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Trusted by 1000+ Business Owners
Most Restaurants Are Overpaying for Insurance or Have Gaps in Coverage
60% of restaurants face a liability claim and costs can exceed $20,000.
Answer a few quick questions to see if your policy is actually protecting your business.
Patricia Cardona has been a pleasure to work with. She explained the process so clearly and worked quickly but thoroughly to get our new policy set up.
Cassandra Diaz
Verified Restaurant Owner
4.9 Average Rating · 1058+ Five-Star Google Reviews
Takes less than 60 seconds · No obligation
Florida Specialists
Serving restaurant owners
100+ Carriers
More options, better rates
Independent Advisors
Unbiased recommendations
The Reality Most Restaurant
Owners Don’t See
Over 60% of restaurants will face a liability claim
Slip-and-fall incidents make up over 30% of cases
Premiums have risen 10–30% in recent years
Yet most restaurant owners:
Renew the same policy every year
Never review their coverage properly
Only hear from their agent at renewal
That creates one big problem:
You Might Be Paying More…
While Being Less Protected
Most policies don’t evolve as your business grows.
So while your restaurant changes, your coverage doesn’t.
That’s where gaps appear.
A Simple Way to Check Your Coverage
We created a quick coverage check designed specifically for restaurant owners.
In less than 30 seconds, you can find out:
If you may be overpaying for your insurance
If there are gaps in your current coverage
Whether your policy still fits your business
One Claim Can Cost $20,000+
Most restaurant owners assume they’re covered… Until they’re not.
A single incident can lead to:
Liability claims
Legal costs
Business disruption
And the worst part?
Many discover coverage gaps only after something happens.
Why We Built This
We speak to restaurant owners every day who:
Haven’t reviewed their policy in years
Are dealing with rising premiums
Aren’t sure what they’re actually covered for
So we built a simple way to help you understand your position quickly.
How It Works
Step 1
Answer a few quick questions about your restaurant
Step 2
We assess your current coverage situation
Step 3
You see where you may be overpaying or exposed
Why Restaurant Owners Work With Us
Independent agency with access to 100+ carriers
Tailored insurance strategies for restaurants
Focused on both cost and protection
Ongoing support, not just at renewal
Find Out If Your Insurance Is
Actually Working for You
It takes less than a minute.
No pressure. No obligation.
Just clarity on whether your current policy is doing its job
What You'll Discover
What This Quick Coverage Check Will Show You
In less than a minute you'll see:
Policy Review
Whether your current policy may need a review
Coverage Alignment
Whether your coverage still reflects your operations
Carrier Comparison
Whether it may be worth comparing other carrier options
Hear From Our Clients
"Josh answered my questions exactly. He had a calmness and confidence in his speech that reassured me he knew what he was talking about."
- Nicole Lender
"Pam was very helpful and responsive in getting my policy changed for a new vehicle."
- Saretta Wiggins
"Simon & Kiara, Always provide a solution to my problem.Customer service is 5 stars. I recommend them to anyone.
Many people find the term “insurance” frightening, but the team at Erb Youngs simplifies things and is very welcoming.
Their industry knowledge shows, and their follow-ups make it easy to work with them".
- Brian Rodriguez
"Patricia Cardona has been a pleasure to work with. She explained the process so clearly and worked quickly but thoroughly to get our new policy set up"
— Cassandra Diaz
"Have used them for years! Anytime I have asked they have always found better rates. Alex Piesik is awesome and speaks clearly!
- Rick Harris
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