What to Expect from Our

Credit Repair Process

We don't just 'dispute items'—we walk you through your entire credit journey with real strategy, real

legal backing, and real results. Here's what you can expect when you work with Rise Credit Solutions:

Step 1

Credit Assessment Call

Once you pay the assessment fee, we'll book your one-on-one appointment—in person at our

El Centro office or over Zoom.

Before your session, you'll receive a link to pull your full 3-bureau credit report (Experian, TransUnion, and Equifax) through IdentityIQ for just $1.

Step 2

In-Depth Credit Review

Identify negative items and dispute opportunities

Explain any consumer law violations we find

Provide a custom game plan tailored to your goals

Walk you through the path to mortgage readiness

If legal violations are found, we'll connect you with a trusted consumer law attorney at no extra cost to you.

Step 3

Ongoing Repair, Support & Results

Individual Plan

$125/month

Perfect for single clients looking to repair their credit

Couples/Family Plan

$185/month

Perfect for couples or two people of the same household

Continued disputes and monitoring

Legal referrals when applicable

Month-to-month—no contract, no pressure

Requires active IdentityIQ subscription

Progress updates every 35–40 days

What We Expect From You

Stay on top of your IdentityIQ subscription

Notify us of any communications from creditors, collectors, or credit reporting agencies.

Follow the credit game plan we give you

Make on-time payments and follow our instructions

Trusted by Hundreds Since 2017

We've helped hundreds of local families since 2017—and we're ready to help you too.

No guessing. No fluff. Just real support backed by credit law and years of experience.