You’re probably overpaying your mortgage (most people are)

You’re probably overpaying your mortgage (most people are)

You’re probably overpaying your mortgage (most people are)James Harris
Published on: 27/03/2026

Here’s a number most people don’t like hearing… Over the life of a typical home loan… you’ll likely pay back more in interest than what you borrowed. Yep. On an average loan of $736,000 at 5.5% over 30 years… that’s about $769,000 in interest.

Property
Read more
Rates went up again. Here’s how to get your breathing room back

Rates went up again. Here’s how to get your breathing room back

Rates went up again. Here’s how to get your breathing room back James Harris
Published on: 06/02/2026

This week’s interest rate rise probably didn’t surprise you. But that doesn’t make it any less frustrating. Especially after many people finally felt a bit of breathing room from rate cuts over the last 18 months.

Financial Planning
Read more
Fixed rates are rising again — here’s what it really means

Fixed rates are rising again — here’s what it really means

Fixed rates are rising again — here’s what it really means James Harris
Published on: 19/12/2025

Banks are quietly moving before the RBA does. Here’s why it matters.

Financial PlanningMoney Management
Read more
Drowning in Debt? Here’s How to Take Back Control

Drowning in Debt? Here’s How to Take Back Control

Drowning in Debt? Here’s How to Take Back Control James Harris
Published on: 18/07/2025

The emotional toll is real, but so is the plan to destroy it.

Financial Planning
Read more