Terms and Condtions

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Terms and Conditions

Effective Date: 04/08/2026

By accessing and using this website, you agree to the following terms:

Use of Website

This website is intended to provide general information about insurance services and allow users to request quotes or consultations.

No Professional Guarantee

All information provided on this website is for general informational purposes only and does not constitute a binding insurance agreement. Final coverage is subject to policy terms and approval by insurance carriers.

Quotes & Coverage

Insurance quotes are estimates and may vary based on underwriting
Final pricing and approval are determined by the insurance provider

User Responsibilities

You agree to:

Provide accurate and complete information
Not misuse the website or submit false details

SMS Terms & Conditions

By providing your phone number and opting in through our website forms, you agree to receive SMS messages from Chubb/Combined (J. Thomas and Associates Insurance Agency).

These messages may include:

Appointment confirmations and reminders
Policy updates and service notifications
Responses to inquiries
Marketing and promotional messages (only if separately consented)

Message frequency may vary. Message and data rates may apply.

You can opt out at any time by replying STOP.

For assistance, reply HELP.

Consent to receive SMS messages is not a condition of purchase.

Intellectual Property

All content on this website (text, design, branding) is the property of Jason Thomas Insurance Consulting and may not be copied or reused without permission.