Terms and Conditions

Effective Date:

05/25/2025

Business Name:

USA Estates


Welcome to USA Estates. By using our website, services, or opting into our communication programs (including SMS), you agree to the following terms and conditions. Please read them carefully.




1. Services Overview


USA Estates provides life insurance-related services, including consultations, policy evaluations, and client support. All services are provided subject to applicable laws and regulations.




2. Use of Our Services


By engaging with our services, you agree to provide accurate and truthful information. Misuse of our services, including providing false information or attempting unauthorized access, may result in termination of services.




3. SMS Messaging Program


{Insert program description here; a brief description of the types of messages users can expect upon opting in.}

When you opt-in to our SMS program, you will receive messages related to life insurance services, reminders, policy updates, or other related communications.


You can cancel the SMS service at any time. Simply text “STOP” to the shortcode.After you send “STOP,” you will receive a confirmation SMS that you have been unsubscribed. You will no longer receive SMS messages from us.To rejoin, opt-in again through our usual channels, and we will resume sending SMS messages.


If you experience issues with the messaging program, reply with the keyword

HELP

for assistance, or reach out to us at:


📧

[email protected]
Carriers are not liable

for delayed or undelivered messages.


Message and data rates may apply for messages sent to you from us and to us from you.

Message frequency may vary.

For questions about your text or data plan, contact your wireless provider.


For privacy-related concerns, please refer to our Privacy Policy




4. Information Use


We value your privacy.

We do not sell, rent, or share your information with third parties for marketing or promotional purposes.

We may share data with subcontractors in support services (e.g., customer service) solely to fulfill service-related duties. All subcontractors are contractually bound to confidentiality.




5. Disclaimers


Our services and communications are intended for informational and educational purposes. Final decisions regarding life insurance policies should be made in consultation with a licensed agent and based on your individual needs.

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At 12 years old, the now-licensed insurance professional was mowing neighbors' lawns and learning discipline through the game of football. Fast forward to today—he’s helping families make sure their loved ones aren’t burdened with funeral expenses, or maybe even leave a legacy behind.


He’s a real person, born and raised in Kentucky, USA. And yes—he wrote this himself hahaha.


Email me and let’s hop on a quick call, so your family won’t have to stress when that day comes. Oh—and I almost forgot to mention… once you're approved for coverage, you'll never have to talk to a robot or sit on hold for an hour. You'll have direct access to the same number my mom uses to call me. Just don’t ring me after 10:30 PM—I’ll probably be asleep lol.


My email is below—talk soon!