Last Updated: [Insert Date]

Welcome to [Your Company Name]! These Terms and Conditions ("Terms") govern your use of our website, products, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

1. Eligibility

You must be at least [age, e.g., 18] years old to use our Services. By using the Services, you represent and warrant that you meet this requirement.

2. Use of Services

You agree to use our Services only for lawful purposes.

You must not misuse, copy, or attempt to reverse-engineer our Services.

We reserve the right to suspend or terminate accounts that violate these Terms.

3. Accounts

You are responsible for maintaining the confidentiality of your account credentials.

You agree to notify us immediately of any unauthorized use of your account.

4. Payments & Subscriptions

Some Services may require payment. By purchasing, you agree to pay all applicable fees.

Payments are non-refundable unless otherwise specified.

Subscription plans automatically renew unless canceled before the renewal date.

5. Intellectual Property

All content, trademarks, logos, and intellectual property related to the Services are owned by [Your Company Name] or our licensors. You may not use them without permission.

6. Limitation of Liability

To the fullest extent permitted by law, [Your Company Name] is not liable for any indirect, incidental, or consequential damages resulting from your use of the Services.

7. Privacy

Your use of the Services is also governed by our [Privacy Policy link]. Please review it to understand how we collect and use your information.

8. Termination

We may suspend or terminate your access to the Services at any time, without notice, for conduct that violates these Terms or is otherwise harmful.

9. Governing Law

These Terms are governed by the laws of [Your Country/State]. Any disputes shall be resolved in the courts of [Your Jurisdiction].

10. Changes to Terms

We may update these Terms from time to time. The revised version will be effective when posted on our website.

11. Contact Us

If you have any questions, please contact us at:
📧 [your email]
📞 [your phone number]
🏢 [your business address]