Empowering Lives Transparently

At Ngao, we believe in transforming lives with honest and clear financing solutions. We provide simple, easy financial services that make a real difference.

Our Loan Products

Unlock the potential of your finances with our range of strategic financial services.

You Can get up to KES 4,000,000. All you need is a car logbook

Car Logbook Loan

logbook loan

Car Financing

90 Day supplier loan

Import Duty Finance

Insurance Premium Finance

Loan Buyoff

Our Loan Products

Unlock the potential of your finances with our range of strategic financial services.

You Can get up to Kes 4,000,000. All you need is a car logbook

Car Logbook Loan

logbook loan

Car Financing

90 Day supplier loan

Import Duty Finance

Insurance Premium Finance

Loan Buyoff

Why Choose Us

Let Us Finance your dreams

Efficient & Effective

We offer flexible repayment periods of up to 24 months. This flexibility ensures efficient and effective financial solutions tailored to your needs.

Quick Approval

Quick processing and approval process– get a loan within 6 hours of application.

Honest & Transparent

We are transparent with our rates and fees on logbook loans. No hidden charges

Excellent Customer Service

Our team works together seamlessly to provide you with exceptional customer service. Through teamwork, we ensure that your needs are met.

Why Choose Us

Let Us Finance your dreams

Flexibility

We offer flexible repayment periods of up to 24 months.

Quick Approval

Quick processing and approval process– get a loan within 6 hours! of application.

Customized financial solutions

We have customized credit solutions just for you and your needs.

120k+Happy Clients

80%Quick turn around time

9Fully functioning Branches

120k+ Happy Clients

80% Quick turn around time

9Fully functioning Branches

About us

Your Trusted Financial Partner

Ngao Credit Limited is one of the major logbook loan and car loan provider in Kenya.
Our main goal is to offer financial solutions to the underserved, through our range of loan products: Logbook Loan, 90 Day supplier loan, Import duty financing, insurance premium financing and car loans.

Ngao supports businesses and individuals achieve their financial dreams.
You can access a minimum of Kes 100,000 to Kes 4 million against your car logbook.

About us

Your Trusted Financial Partner

Ngao Credit Limited is a non-deposit-taking Microfinance institution founded with the main goal of providing financial services to the underserved.

We pride ourselves in providing unique and tailor-made financial solutions that satisfy our client’s needs in the shortest time possible and unlock possibilities for SMEs and business owners.

Request Callback

In need of a logbook loan contact us by filling this form .

Upcoming Events

Our affiliate courses are designed by experts who have years of experience and proven results in the affiliate marketing industry.

Brydges and Ngao Credit

A Journey of Impact: Commitment to Compassion

May 14, 20242 min read

Commitment to Compassion

For more than 15 years, we’ve proudly supported Brydges Kids Center, and we’re delighted to share the wonderful moments we’ve created together. Welcome to the heartwarming world of Ngao Credit where compassion meets action.

As we mark this incredible milestone, we also celebrate Brydges Centre which has been a beacon of hope for 25 remarkable years

Brydges Kids center

Moments to Cherish

Together, we’ve shared countless moments of love, growth, and resilience. Our journey with The Children’s Home has been an integral part of our own story, and we look forward to continuing this incredible partnership for many more years to come.

At Ngao Credit, we are firm believers in the transformative power of giving back. Our mission goes beyond monetary contributions; it’s about creating enduring memories, sharing boundless joy, and igniting the flame of hope.3. Become an authority

Blogs are a great addition to your site as they give you the ability to create authoritative content. They also help you establish credibility and become an expert in your field. Moreover, they provide you with an opportunity to build an audience that will help push your company’s brand recognition.

Brydges Kids CenterNgao Credit,

Together, we’ve made a meaningful impact on the lives of these amazing children. Explore the heartwarming memories and moments we’ve captured during our time with the children. From joyful gift-giving to exciting games and mentoring, it’s been a journey filled with love and laughter.

BrydgesBrydges

Our Gratitude

We extend our heartfelt thanks to everyone who has been part of our journey – our dedicated team, the children and staff of Brydges, and all our supporters. Your unwavering support has made a real difference in the lives of these children.

Brydges kidsBrydges

Our commitment to giving back endures. Join us as we look forward to the next decade of making a positive impact and creating brighter futures for these incredible kids.

We invite you to be part of our ongoing mission, to experience the joy of giving, and to witness the transformation that love and support can bring. Together, we can continue to make a lasting difference.

Share the love

Spread the word, share the stories, and be inspired. Let’s keep the spirit of generosity alive and continue touching lives. As Ngao we express our deep gratitude to all who have been part of this journey. Your support is the heart of our mission, and we couldn’t have done it without you.

Join us as we continue this remarkable journey of love, compassion, and empowerment. Together, we can light up the lives of these incredible children and make the world a better place, one smile at a time.

Ngao CreditBrydges
Back to Blog

What our Customer are Saying

What our Customer are Saying

Our Branches

Nairobi Upperhill

NHIF building, 2nd floor

0709 650 100

Nairobi CBD

Eco Bank Towers, 6th Flr

0709 650 200

Mombasa

Jubilee Arcade, 2nd floor, Moi Avenue

0709 650 300

Kitengela

Kitengela Mall, 3rdFlr

0709 650 600

Thika

Maisha Heights 1st Flr

0709 650 700

Nakuru Branch

Tower one 2nd Floor Moi Road

0709 650 400

Kisumu Branch

Tuff Mall, Grd Flr

0709 650 800

Eldoret

Zion Mall, 1st Floor

0709 650 500

Meru

Royal Business Park

0709 650 900

Our Latest Articles

Brydges and Ngao Credit

A Journey of Impact: Commitment to Compassion

May 14, 20242 min read

Commitment to Compassion

For more than 15 years, we’ve proudly supported Brydges Kids Center, and we’re delighted to share the wonderful moments we’ve created together. Welcome to the heartwarming world of Ngao Credit where compassion meets action.

As we mark this incredible milestone, we also celebrate Brydges Centre which has been a beacon of hope for 25 remarkable years

Brydges Kids center

Moments to Cherish

Together, we’ve shared countless moments of love, growth, and resilience. Our journey with The Children’s Home has been an integral part of our own story, and we look forward to continuing this incredible partnership for many more years to come.

At Ngao Credit, we are firm believers in the transformative power of giving back. Our mission goes beyond monetary contributions; it’s about creating enduring memories, sharing boundless joy, and igniting the flame of hope.3. Become an authority

Blogs are a great addition to your site as they give you the ability to create authoritative content. They also help you establish credibility and become an expert in your field. Moreover, they provide you with an opportunity to build an audience that will help push your company’s brand recognition.

Brydges Kids CenterNgao Credit,

Together, we’ve made a meaningful impact on the lives of these amazing children. Explore the heartwarming memories and moments we’ve captured during our time with the children. From joyful gift-giving to exciting games and mentoring, it’s been a journey filled with love and laughter.

BrydgesBrydges

Our Gratitude

We extend our heartfelt thanks to everyone who has been part of our journey – our dedicated team, the children and staff of Brydges, and all our supporters. Your unwavering support has made a real difference in the lives of these children.

Brydges kidsBrydges

Our commitment to giving back endures. Join us as we look forward to the next decade of making a positive impact and creating brighter futures for these incredible kids.

We invite you to be part of our ongoing mission, to experience the joy of giving, and to witness the transformation that love and support can bring. Together, we can continue to make a lasting difference.

Share the love

Spread the word, share the stories, and be inspired. Let’s keep the spirit of generosity alive and continue touching lives. As Ngao we express our deep gratitude to all who have been part of this journey. Your support is the heart of our mission, and we couldn’t have done it without you.

Join us as we continue this remarkable journey of love, compassion, and empowerment. Together, we can light up the lives of these incredible children and make the world a better place, one smile at a time.

Ngao CreditBrydges
Back to Blog

Logbook Loans

Where Can I Get Quick Logbook Loans In Kenya?

Ngao Credit offers logbook loans across Kenya with branches in all major towns; Nairobi, Mombasa, Nakuru, Kisumu, Kitengela, Thika, Meru and Eldoret.

What Is Your Repayment Period?

We have a monthly repayment plan of up to 24 months, you can choose your preferred period. That is, you can choose to repay the loan within a period of one to 24 months.

FAQ image

How Do Logbook Loans Work?

Logbook loans are loans secured against your car logbook. You get a loan of up to 60% the value of your car. For logbook loans you will still be using your car as you pay back the loan.

How long does it take to process the loan?

It only takes 6 hours provided that you have availed all the required documents. (ID, copy of logbook, KRA Pin, bank Statements)

FAQ image

Do you offer motorbike logbook loans?

No! For now, Ngao Credit only offers car logbook loans.

What is your interest rate?

We have flexible interest rates dependent on the product you choose.  Refer to products and the calculator on this website.

What is your minimum & Maximum loan amount?

Our minimum loan amount is KES 100,000 and a maximum of KES 4, 000,000.

How do I know if I will qualify for a loan?

At Ngao Credit we offer secure loans against car logbooks. To qualify you MUST have a car as security for the loan

Do logbook loans require Credit checks?

To get a logbook loan, CRB checks are not required.

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How can I complete a logbook loan application?

The quickest way to apply is to fill an online application form or fill a request a callback form on the Ngao Credit website. One of our agents will call you to initiate the loan process.

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How quickly can I receive the loan?

Often the same day. Once the application is completed, the money will be transferred to your bank.

FAQ image

How can I make logbook loan repayments?

You can pay back your logbook loan via Mpesa

FAQ image

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Need help?

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Sat: 8am-12pm

USSD: *725#

Call: +254 709 650 000

WhatsApp: +254728290551

data protection: dpo@ngaocredit.com

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Copyright 2024. All Right are Reserved. Ngao Credit Limited

Need help?

WORKING HOURS: Mon-Fri: 8am-5pm Sat: 8am-12pm

USSD: *725# | Call: +254 709 650 000 |

WhatsApp: +254728290551 | Email: info@ngaocredit.com

Explore Site:

Copyright 2024. All Right are Reserved. Ngao Credit Limited