Terms of Use
These Terms of Use govern your access to and use of the Fortune Shield website.
By accessing or using this website, you agree to comply with and be bound by these Terms.
If you do not agree with these Terms, please do not use this website.
Terms of Use
These Terms of Use govern your access to and use of the Fortune Shield website.
By accessing or using this website, you agree to comply with and be bound by these Terms.
If you do not agree with these Terms, please do not use this website.
1. Educational Purpose Only
The content provided on this website is for educational and informational purposes only. Nothing on this website constitutes:
Legal advice
Tax advice
Medical advice
Investment advice
Insurance advice
Insurance recommendations are made only by properly licensed agents after reviewing individual circumstances. Use of this website does not create an agent-client relationship.
2. No Guarantees
Fortune Shield makes no guarantees regarding:
Eligibility for insurance coverage
Approval of applications
Policy performance
Savings amounts
HealthShare reimbursement
Financial outcomes
All products are subject to underwriting, eligibility requirements, contractual limitations, and regulatory oversight.
3. HealthShare Programs
HealthShare programs discussed on this website:
Are not insurance
Are not regulated as insurance by state insurance departments
Do not guarantee payment of medical expenses
Do not satisfy ACA minimum essential coverage requirements
Participation guidelines, limitations, and exclusions apply. Users are responsible for reviewing official program materials before enrolling.
4. Licensing & Availability
Insurance products and services are available only in states where Fortune Shield agents are properly licensed. Not all products are available in all states.
5. User Responsibilities
Insurance products and services are available only in states where Fortune Shield agents are properly licensed. Not all products are available in all states.
6. Intellectual Property
All website content, including text, branding, and educational materials, is the property of Fortune Shield. You may not copy, reproduce, or modify content without consent.
Limited personal use for educational purposes is permitted.
7. External Websites
Fortune Shield is not responsible for the content or policies of external websites linked from our pages. Access to third-party sites is at your own risk.
8. Limitation of Liability
To the fullest extent permitted by law, Fortune Shield shall not be liable for any damages, errors, or omissions in website content or reliance on educational materials.
9. Changes to These Terms
Fortune Shield may update these Terms of Use at any time. Continued use of the website constitutes acceptance of updated Terms.
10. Governing Law
These Terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles.
Contact Us
Questions regarding these Terms of Use?
Effective Date: February 16, 2026
1. Educational Purpose Only
The content provided on this website is for educational and informational purposes only. Nothing on this website constitutes:
Legal advice
Tax advice
Medical advice
Investment advice
Insurance advice
Insurance recommendations are made only by properly licensed agents after reviewing individual circumstances. Use of this website does not create an agent-client relationship.
2. No Guarantees
Fortune Shield makes no guarantees regarding:
Eligibility for insurance coverage
Approval of applications
Policy performance
Savings amounts
HealthShare reimbursement
Financial outcomes
All products are subject to underwriting, eligibility requirements, contractual limitations, and regulatory oversight.
3. HealthShare Programs
HealthShare programs discussed on this website:
Are not insurance
Are not regulated as insurance by state insurance departments
Do not guarantee payment of medical expenses
Do not satisfy ACA minimum essential coverage requirements
Participation guidelines, limitations, and exclusions apply. Users are responsible for reviewing official program materials before enrolling.
4. Licensing & Availability
Insurance products and services are available only in states where Fortune Shield agents are properly licensed. Not all products are available in all states.
5. User Responsibilities
Insurance products and services are available only in states where Fortune Shield agents are properly licensed. Not all products are available in all states.
6. Intellectual Property
All website content, including text, branding, and educational materials, is the property of Fortune Shield. You may not copy, reproduce, or modify content without consent.
Limited personal use for educational purposes is permitted.
7. External Websites
Fortune Shield is not responsible for the content or policies of external websites linked from our pages. Access to third-party sites is at your own risk.
8. Limitation of Liability
To the fullest extent permitted by law, Fortune Shield shall not be liable for any damages, errors, or omissions in website content or reliance on educational materials.
9. Changes to These Terms
Fortune Shield may update these Terms of Use at any time. Continued use of the website constitutes acceptance of updated Terms.
10. Governing Law
These Terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles.
Contact Us
Questions regarding these Terms of Use?
Effective Date: February 16, 2026
Education creates confidence. Confidence creates peace.
Fortune Shield is a licensed independent insurance agency. Not all products are available in all states. Eligibility and benefits vary by carrier and state. Enrollment subject to approval. Fortune Shield is not connected with or endorsed by the U.S. government or the federal Medicare program.
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