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★★★★★
Rated Excellent 4.9 / 5
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Rated Excellent 4.8 / 5
Rated on Google
"Finally a Lender That Actually Understands Investors"
I've been investing for over 5 years and have always struggled with traditional banks. Rockmount completely changed that. They looked at my rental income, not my tax returns, and had me pre-qualified in less than a day. Absolutely seamless from start to finish.
Rated on Trustpilot
"Closed My Deal in 9 Days"
I found an off-market duplex and needed to move fast. Rockmount had me approved within 24 hours and funded in 9 days. My buddy was still waiting on his bank when I already had tenants lined up. Speed like this is rare in this industry.
Rated on Google
"The Team Actually Cares About Your Success"
What sets Rockmount apart is how invested they are in helping you succeed. My loan officer didn't just process my application, she helped me structure the deal for better cash flow. That kind of guidance is hard to find anywhere else.
Rated on Trustpilot
"I've Done 4 Deals With Them and Counting"
Once I did my first DSCR loan with Rockmount I never looked back. The process is the same every time, quick and straightforward. I've now closed 4 deals with them and each one has been just as smooth as the last. They've become my go-to lender without question.
Rated on Google
"Perfect For Self-Employed Investors Like Me"
I own two businesses so my tax returns have always been a nightmare when it comes to getting approved for loans. Rockmount didn't care about any of that. They focused entirely on the property's rental income and got me funded fast. Should be the first call any self-employed investor makes.
Rated on Trustpilot
"Built a Portfolio of 11 Properties With Rockmount"
I started with one single family rental and my goal was to scale as fast as possible. Rockmount made that possible. No arbitrary limits, no runaround, just straightforward funding every time. Eleven properties later I still wouldn't use anyone else.
Rated on Google
"They Made My First Investment Property a Reality"
As a newer investor I wasn't sure if anyone would take me seriously. Rockmount did. They walked me through the entire process, explained every step, and got me funded on my first rental property without any of the stress I was expecting. I'm hooked.
Rated on Trustpilot
"The 5 Day Express Option Is a Game Changer"
I was in a competitive situation and needed funding fast. Rockmount's 5 day express option saved the deal. Most lenders I've worked with couldn't even get me an answer in 5 days, let alone fund a loan. That kind of speed is unmatched.
Rated on Google
"Finally Got My Equity Out With a Cash Out Refi"
I had over $200k in equity sitting in two of my rentals and couldn't get a single bank to do a cash out refi. Rockmount had no seasoning requirement and got me funded in under two weeks. That money went straight into two more properties.
Rated on Google
"Financed My Airbnb Properties With Zero Headaches"
I own three short term rentals and most lenders wouldn't even look at them. Rockmount accepted AirDNA data and qualified me based on actual income my properties were generating. Got all three funded and my cash flow has been incredible ever since.
Rated on Trustpilot
"Funded My LLC Properties Without Any Issues"
I hold all my properties in an LLC for asset protection and most banks make that process incredibly difficult. Rockmount handles entity lending like it's second nature. Smooth process, fast funding, and my properties are protected the way they should be.
Transforming businesses like yours with review automation
From 87 to 670 reviews in 6 months
Department of Doody
After serving thousands of customers Department of Doody was only left with 87 reviews. Their customers loved them they just weren't able to get them to leave a review. Less than 6 months after get started with Review Harvest they went from 87 reviews to over 670 reviews. Now they are the top rated business in their area, and crushing their competitors on Google.
Justin
Department of Doody
From 121 to 2300+ reviews in two years
Junk Punks
Logan was the new business on the block in the Tampa area with only 121 reviews when he started with Review Harvest there were 30 other companies with more reviews than them. Now after 2 years with Review Harvest they have gone from 121 to 2100+ reviews and are the #1 reviewed business in their area! Now Outranking BIG companies on Google that have been around for years!
Logan Sullivan
Junk Punks
Going from 157 to 270+ in less than 3 months
Old Glory Washing Solutions
Dean has always known that reviews are his most important marketing channel, but he struggled to get the review he deserved. Him and his team would request reviews manually, and people would say they’d leave them a review then never do! Immediately after getting started with Review Harvest he added over 100 reviews. Going from 157 - 270+ in less than 3 months.
Dean Jackson
Old Glory Washing Solutions
Boost your blue-collar business
What you could achieve in just 7 days by adding Review Harvest to your business.
+4,356%
Increased reviews from 23 to 1,025 reviews in 2 years
Davin Hand
30a Blaze Beach Bonfires
Today
Sign up and reactivate
Onboard in minutes and book a setup call with our team. Connect to your existing CRM and start your reactivation campaign.
Day 3
Reviews start rolling in
Your previous customers will start leaving you those hard earned reviews and we reply and repost to social media for you. No need to worry.
Day 7
Win jobs again
Your business will rank higher on Google and be seen faster thanks to the new reviews. You'll spend less time building trust with leads, and more time closing deals.
Today: Sign up and reactivate
Onboard in minutes and book a setup call with our team. Connect to your existing CRM and start your reactivation campaign.
Day 3: Reviews start rolling in
Your previous customers will start leaving you those hard earned reviews and we reply and repost to social media for you. No need to worry.
Day 7: Win jobs again
Your business will rank higher on Google and be seen faster thanks to the new reviews. You'll spend less time building trust with leads, and more time closing deals.
Frequently asked questions
How does the instant pre-qualification work?
Our smart form asks key questions about your property, credit, and investment goals. Based on your answers, you'll receive immediate feedback on whether you pre-qualify. Then a team member will contact you within 24 hours to review the details and discuss next steps.
What does DSCR stand for?
Debt Service Coverage Ratio. It's calculated by dividing the property's monthly rental income by the monthly mortgage payment (PITI). A DSCR of 1.0 means the rent exactly covers the payment. Above 1.0 means positive cash flow.
Do I really not need to provide tax returns?
Correct. DSCR loans qualify based on the property's income potential, not your personal income. We'll need proof of rent (lease agreement or market rent analysis), but no tax returns or W-2s.
What happens after I get pre-qualified?
A loan specialist will reach out to discuss your specific deal, answer any questions, and walk you through the documentation needed to move forward. We'll create a custom financing structure that fits your strategy.
Can I finance a property that's already in my LLC?
Absolutely. We regularly finance properties held in LLCs, corporations, and trusts.
What if my property doesn't have tenants yet?
We can use market rent analysis to determine expected rental income, even if the property is currently vacant.
Can I use DSCR loans for short-term rentals like Airbnb?
Yes! We accept AirDNA reports for short-term rental properties, which often show higher income than traditional long-term rentals.
What's the difference between your 5-day and standard programs?
The 5-day DSCR Express is for straightforward deals where speed is critical. Standard 14-21 day processing gives more time for complex scenarios or difficult-to-value properties.
Do you have programs for properties that don't cash flow yet?
Yes. We offer DSCR < 1.0 and even "No Ratio" DSCR programs for properties under renovation or in transition.
What credit score do I need?
Minimum 620 FICO for most programs. Some specialty programs may have different requirements.
How much can I borrow?
Loan amounts range from $100,000 to $3.5 million depending on the property and program.
Are there prepayment penalties?
This varies by program. Many options have no prepayment penalties. We'll discuss this during your consultation.
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