Financial Planning

Retirement Planning

Together, we’ll build a retirement roadmap using RRSPs, pensions, and investments—balancing growth, income, and security for life after work.

RESPs (Education Savings)

Start saving for your child’s education with a Registered Education Savings Plan—unlock government grants and tax-sheltered growth for future schooling.

TFSAs (Tax-Free Savings)

Need flexibility? TFSAs offer tax-free growth and withdrawals for any goal—emergency fund, travel, or new purchases—without affecting government benefits.

RRSPs (Registered Retirement Savings Plan)

Invest in your future while lowering taxes today. I help optimize contributions and withdrawals for maximum long-term benefit.

RIFs (Registered Income Funds)

When you retire and convert your RRSP, RIFs provide a steady income stream while maintaining growth potential and tax efficiency.

Locked-In Plans (LIRA/LIF)

Manage pension funds from previous employment. I’ll help you transfer locked-in accounts like LIRAs/LIFs and build a retirement income strategy that meets regulatory requirements and your goals.

Children's Plans

From RESPs to personalized saving strategies, I help parents establish strong financial foundations and lifelong habits for their children’s futures.