Rates Disclaimer: We are committed to presenting mortgage rates from our valued partners. While we strive to offer you the most competitive rates available, please note that we cannot assure absolute accuracy at all times. Citadel Mortgages accepts no responsibility for the precision of the rates shown and shall not be liable for any losses or damages arising from their use. Terms and conditions apply and are subject to On Approved Credit (OAC). For detailed information, please consult with our mortgage brokers. Borrowers are subject to credit and underwriting approval. Not all applicants will qualify for conventional or equity financing. The submission of a borrower's application should not be interpreted as a financing approval or a guaranteed interest rate. Restrictions may apply. The Annual Percentage Rate (APR) includes all fees and is calculated on an annual basis. The APR is contingent upon approval and underwriting, and it may vary. For current rates or more specific information regarding a particular product, please contact us. Approval and rates are subject to OAC.