The Blog

Are You Shopping How You Power Your Home

Are You Shopping How You Power Your Home

Published on: 19/09/2025

Most people carefully shop for their mortgage rate, their car loan, even their cell phone plan. But very few ever stop to ask: “Am I shopping how I power my home?” With electricity costs rising, solar financing options everywhere, and new ways to combine energy upgrades with your mortgage, the way you “buy power” matters more than ever. Let’s explore the three main ways homeowners can do it — and the pros and cons of each.

HomebuyersSolar RepsHome Owners
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Hedge Funds Are Buying Your Power Bills. Should You?

Hedge Funds Are Buying Your Power Bills. Should You?

Published on: 25/08/2025

Hedge funds are buying utilities—not by accident, but because they see where the money is going: rising electricity demand. AI data centers, EVs, and electrification are pushing power use higher, and Wall Street wants those cash flows. But here’s the twist—homeowners can play the same game. Instead of renting power from the utility or a solar lease, owning your system (and rolling it into your mortgage) lets you capture the upside: lower bills, tax credits, and even a resale premium. In a world where your future bill is someone else’s asset, the smartest move might be making it your asset.

HomebuyersSolar RepsHome Owners
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The Solar Trap: How LEASING Your Roof Could Destroy Your Financial Future

The Solar Trap: How LEASING Your Roof Could Destroy Your Financial Future

Published on: 25/08/2025

Learn how to qualify for the Federal Solar Tax Credit by combining your solar system and mortgage the smart way. This simple guide breaks down how Lowtility helps homebuyers save thousands with a solar-integrated mortgage.

HomebuyersSolar RepsHome Owners
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© 2026 Lowtility by Primary Residential Mortgage Inc. All Rights Reserved.

Lowtility is the name of a suite of mortgage loan programs designed to allow qualified borrowers to make home energy improvements to their home. It is not affiliated with a utility company or a DBA. Primary Residential Mortgage, Inc. NMLS#: 919520 Utah DRE Mortgage Office License # 8335595. MLO 0117736. MC3094-122. All loans subject to credit and property approval. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 1597 Woodland Park Drive, Layton, Utah 84401