AR Funding (Invoice Factoring)
Stop waiting 30–90 days to get paid for work you’ve already completed.
FBN is a multi‑lane funding system where you can explore options, prepare on your timeline, and connect directly to lenders — no sales calls required.
Navigate entirely on your own, or reach out if you need guidance.
What this lane does
AR Funding gives you immediate access to the cash that's locked inside your unpaid invoices.
Instead of waiting weeks or months for customers to pay, you get the liquidity you need to cover payroll, fuel growth, take on bigger contracts, and operate without cash-flow stress.
Who this is for
This lane is for operators, contractors, and service providers who do good work, send invoices, and then get stuck waiting to be paid.
If you're consistently dealing with 30, 60, or 90-day terms and you want to smooth out cash flow without taking on traditional debt, AR Funding is built for you.
How it works
1. Submit your outstanding invoices.
2. We advance you a percentage of the value upfront.
3. Your customer pays the invoice on their normal schedule.
4. You receive the remainder minus a small fee.
Simple, fast, no disruption to your operations.
What makes this lane different
Unlike loans or lines of credit, AR Funding is not debt.
You’re simply unlocking money you’ve already earned.
Approval is based on the strength of your invoices and customers — not your credit score or financial history.
Common scenarios
You may be a fit for AR Funding if:
- You’re waiting 30, 60, or 90 days for customers to pay
- You’re profitable on paper but cash flow is tight because of slow‑paying clients
- You need to unlock cash tied up in invoices to keep operations running
- You want to take on more work but need liquidity to support it
- You’re tired of chasing payments and want predictable cash flow
- You want to grow without taking on debt
- You need to cover payroll or materials while waiting for invoices to clear
- You want to stabilize cash flow without adding new loans
If any of these sound familiar, you’re not stuck — your money is just trapped in invoices.
How to get started
Tell us about your outstanding invoices and how long your customers typically take to pay.
Get paid now—don't wait on invoices.
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