Last Updated: November 29, 2025

1. Acceptance of Terms By accessing our website or opting in to receive communications from Bugg and Associates, you agree to the following Terms and Conditions. If you do not agree, please discontinue use of our services immediately.

2. SMS/Text Messaging Terms By providing your mobile phone number to Bugg and Associates, you agree to the following specific terms regarding SMS communications:

Consent to Receive SMS: By providing your mobile phone number, you expressly consent to receive SMS messages (including automated text messages) from Bugg and Associates related to account updates, appointment reminders, marketing promotions, and business communications. Consent is not a condition of purchase.

Message Frequency: Message frequency may vary based on your interactions with us and the services you use.

Message and Data Rates: Standard message and data rates may apply depending on your mobile carrier and plan. You are responsible for any charges incurred for receiving SMS messages.

Opting Out (STOP): You may opt out of receiving SMS messages at any time by replying with the word "STOP" to any SMS message you receive from us. After opting out, you will receive a single confirmation message, and we will immediately cease sending SMS messages to your number.

Help and Support: If you need assistance or have questions about our SMS service, reply with "HELP" to any SMS message you receive, or contact our customer support team at [email protected].

Carrier Liability: Bugg and Associates is not responsible for any delays or failures in the delivery of SMS messages due to issues with your mobile carrier or other technical problems. Carriers (such as T-Mobile, AT&T, and Verizon) are not liable for delayed or undelivered messages.

3. Privacy & Data Sharing Your mobile phone number and other personal information will be handled in accordance with our Privacy Policy.

No Mobile Information Sharing: We respect your privacy. We do not sell or share your mobile phone number or opt-in data with third parties or affiliates for marketing or promotional purposes, except as required by law.

To review our full Privacy Policy, please visit: [Insert Link to Privacy Policy]

4. Changes to Terms We may update these terms and conditions from time to time. Any changes will be effective immediately when we publish the updated terms on our website or send a new SMS message. Your continued use of the SMS service constitutes acceptance of the revised terms.

5. Termination We reserve the right to terminate or modify the SMS service at any time without prior notice.