Date: May 6, 2026

Fortified Group, LLC

Effective Date: May 6, 2026

These Terms & Conditions govern your use of the Fortified Group, LLC website, services, and SMS messaging program.

SMS Messaging Terms & Compliance

Program Description: This messaging program sends appointment confirmation and reminder messages to customers who have booked an appointment with Fortified Group, LLC through our website at www.fortifiedgroup.us, or via our scheduling forms, and have explicitly opted in to receive SMS notifications. Opt-in is collected via web forms with a dedicated checkbox for SMS consent. Messages include scheduling confirmations, appointment reminders, rescheduling updates, and customer support communications. Consent to receive text messages is not a condition of purchasing any goods or services from Fortified Group, LLC.

Cancellation Instructions: You can cancel the SMS service at any time. Simply text "STOP" to the same number that sent you messages. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

Support Information: If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to [email protected] or call 843-603-3678 during business hours.

Carrier Liability: Carriers are not liable for delayed or undelivered messages.

Message & Data Rates: Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your interactions with us related to appointments, scheduling, reminders, or customer support. For questions about your text plan or data plan, contact your wireless provider.

Supported Carriers: Our SMS program works with all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.

Age Restriction: You must be 18 years or older to participate in our SMS program.

Privacy Policy: For privacy-related inquiries, please refer to our Privacy Policy at https://www.fortifiedgroup.us/privacy-policy.

We comply with all applicable laws and regulations, including the Telephone Consumer Protection Act (TCPA) and CTIA guidelines, regarding the use of SMS communications.

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General Terms & Introduction

Welcome to Fortified Group. This website (the "Site") is owned and operated by Fortified Group, LLC ("COMPANY," "we" or "us"). These Terms of Service govern your use of our website and the services we provide.

By accessing the Site, in any manner, whether automated or otherwise, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from Fortified Group, LLC. If you do not agree to these terms, please do not use our services or access the site.

We reserve the right to change these Terms of Service or to impose new conditions on the use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service, as modified.

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Services Offered

Fortified Group provides investment advisory, tailored life insurance solutions, annuities, Estate Planning and comprehensive employee benefits. Our services are designed to meet the unique needs of our clients. We reserve the right to modify or discontinue any service at any time without prior notice.

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Intellectual Property Rights

Our Limited License to You This Site and all the materials available on the Site, including text, graphics, logos, and images, are the property of Fortified Group, LLC and/or our affiliates or licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal non-commercial use.

You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us.

Unless explicitly authorized, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium any content or material from the Site without our express written permission. However, you may download and/or print one copy of individual pages for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.

Your License to Us

If you voluntarily submit content or information to us through the Site, you represent that you have the right to provide that information. You grant Fortified Group, LLC a limited right to use that information solely to respond to your inquiry, provide requested services, administer our website, maintain business records, and communicate with you as permitted by law.

This section does not apply to mobile information, SMS opt-in data, or SMS consent records. We do not sell, rent, trade, share, or disclose mobile information or SMS consent data with third parties or affiliates for marketing or promotional purposes.

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Disclaimers & Limitation of Liability

Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party sites does not imply an endorsement or sponsorship of such sites or the information, products, or services offered on or through the sites.

The information, products, and services offered on or through the Site are provided "as is" and without warranties of any kind, either express or implied. We do not guarantee the accuracy or completeness of the information provided on our website. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

You agree at all times to indemnify and hold harmless Fortified Group, LLC, its affiliates, and their respective officers, directors, agents, and employees from any claims, causes of action, damages, liabilities, costs, and expenses arising out of or related to your breach of any obligation, warranty, or representation under these Terms of Service.

Limitation of Liability: Fortified Group, LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services.

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Online Commerce

Third-Party Services and Links


Our Site may contain links to third-party websites or tools for convenience, such as scheduling, payment processing, or other service-related functions. We are not responsible for the content, policies, or practices of third-party websites.


This section does not permit the sale, rental, trade, or sharing of mobile information, SMS opt-in data, or SMS consent records with third parties or affiliates for marketing or promotional purposes.

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Registration, Passwords & User Responsibilities

To access certain features of the Site, you may be required to register and create an account. As a user of our website, you agree to:

Provide accurate, current, and complete information during the registration process and when using our services.

Maintain the confidentiality of your login credentials and account information.

Be responsible for all activities conducted under your account.

Use our services only for lawful purposes.

Notify us immediately at [email protected] of any unauthorized use of your account.

We are not liable for any loss or damage arising from your failure to comply with these obligations.

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Termination

We reserve the right to terminate or suspend your access to the Site, without notice, if we determine that you have violated these Terms of Service or engaged in conduct that we deem inappropriate or unlawful. Upon termination, you must cease all use of the Site and any content obtained from it.

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Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the state in which Fortified Group, LLC operates, without regard to its conflict of law principles. Any dispute arising under these Terms shall be resolved exclusively through binding arbitration in that jurisdiction.

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Changes to Terms of Service

We reserve the right to update these Terms of Service at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes your acceptance of the new terms. The latest version will always be available on our website with the effective date.

For any questions regarding these Terms of Service, please contact us at:

Fortified Group, LLC

Phone: 843-603-3678

Support Email: [email protected]

General Inquiries: [email protected]

Website: www.fortifiedgroup.us

By using our website and services, you consent to these Terms of Service.