TERMS & CONDITIONS
Optimism Consulting LLC
PRIVACY NOTICE
Last updated: April 15, 2025
This Privacy Notice explains how Optimism Consulting Firm LLC ("we," "us," or "our") handles your personal information. This includes how we collect, store, use, and share (or "process") your information when you use our services ("Services").
This applies when you:
- Visit our website at http://www.optimismconsulting.net, or any other website of ours that links to this Privacy Notice.
- Use our Credit Repair Package. Please note that the timeline, expectations, and results for credit repair vary for each client. We guarantee six (6) rounds of disputes to all three (3) credit bureaus for this package.
- Interact with us in other related ways, such as through sales, marketing, or events.
Questions or concerns? This Privacy Notice will help you understand your privacy rights and choices. We are responsible for deciding how your personal information is processed. If you don't agree with our policies, please do not use our Services. If you still have questions, please contact us at [email protected].
SUMMARY OF KEYPOINTS
This summary highlights the main points of our Privacy Notice. You can find more details by clicking the link after each point or by using the table of contents below.
- What personal information do we process? When you use our Services, we may process personal information based on how you interact with us, your choices, and the features you use.
Learn more about the personal information you disclose to us.
- Do we process any sensitive personal information? Some information, like your racial or ethnic origin, sexual orientation, or religious beliefs, might be considered "sensitive" in certain places. We may process sensitive personal information when allowed by law or with your consent.
Learn more about the sensitive information we process.
- Do we collect any information from third parties? No, we do not collect any information from third parties.
- How do we process your information? We process your information to provide, improve, and manage our Services, communicate with you, prevent fraud and ensure security, and follow legal requirements. We may also process your information for other reasons if you give us permission. We only process your information when we have a valid legal reason to do so.
Learn more about how we process your information.
- When and with whom do we share personal information? We may share information in specific situations and with certainthird parties.Learn more about when and with whom we share your personal information.
- How do we keep your information safe? We have strong organizational and technical measures in place to protect your personal information. However, no online transmission or storage method is 100% secure. We cannot guarantee that unauthorized third parties won't be able to bypass our security and improperly collect, access, steal, or change your information.
Learn more about how we keep your information safe.
- What are your rights? Depending on where you live, privacy laws may give you specific rights regarding your personal Information. Learn more about your privacy rights.
- How do you exercise your rights? The easiest way to exercise your rights is by submitting a data subject access request or by contacting us directly. We will respond to all requests in line with applicable data protection laws.
Want to know more about how we use the information we collect? Review the Privacy Notice in full.
MONEY BACK GUARANTEE
*GUARANTEE TERMS*
ONLY THIS PLAN. Optimism Consulting GUARANTEES that negative inquiries or hard inquiries will be removed, and your credit profile will reflect ITEMS DELETED. IF NOT ALL, THEN SOME AND THAT IS OUR GUARANTEE. For us to honor your refund, you mustn’t make/have any new negative inquiries, hard inquiries, high spending charges (nor higher credit card utilization)-FROM THE DATE OF PAYMENT! As this will rebuke our efforts in a point increase/Inquiry removal. Working against our agreement, the plan of action will void the GUARANTEE.
FREE FIRST ROUND
*LIMITED OFFER QUANTITY *
ONLY THIS PLAN. Optimism Consulting GUARANTEES that YOU WONT BE CHARGED for the FIRST round of disputes. Optimism Consulting Firm.
For us to honor a FULL MONTH (30 Days) of service, the client Herby agrees THEY WONT make/have any new negative inquiries, hard inquiries, high spending charges (nor higher credit card utilization)- as this will rebuke our efforts in seeing results from our service provided.
ONCE NEW INQUIRIES are shown and reflected AFTER the date of purchase, the plan of action will be voided, and the client will be charged a nonrefundable $100USD as this is a monthly subscription plan. Agreeing to these terms is non-negotiable. Client may remain in the credit repair subscription of they desire.