Our products
We offer more products and opportunities beyond what you see here on our digital home base. You know how it is, when you start rolling downhill, you have to be ready to ride! As a mortgage banker/broker, we are able to offer wholesale pricing and rates. With all the options out there, let us guide you to great results. That mountain bike trail is a lot more fun when someone knows the way down to the river.
FHA
Qualify with a lower credit score, as low as a 3.5% down payment, qualify even with past bankruptcies, or refiannce your existing FHA loan with FHA Streamline to have a lower interest payment.
VA
No down payment required, 30-year fixed rate, and no cash reserves for closing cost. Elite pricing starting at 640+ FICO.
Finance up to 100% of the loan and have less closing costs as a qualified veteran, service member, or spouse.
USDA
No down payment required, 30-year fixed rate, and no cash reserves for closing cost. Elite pricing starting at 640+ FICO.
No down payment required, 30-year fixed rate, and no cash reserves for closing cost. Elite pricing starting at 640+ FICO.
Jumbo
Jumbo loans range from $548,251 and above with a low interest rate.
Jumbo loans range from $548,251 and above with a low interest rate.
Reverse Mortgage
A homeowner can relinquish equity in their home for regular payments. Used to supplement retirement income.
ConventionaL
Typically fixed items and rates. This loan is not guaranteed or insured by an government agency such as Federal Housing Administration but instead a private lender.
Finance up to 100% of the loan and have less closing costs as a qualified veteran, service member, or spouse.
BALLOON
Usually used for shorter term loans. This loan does not fully amortize over its term, meaning there will be a payment at the end of the term.
No down payment required, 30-year fixed rate, and no cash reserves for closing cost. Elite pricing starting at 640+ FICO.
Graduated Payment
This is a type of fixed-rate mortgage, the payment will increase gradually over its term. Typically the interest grows 7-12 percent annually.
Jumbo loans range from $548,251 and above with a low interest rate.
Our products
We offer more products and opportunities beyond what you see here on our digital home base. You know how it is, when you start rolling downhill, you have to be ready to ride! As a mortgage banker/broker, we are able to offer wholesale pricing and rates. With all the options out there, let us guide you to great results. That mountain bike trail is a lot more fun when someone knows the way down to the river.
FHA
Qualify with a lower credit score, as low as a 3.5% down payment, qualify even with past bankruptcies, or refiannce your existing FHA loan with FHA Streamline to have a lower interest payment.
VA
No down payment required, 30-year fixed rate, and no cash reserves for closing cost. Elite pricing starting at 640+ FICO.
USDA
No down payment required, 30-year fixed rate, and no cash reserves for closing cost. Elite pricing starting at 640+ FICO.
Jumbo
Jumbo loans range from $548,251 and above with a low interest rate.
Reverse Mortgage
A homeowner can relinquish equity in their home for regular payments. Used to supplement retirement income.
ConventionaL
Typically fixed items and rates. This loan is not guaranteed or insured by an government agency such as Federal Housing Administration but instead a private lender.
BALLOON
Usually used for shorter term loans. This loan does not fully amortize over its term, meaning there will be a payment at the end of the term.
Graduated Payment
This is a type of fixed-rate mortgage, the payment will increase gradually over its term. Typically the interest grows 7-12 percent annually.
Have more fun, go for a run, see your grandson!
Take a Mortgage ride with us!
“Erik and his team are very personable, quick to answer any questions you may have, which was important to me as a first time buyer. And he got us an amazing rate. Highly recommend!”
— William S. | Las Vegas. ZILLOW
Have more fun, go for a run, see your grandson!
Take a Mortgage ride with us!
“Erik and his team are very personable, quick to answer any questions you may have, which was important to me as a first time buyer. And he got us an amazing rate. Highly recommend!”
— William S. | Las Vegas. ZILLOW
Questions before getting started?
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