At Ngao, we believe in transforming lives with honest and clear financing solutions. We provide simple, easy financial services that make a real difference.
Our Loan Products
Unlock the potential of your finances with our range of strategic financial services.
You Can get up to KES 4,000,000. All you need is a car logbook
Car Logbook Loan
Car Financing
90 Day supplier loan
Import Duty Finance
Insurance Premium Finance
Loan Buyoff
Our Loan Products
Unlock the potential of your finances with our range of strategic financial services.
You Can get up to Kes 4,000,000. All you need is a car logbook
Car Logbook Loan
Car Financing
90 Day supplier loan
Import Duty Finance
Insurance Premium Finance
Loan Buyoff
Why Choose Us
Let Us Finance your dreams
Efficient & Effective
We offer flexible repayment periods of up to 24 months. This flexibility ensures efficient and effective financial solutions tailored to your needs.
Quick Approval
Quick processing and approval process– get a loan within 6 hours of application.
Honest & Transparent
We are transparent with our rates and fees on logbook loans. No hidden charges
Excellent Customer Service
Our team works together seamlessly to provide you with exceptional customer service. Through teamwork, we ensure that your needs are met.
Why Choose Us
Let Us Finance your dreams
Flexibility
We offer flexible repayment periods of up to 24 months.
Quick Approval
Quick processing and approval process– get a loan within 6 hours! of application.
Customized financial solutions
We have customized credit solutions just for you and your needs.
120k+Happy Clients
80%Quick turn around time
9Fully functioning Branches
120k+ Happy Clients
80% Quick turn around time
9Fully functioning Branches
About us
Your Trusted Financial Partner
Ngao Credit Limited is one of the major logbook loan and car loan provider in Kenya.
Our main goal is to offer financial solutions to the underserved, through our range of loan products: Logbook Loan, 90 Day supplier loan, Import duty financing, insurance premium financing and car loans.
Ngao supports businesses and individuals achieve their financial dreams.
You can access a minimum of Kes 100,000 to Kes 4 million against your car logbook.
About us
Your Trusted Financial Partner
Ngao Credit Limited is a non-deposit-taking Microfinance institution founded with the main goal of providing financial services to the underserved.
We pride ourselves in providing unique and tailor-made financial solutions that satisfy our client’s needs in the shortest time possible and unlock possibilities for SMEs and business owners.
Request Callback
In need of a logbook loan contact us by filling this form .
Upcoming Events
Our affiliate courses are designed by experts who have years of experience and proven results in the affiliate marketing industry.
Empowering the Future: Ngao Credit Commitment to Youth Development
Ngao Credit, joyfully extends its commitment to Corporate Social Responsibility (CSR) by supporting local businesses such as USD Workshop – Palletes and Furniture Kenya.
We are thrilled to announce the donation of essential furniture equipment and machinery, contributing to the empowerment of the youth in our community.
USD Furniture is committed to youth welfare by partnering with Young Life Children Home to provide opportunities for young adults leaving the children’s home to learn essential skills for a better future.
Skills for Success: Carpentry Training Initiative with Ngao Credit
Ngao is actively contributing to the empowerment of the youth by supporting a program that imparts valuable carpentry skills. This initiative not only equips young individuals with the know-how of craftsmanship but also opens doors to sustainable employment opportunities.
We firmly believe that investing in skills development is a powerful way to address the challenges of youth unemployment, especially during times when job shortages pose significant hurdles.
Building Futures, One Skill at a Time
We recognize the potential within every young mind, and through partnerships like these, we aim to cultivate a brighter future.
By providing the necessary tools and equipment to USD Palletes & furniture Kenya, we are not only aiding in their business growth but also ensuring that the next generation has the skills they need to forge their own paths.
This collaboration is a celebration of the spirit of giving, and we hope it inspires others to join us in making a positive impact in our community.
Join Us in Making a Difference
Ngao Credit remains steadfast in its commitment to social responsibility, and we invite our community, partners, and stakeholders to join us on this meaningful journey. Together, let’s empower the youth, create opportunities, and build a future where everyone has the chance to thrive.
Thank you for being a part of Ngao’s commitment to making a positive impact on the lives of the youth and shaping a brighter future for generations to come
What our Customer are Saying
What our Customer are Saying
Our Branches
Nairobi Upperhill
NHIF building, 2nd floor
0709 650 100
Nairobi CBD
Eco Bank Towers, 6th Flr
0709 650 200
Mombasa
Jubilee Arcade, 2nd floor, Moi Avenue
0709 650 300
Kitengela
Kitengela Mall, 3rdFlr
0709 650 600
Thika
Maisha Heights 1st Flr
0709 650 700
Nakuru Branch
Tower one 2nd Floor Moi Road
0709 650 400
Kisumu Branch
Tuff Mall, Grd Flr
0709 650 800
Eldoret
Zion Mall, 1st Floor
0709 650 500
Meru
Royal Business Park
0709 650 900
Our Latest Articles
Empowering the Future: Ngao Credit Commitment to Youth Development
Ngao Credit, joyfully extends its commitment to Corporate Social Responsibility (CSR) by supporting local businesses such as USD Workshop – Palletes and Furniture Kenya.
We are thrilled to announce the donation of essential furniture equipment and machinery, contributing to the empowerment of the youth in our community.
USD Furniture is committed to youth welfare by partnering with Young Life Children Home to provide opportunities for young adults leaving the children’s home to learn essential skills for a better future.
Skills for Success: Carpentry Training Initiative with Ngao Credit
Ngao is actively contributing to the empowerment of the youth by supporting a program that imparts valuable carpentry skills. This initiative not only equips young individuals with the know-how of craftsmanship but also opens doors to sustainable employment opportunities.
We firmly believe that investing in skills development is a powerful way to address the challenges of youth unemployment, especially during times when job shortages pose significant hurdles.
Building Futures, One Skill at a Time
We recognize the potential within every young mind, and through partnerships like these, we aim to cultivate a brighter future.
By providing the necessary tools and equipment to USD Palletes & furniture Kenya, we are not only aiding in their business growth but also ensuring that the next generation has the skills they need to forge their own paths.
This collaboration is a celebration of the spirit of giving, and we hope it inspires others to join us in making a positive impact in our community.
Join Us in Making a Difference
Ngao Credit remains steadfast in its commitment to social responsibility, and we invite our community, partners, and stakeholders to join us on this meaningful journey. Together, let’s empower the youth, create opportunities, and build a future where everyone has the chance to thrive.
Thank you for being a part of Ngao’s commitment to making a positive impact on the lives of the youth and shaping a brighter future for generations to come
Logbook Loans
Where Can I Get Quick Logbook Loans In Kenya?
Ngao Credit offers logbook loans across Kenya with branches in all major towns; Nairobi, Mombasa, Nakuru, Kisumu, Kitengela, Thika, Meru and Eldoret.
What Is Your Repayment Period?
We have a monthly repayment plan of up to 24 months, you can choose your preferred period. That is, you can choose to repay the loan within a period of one to 24 months.
How Do Logbook Loans Work?
Logbook loans are loans secured against your car logbook. You get a loan of up to 60% the value of your car. For logbook loans you will still be using your car as you pay back the loan.
How long does it take to process the loan?
It only takes 6 hours provided that you have availed all the required documents. (ID, copy of logbook, KRA Pin, bank Statements)
Do you offer motorbike logbook loans?
No! For now, Ngao Credit only offers car logbook loans.
What is your interest rate?
We have flexible interest rates dependent on the product you choose. Refer to products and the calculator on this website.
What is your minimum & Maximum loan amount?
Our minimum loan amount is KES 100,000 and a maximum of KES 4, 000,000.
How do I know if I will qualify for a loan?
At Ngao Credit we offer secure loans against car logbooks. To qualify you MUST have a car as security for the loan
Do logbook loans require Credit checks?
To get a logbook loan, CRB checks are not required.
How can I complete a logbook loan application?
The quickest way to apply is to fill an online application form or fill a request a callback form on the Ngao Credit website. One of our agents will call you to initiate the loan process.
How quickly can I receive the loan?
Often the same day. Once the application is completed, the money will be transferred to your bank.
How can I make logbook loan repayments?
You can pay back your logbook loan via Mpesa
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Need help?
WORKING HOURS: Mon-Fri: 8am-5pm
Sat: 8am-12pm
USSD: *725#
Call: +254 709 650 000
WhatsApp: +254728290551
Email: [email protected]
data protection: [email protected]
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Copyright 2024. All Right are Reserved. Ngao Credit Limited
Need help?
WORKING HOURS: Mon-Fri: 8am-5pm Sat: 8am-12pm
USSD: *725# | Call: +254 709 650 000 |
WhatsApp: +254728290551 | Email: [email protected]
Explore Site:
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Copyright 2024. All Right are Reserved. Ngao Credit Limited