Solar Financing

Options, Find Your Fit

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Solar Financing Options Explained

Switching to solar is easier than ever, especially with flexible programs that can reduce or eliminate upfront cost.

Understanding the differences between each option helps homeowners choose the path that best fits their goals, budget, and long-term plans.

OPTION 1

Power Purchase

Agreement (PPA)

A Power Purchase Agreement allows a homeowner to go solar without owning the system. A solar company installs panels on the home with no upfront cost — the homeowner agrees to buy the electricity the system produces at a set rate.

Considerations

The homeowner does not own the system. Long-term financial upside is more limited than ownership-based options. Payments may increase over time depending on the structure.

  • No upfront cost

  • Maintenance typically covered

  • Lower electricity rate vs utility

OPTION 2

Solar Lease

A solar lease allows a homeowner to use solar energy with a fixed monthly payment without owning the system. The solar company installs and owns the system — the homeowner pays a fixed monthly amount to use it.

Considerations

The homeowner does not own the system. Long-term savings may be more limited than ownership. If the home is sold, the lease may need to be transferred.

  • No upfront cost

  • Maintenance typically covered

  • Predictable monthly payment

Recommended — Option 3

Aura+ Ownership Program

Aura+ is a flexible solar financing program designed to give homeowners the benefits of ownership without the burden of a large upfront payment. The homeowner finances the full cost with $0 upfront, then receives approximately 30% back after installation.

After the system is installed and activated, the homeowner receives a refund totaling approximately 30% of the system cost — delivered in stages. Once received, the homeowner can either keep the money or use it to lower their monthly payment.

Benefits of Aura+

  • No upfront cost

  • Path to system ownership

  • ~30% back after installation

  • Eligible for state & local incentives

  • SRECs in select states

  • Potential increase in home value

You go solar with no money down, receive built-in financial flexibility, and still benefit from ownership and long-term value.

ZIV Solar Calculator — Estimate Your Savings

Estimate Your Savings

Estimate How Solar Could Work for Your Home

Use this quick calculator to see an estimated range for savings, system size, and energy offset based on your current bill and roof conditions.

Select the option closest to your current bill

Roof / Sunlight Condition

Based on current bill size and roof conditions — no personal info required

Select your bill and roof condition, then tap Calculate to see your estimate.

Your Solar Snapshot

Estimated Savings Range

Estimated Monthly Savings
Estimated Energy Offset
Estimated System Size
Estimated 25-Year Savings

These are estimated ranges. Actual results depend on roof orientation, shade, utility rates, system design, and available sunlight.

Most homeowners qualify for $0 down solar, but every home is different and a custom review gives the most accurate estimate.

Get My Exact Solar Quote

10+

Years of Experience

and Expertise

⚡︎ HAVE ANY QUESTIONS?

Have any questions? here some answers for you

How long does a solar installation usually take?

Most residential solar installations are completed within 1–3 days, depending on system size.

Do solar panels work on cloudy days?

Solar panels can still generate electricity on cloudy days by capturing diffused sunlight, though their output is lower than on sunny days.

What maintenance do solar systems require?

Solar systems require minimal maintenance, typically occasional cleaning and annual inspections.

What is grid tie solar solution?

Is a grid-tied solar system right for you? Here, we take a look at what a grid-tied system does and the key benefits. Read on to find out more.

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