The first step would most definitely be getting pre-qualified for a mortgage… unless you’re paying cash. Most, not all, agents require a pre-qualification to show you a home. The reason for the pre-qualification is to make sure that we’re not looking at homes outside of your budget. We work with an extensive network of mortgage lenders that can assist all types of home buyers– investors and first-time home buyers alike.

Selling or buying a home can be a very intricate process. Hiring a real estate expert is very beneficial because we have access to confidential market data, can better assist with price negotiations, and have an extensive professional network (i.e. title service companies, plumbers, electricians, landscapers, etc.).

There are many factors that affect the timeframe of purchasing a home. If all the stars align, a cash deal can close in ten (10) days. However, on average, a home purchased with a mortgage loan takes about forty-five (45) days after finding the perfect home and negotiating a purchase contract.

That’s a good question. Down payment amounts vary depending on the type of loan. They can be as low as 3.5% down for an FHA loan; and 5% down for a conforming conventional loan. Of course, there are down payment assistance programs if you need a little help with your down payment (income limits, purchase price limits, and credit qualifications vary).

Generally, commission is negotiable. The commission we charge greatly depends on the services we provide. There are cases where a buyer’s agent will not charge the buyer; that is because of an agreement they may have, to split the listing agent’s commission, when they belong to an association.

Closing costs are charges separated from the purchase price of the home. Those charges can include, prepaid home insurance, loan origination fees, prepaid property taxes, and title and escrow fees. Keep in mind, home inspection and appraisal fees are not included in the closing costs.

Getting a home inspection is not required, but it is highly recommended. There may be issues with the home that only a licensed inspector can see, or sometimes you just need a professional opinion on the integrity of the home for peace of mind. Bottom line, get a home inspection to ensure you're making a sound investment! Plus, it also helps when negotiating the final price, because if the home needs some repairs, you can negotiate the terms.

Alidade Realty Group is a mixture of experienced and new agents. Twenty-four (24) years of combined experience between our three most senior agents. Our agents’ transactional experience encompasses all types of real estate transactions (i.e. acreage, lots and land, new construction, single-family resale).

All of our agents are licensed to sell in the state of Texas. However, we primarily specialize in the Coastal Bend and surrounding areas. For areas other than the Coastal Bend, we work with a vast network of experienced agents that can assist you with your real estate needs.