Gifts That Pay You Income

Charitable Gift Annuities (CGAs) are a great way to make a lasting difference for ministries while receiving tax-favorable income for you, your spouse and your children. Many supporters prefer charitable gift annuities because of their attractive payout rates and their significant impact.

Charitable Gift Annuities

Charitable Gift Annuities (CGAs) are a great way to make a lasting difference for ministries while receiving tax-favorable income for you, your spouse and your children. Many supporters prefer charitable gift annuities because of their attractive payout rates and their significant impact.

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Charitable Remainder Trusts

Income for life for you and your family while reducing your taxes. By using assets or cash to fund the trust, you receive income and an income tax credit the year in which you transfer your assets. The remaining portion of the trust, after all payments have been made, comes to you.

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Protecting Your Principal: The Power of the 0% Floor in 2026

For many retirees in Tucson, the 2026 market has been a reminder that volatility is the only constant. If you are nearing retirement, a 20% drop in your portfolio isn't just a "paper loss"—it’s a direct threat to your lifestyle. This is why <strong>Fixed Indexed Annuities (FIAs)</strong> have become a cornerstone of the GIS strategy.

What is the "0% Floor"?

The 0% floor is a contractual guarantee that your account value will never decrease due to market performance. Even if the S&P 500 drops by 10%, 20%, or 30% in a single year, your annuity's interest credit for that year will simply be 0%. Your principal remains untouched.

The "Lock-In" Effect

Upside Potential: Participate in a portion of market gains.
Downside Protection: Never lose a penny to a market downturn.
Tax Deferral: Your gains grow tax-free until you withdraw them.

Retirement Planning

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Move from Uncertainty to Financial Clarity

Complex financial decisions benefit from experienced and thoughtful execution Schedule a brief date and time to discuss your goals and how we will help.