Terms & Conditions


Effective Date: [Insert Date, e.g., March 10, 2026]

Welcome to integrative-services.com(the "Website"). These Terms and Conditions ("Terms") govern your access to and use of the Website, including any content, functionality, and services offered on or through the Website. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. Acceptance of Terms

By using the Website, you represent that you are at least 18 years old and have the legal capacity to enter into these Terms. These Terms apply to all visitors, users, and others who access or use the Website.

2. Description of Services

The Website provides information about final expense insurance and facilitates lead generation by connecting users with licensed insurance agents or providers. We collect user information through forms to generate quotes and match you with potential providers. We do not provide insurance directly; we act as a lead generation service.

3. User Information and Leads

When you submit a form or request a quote, you consent to us sharing your information (e.g., name, contact details, age, location) with third-party insurance providers, agents, or affiliates for the purpose of providing quotes or contacting you.

You agree that providers may contact you via phone, email, text, or mail, even if your number is on a Do Not Call list (subject to TCPA consent).

Leads are provided on a non-exclusive basis, and we make no guarantees about the quality, accuracy, or outcomes of leads or quotes.

You warrant that all information you provide is accurate and truthful. Inaccurate information may result in invalid leads or denial of service.

3a. By providing your phone number through any form on this Website, you consent to receive SMS text messages from Integrative Services LLC related to insurance quotes, lead follow-ups, appointment scheduling, agent contact, and customer support.

Description of SMS Program
Our SMS messaging program is used to communicate with individuals who request information about insurance services or submit a form on our Website. Messages may include:

• Quote follow-ups
• Agent contact regarding insurance coverage
• Appointment reminders
• Customer support communications
• Updates regarding your request for insurance information

Messaging frequency may vary depending on your interaction with our services.

Opt-Out Instructions
You may opt out of SMS communications at any time by replying STOP to any message you receive from us. After you send the SMS message STOP, we will send you a confirmation message and you will no longer receive SMS messages from us. If you wish to rejoin, you may opt in again through the original method

Support Contact Information
If you need assistance with SMS communications, reply HELP to any message or contact us at:

Email: [email protected]
Website: integrative-services.com

Message and Data Rates
Message and data rates may apply depending on your mobile carrier and plan. Message frequency may vary

Carrier Liability Disclaimer
Mobile carriers are not responsible for delayed or undelivered messages.

Age Restriction
You must be 18 years or older to participate in our SMS messaging program.

Privacy Policy
Information collected as part of the SMS program is handled in accordance with our Privacy Policy.
Please review our Privacy Policy here:
https://integrative-services.com/privacy-policy

4. User Conduct

You agree not to:

Use the Website for any unlawful purpose or in violation of any local, state, or federal law.

Submit false or misleading information.

Interfere with the Website's operation or security.

Harvest or collect data from the Website without permission.

5. Intellectual Property

All content on the Website, including text, graphics, logos, and software, is owned by Integrative Services LLC or its licensors and protected by copyright, trademark, and other laws. You may not reproduce, distribute, or create derivative works without express written permission.

6. Disclaimer of Warranties

The Website and services are provided "as is" without warranties of any kind, express or implied, including accuracy, reliability, or fitness for a particular purpose. We do not guarantee that the Website will be error-free or uninterrupted.

7. Limitation of Liability

In no event shall Integrative Services LLC, its affiliates, or agents be liable for any indirect, incidental, special, or consequential damages arising from your use of the Website or services, even if advised of the possibility of such damages. Our total liability shall not exceed the amount paid by you, if any, for accessing the Website.

8. Indemnification

You agree to indemnify and hold harmless Integrative Services LLC from any claims, losses, or damages arising from your violation of these Terms or misuse of the Website.

9. Governing Law

These Terms shall be governed by the laws of the State of Wyoming, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Rock Springs, Wyoming.

10. Changes to Terms

We may update these Terms at any time. Continued use of the Website after changes constitutes acceptance of the new Terms.

11. Contact Us

For questions about these Terms, contact us at [email protected].

BRAIN INTEGRATION / WELLNESS DISCLAIMER

Integrative Services LLC

RELEASE OF LIABILITY, ASSUMPTION OF RISK AND INDEMNITY AGREEMENT


In consideration of the services provided by Integrative Services LLC (“IC”) the undersigned, whether the individual receiving services (“Client”) or the Client’s guardian, agrees to the following terms and conditions and understands that this document affects their legal rights and that by signing below, the undersigned acknowledges that they have carefully read and understood the disclosure of risks, voluntarily accepts those risks, and agrees to be bound by all terms and conditions of this agreement.

 

1.  General Release and Waiver of Liability. IN CONSIDERATION OF THE SERVICES PROVIDED BY IC, THE UNDERSIGNED FOR THEMSELVES AND ON BEHALF OF THE CLIENT, THEIR HEIRS, ASSIGNS, PERSONAL REPRESENTATIVES AND NEXT OF KIN (THE “RELEASING PARTIES”), VOLUNTARILY RELEASES, WAIVES, AND FOREVER DISCHARGES IC, ITS OWNERS, EMPLOYEES, MANAGERS, OFFICERS, DIRECTORS, PRINCIPALS, OR AGENTS  (HEREINAFTER COLLECTIVELY REFERRED TO AS THE “PROTECTED PARTIES”) FROM ANY LIABILITY NOW OR IN THE FUTURE  FOR ANY CLAIMS CONNECTED WITH OR ARISING FROM SERVICES RECEIVED BY CLIENT, TO THE FULLEST EXTENT ALLOWED BY LAW, ANY SUCH CLAIMS WHICH ALLEGE NEGLIGENT ACTS OR OMISSIONS OF ANY OF THE PROTECTED PARTIES.

THE UNDERSIGNED UNDERSTANDS THAT THIS RELEASE OF LIABILITY WILL PREVENT ANY OF THE RELEASING PARTIES, INCLUDING THEMSELVES, FROM BRINGING ANY LAWSUIT OR MAKING ANY CLAIM FOR ANY TYPE OF DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUITABLE, OR CONSEQUENTIAL DAMAGES FOR DELAYS, BREACH OF CONTRACT, PROPERTY DAMAGE OR LOSS, PERSONAL INJURY, DAMAGES OR DEATH CONNECTED WITH THE SERVICES UNLESS CAUSED BY THE RECKLESS DISREGARD OR GROSS NEGLIGENCE OF THE PROTECTED PARTIES.

 

2. Acknowledgement of Risks. The undersigned understands that the Services may involve IC staff touching or moving the Client which may involve some risk of injury. The undersigned understands that Client’s participation in the Services may involve known and unanticipated risks (the “Risks”) that could result in physical or emotional injury, paralysis, death, or physical or property damage.

 

3. Assumption of Risks. After being fully informed of the above Risks, the undersigned accepts complete sole responsibility for Client’s health and well-being in these voluntary Services.  The undersigned, on their own behalf and, to the fullest extent allowed by law, on behalf of all Releasing Parties expressly agrees and promises to accept and assume all known and unanticipated Risks associated with participation in the Services.

THE UNDERSIGNED AGREES THAT BY SIGNING THIS FORM, THE UNDERSIGNED IS GIVING UP THEIR AND THE RIGHT OF THE RELEASING PARTIES TO RECOVER FROM THE PROTECTED PARTIES IN A LAWSUIT OR OTHER PROCEEDING FOR ANY DAMAGES, INCLUDING PERSONAL INJURY OR DEATH TO CLIENT THAT RESULTS FROM SUCH RISKS TO THE FULLEST EXTENT ALLOWED BY LAW.  THE UNDERSIGNED UNDERSTAND THAT THEY HAVE THE RIGHT TO REFUSE TO SIGN THIS FORM, AND IC HAS THE RIGHT TO REFUSE TO LET CLIENT PARTICIPATE IN THE SERVICES, IF CLIENT OR THEIR GUARDIAN DO NOT SIGN AND AGREE TO THESE TERMS.

 

4. Indemnification. The undersigned hereby agrees to hold harmless, indemnify and defend the Protected Parties from and against any and all claims, losses, actions, proceedings, costs, expenses, damages, penalties, settlement amounts and liabilities (including claims brought by any of the Releasing Parties) and any and all costs and expenses in connection therewith, including reasonable attorneys' fees and costs of investigation (collectively the “Claims”), arising out of or related to the Services, regardless of whether the Claims are the result of the negligent acts or omissions of myself, the Protected Parties, or third parties. This indemnification clause will survive the termination of this agreement.

5. Representations. To assist the Company in effectively providing for Client’s safety during the Services, The undersigned represents that:

       They and/or Client have no knowledge of any health problems, including but not limited to, orthopedic problems, heart problems, respiratory problems, or any pre-existing physical or medical conditions, that would cause participation in the Services to negatively impact Client’s health.

       They and/or Client acknowledge that IC encourages each Client to obtain medical clearance prior to participating in the Services.

       They and/or Client authorize IC’s employees to secure emergency medical care for the Client, including but not limited to the administration of emergency first aid and CPR, or ambulance transportation if deemed necessary by IC’s employees. The undersigned agrees to assume all costs of emergency medical care and transportation.



6. Effect of Agreement. The undersigned has read the above and fully understands and agrees to the terms herein. THE UNDERSIGNED IS AWARE THAT BY SIGNING THIS AGREEMENT, THEY HEREBY KNOWINGLY AND VOLUNTARILY, WITHOUT ANY THREAT OF DURESS, INDUCEMENT, PROMISE OR guarantee COMMUNICATED TO THEM, RELEASES THE PROTECTED PARTIES FROM ANY LIABILITY NOW OR IN THE FUTURE TO THE FULLEST EXTENT ALLOWED BY LAW.

THE UNDERSIGNED UNDERSTANDS AND AGREES THAT THEY ARE GIVING UP RIGHTS THAT THEY OR THE CLIENT MAY HAVE TO BRING A LEGAL ACTION OR ASSERT A CLAIM AGAINST THE PROTECTED PARTIES ON THE BASIS OF THE PROTECTED PARTIES’ NEGLIGENT ACTS OR OMISSIONS.  BY SIGNING THIS, THE UNDERSIGNED MAY BE FOUND BY A COURT OF LAW TO HAVE FOREVER WAIVED THEIR RIGHTS AND THE RIGHTS OF THE RELEASING PARTIES TO MAINTAIN ANY ACTION AGAINST THE PROTECTED PARTIES.

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Rock Springs, WY 82901

Bluffdale, UT 84065

Twin Falls, ID 83301

801-368-9484

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