TERMS & CONDITIONS

Last Updated: January 2026

By accessing or using this website or any services provided by Integrative Services LLC, you agree to the following Terms and Conditions.

Use of Website

This website is for informational and educational purposes only. You agree not to misuse, copy, or disrupt website content or systems.

No Guarantees or Warranties

All financial, insurance, or wellness services are provided on a best-effort basis. Individual results vary. We make no guarantees regarding financial performance, insurance approvals, or wellness outcomes.

Financial Services Disclosure

Integrative Services LLC provides financial education, insurance guidance, and product recommendations. Final policy issuance, underwriting decisions, and approvals are made by licensed insurance carriers. Nothing on this website constitutes a binding financial or insurance contract.

Brain Integration & Wellness Services

Brain integration sessions, coaching, or wellness techniques are educational and supportive in nature. They are not a substitute for licensed medical, psychological, or psychiatric care.

Limitation of Liability

Integrative Services LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or services.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

Governing Law

These Terms are governed by the laws of the United States and the states in which Integrative Services LLC operates.

Changes to Terms

We reserve the right to update these Terms at any time. Continued use of this website indicates acceptance of updates.