers are not liable for:
- Any financial loss
- Delayed responses or communication issues
- Technical errors on the website
- Document submission issues
- Misinterpretation of site content
- Errors due to incorrect user-provided information
- Damage from use of third-party links
Your use of the website is strictly at your own risk.
11. No Legal, Financial, or Tax Advice
Information on this website is educational only and should not be interpreted as:
- Legal advice
- Tax advice
- Financial planning
- Investment recommendations
Always consult licensed professionals as needed.
12. Termination of Use
We reserve the right to:
- Block access
- Cancel appointments
- Refuse service
- Remove or restrict form submissions
at our discretion if misuse or unlawful activity is suspected.
13. Governing Law
These Terms & Conditions are governed by:
- Federal mortgage lending laws
- Applicable state laws
- Rocket Mortgage regulatory guidelines
Any disputes will be handled within the appropriate jurisdiction.
14. Changes to These Terms
We may update these Terms & Conditions at any time.
Updates will be posted on this page with a new “Last Updated” date.
Continued use of the site indicates acceptance of any revisions.
15. Contact Information
For any questions regarding these Terms & Conditions, please contact:
Dan McCarthy – Mortgage Loan Officer (NMLS #198422)
📧 Email: [email protected]
📞 Phone: +1 440-479-8384
🌐 Rocket Mortgage