Privacy Policy
1. Introduction
At KARNS TAXES & INVESTMENTS, INC. ("Company," "we," "our," "us"), we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you engage with our consulting and financial services or visit our website. By using our services, you agree to the terms outlined in this policy.
2. Information We Collect
We may collect the following types of information:
a. Personal Information
Information you provide to us, including but not limited to:
* Full Name
* Date of Birth
* Social Security Number
* Contact Information (Phone, Email, Address)
* Credit Report Details
* Financial Information
* Payment Information
b. Non-Personal Information
Information automatically collected when using our website:
* IP Address
* Browser Type
* Device Information
* Website Usage Data
c. Cookies
We use cookies and similar technologies to enhance your browsing experience and gather information about website traffic and user interaction.
3. How We Use Your Information
Your information is used to:
* Provide consulting, financial, and related services.
* Analyze your profile and develop personalized strategies.
* Process payments and manage billing.
* Communicate updates, offers, and service information.
* Improve our website and customer experience.
* Comply with legal and regulatory requirements.
4. Sharing of Information
We do not sell your personal information. However, we may share your data with:
* Financial institutions as part of our services.
* Third-party service providers assisting with business operations.
* Legal authorities when required by law or to protect our rights.
5. Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no system is completely secure, and we cannot guarantee absolute security.
6. Your Rights and Choices
Access and Correction: You may request access to your personal information and update it as needed.
Opt-Out: You may opt out of marketing communications at any time.
Cookies: You can disable cookies through your browser settings.
7. Retention of Information
We retain your personal information as long as necessary to fulfill the purposes outlined in this policy or as required by law.
8. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect information from minors.
9. Changes to This Privacy Policy
We may update this policy at any time. Changes will be posted on our website with the "Last Updated" date.
10. Contact Us
If you have questions about this Privacy Policy, please contact us:
KARNS TAXES & INVESTMENTS, INC.
7061 W Commercial Blvd #5j
Tamarac, FL 33319, USA
Phone: (954) 599-1857
Email: [email protected]
Terms and Conditions
1. Introduction
Welcome to KARNS TAXES & INVESTMENTS, INC. ("Company," "we," "our," "us"). These Terms and Conditions ("Terms") govern your access to and use of our website and services, including consulting, credit repair, and financial advisory services. By using our website and services, you agree to comply with these terms. If you do not agree, please do not use our services.
2. Services Provided
New Beginning Financial Services provides services including but not limited to:
Credit repair services.
Credit consultation and evaluation.
Business and personal financial consulting.
Assistance with improving credit profiles and securing funding.
All services are provided on an “as-is” basis and depend on your cooperation and provision of accurate information.
3. Client Responsibilities
When using our services, you agree to:
Provide accurate, truthful, and complete information.
Communicate promptly with our team regarding your case.
Make timely payments for services as agreed.
Failure to comply with these requirements may affect the results and can result in the termination of services.
4. Payment and Refund Policy
Fees for services will be communicated before work begins. Payments must be made on time according to the agreed schedule. Refunds are only considered in special cases, at our discretion. Results may vary depending on individual credit history and circumstances, and no specific outcome is guaranteed.
5. No Guarantee of Results
While we work diligently to improve your credit profile, New Beginning Financial Services cannot guarantee specific results. Credit repair outcomes depend on your personal credit history, creditor responses, and the credit bureaus.
6. Confidentiality
We prioritize your privacy and ensure that all personal information is handled securely and confidentially. Please refer to our Privacy Policy for more details.
7. Limitation of Liability
New Beginning Financial Services is not liable for:
Any loss of income, profits, or data.
Any indirect, incidental, or consequential damages resulting from the use of our services.
Any actions taken by creditors, credit bureaus, or financial institutions.
8. Cancellation Policy
You may cancel services at any time by providing written notice. Any fees for services already rendered will remain payable. We reserve the right to terminate services if you fail to comply with these terms or fail to make timely payments.
9. Intellectual Property
All content on our website, including text, graphics, logos, and service descriptions, is the property of New Beginning Financial Services and may not be copied, reproduced, or distributed without our written consent.
10. Governing Law
These terms shall be governed by and construed in accordance with the laws of the State of Florida.
11. Changes to These Terms
We reserve the right to modify these terms at any time. The updated terms will be posted on our website, and continued use of our services constitutes acceptance of the updated terms.
12. Contact Information
If you have any questions regarding the terms and conditions, please contact us:
KARNS TAXES & INVESTMENTS, INC.
7061 W Commercial Blvd #5j
Tamarac, FL 33319, USA
Phone: (954) 599-1857
Email: [email protected]