Terms and Conditions for SMS & Email Communication

Effective Date: January 1, 2026

Last Updated: April 22, 2026

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. By registering for a webinar or submitting an inquiry via https://kirbygrouprealestate.com, you agree to receive SMS and email communications from Mortgage Disrupters in accordance with these terms.

1. Consent to Receive Communications

By providing your phone number and email address, you expressly consent to receive SMS text messages and emails from Mortgage Disrupters. These communications are primarily for:

Webinar registration confirmations and reminders.

Appointment coordination and service-related follow-ups.

Responses to inquiries submitted via our website chat or forms.

2. Messaging Details

You acknowledge and agree to the following:

Automation: SMS messages may be sent using an automatic telephone dialing system.

Fees: Standard message and data rates may apply depending on your mobile carrier and service plan.

Frequency: Message frequency varies based on your interaction with our services (e.g., webinar schedule).

No Purchase Required: Consent to receive automated marketing or informational texts is not a condition of purchasing any property, goods, or services.

3. Opt-Out Instructions

We make it easy to stop receiving messages at any time:

SMS Opt-Out: Reply STOP to any text message received from us. You will receive one final text confirming your unsubscribed status. No further messages will be sent unless you re-enroll.

Help: Reply HELP for additional assistance or contact our support email.

Email Opt-Out: Click the "Unsubscribe" link at the bottom of any email. You may still receive critical transactional emails (like a password reset or direct booking confirmation).

4. User Requirements

Age: You must be 18 years of age or older to participate.

Ownership: You represent and warrant that you are the owner or authorized user of the mobile phone number provided.

5. Data Privacy & Sharing

Your privacy is our priority. As noted in our Privacy Policy, mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. We only share data with trusted service providers strictly to facilitate the delivery of our messages to you.

6. Liability & Disclaimer

Mortgage Disrupters is not liable for delayed or undelivered messages resulting from factors outside of our control, including carrier network delays, device settings, or signal strength.

7. Contact Information

For any questions regarding these terms, please contact: Mortgage Disrupters Email: [email protected]

Website: https://kirbygrouprealestate.com