Terms and Conditions

Welcome to Alva Financial Group (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of https://www.alvafinancialgroup.com (the “Website”) and any related services, content, or communications provided by Alva Financial Group.

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

Use of the Website

You agree to use this Website only for lawful purposes and in accordance with these Terms. You may not:

Use the Website in any way that violates applicable laws or regulations

Attempt to gain unauthorized access to any portion of the Website

Interfere with the Website’s operation or security

Use the Website to transmit malicious code or harmful material

We reserve the right to restrict or terminate access to the Website at any time without notice.

Financial Disclaimer

The content on this Website is provided for general informational purposes only and does not constitute financial, investment, tax, or legal advice.

No information on this Website should be relied upon as a substitute for professional advice.

Financial decisions involve risk, and past performance does not guarantee future results.

You are solely responsible for evaluating the merits and risks associated with any financial decisions.

Alva Financial Group makes no representations or warranties regarding the accuracy, completeness, or suitability of any information provided.

No Client Relationship

Use of this Website does not create a client, advisory, fiduciary, or professional relationship between you and Alva Financial Group unless expressly agreed to in writing.

Submitting a contact form, email, or inquiry does not establish a business or advisory relationship.

Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, design elements, and software, is the property of Alva Financial Group or its licensors and is protected by intellectual property laws.

You may not copy, reproduce, modify, distribute, or create derivative works without prior written consent.

User Submissions

If you submit information through the Website (including contact forms or emails):

You represent that the information is accurate and lawful

You grant us permission to use the information to respond to your inquiry or provide services

You agree not to submit confidential or sensitive personal information unless expressly requested

Third-Party Links

The Website may contain links to third-party websites for convenience. Alva Financial Group does not control or endorse these websites and is not responsible for their content, accuracy, or privacy practices.

Accessing third-party websites is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Alva Financial Group shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

Your use or inability to use the Website

Errors or omissions in Website content

Any reliance on information provided on the Website

Unauthorized access to or use of our systems

Your sole remedy is to discontinue use of the Website.

Indemnification

You agree to indemnify and hold harmless Alva Financial Group, its owners, affiliates, officers, and employees from any claims, damages, losses, or expenses arising from:

Your use of the Website

Your violation of these Terms

Your violation of any applicable laws or rights of others

Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. Privacy Policy

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles.

Any disputes shall be resolved exclusively in the state or federal courts located within that state.

Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website constitutes acceptance of the revised Terms.

Contact Information

If you have questions about these Terms, please contact us.