Barry reminds us that numbers don't bring clarity - they reveal.

If you’re here, you probably trust numbers — but you don’t want to be misled by them. You may have seen calculators that promise certainty but hide assumptions.

Barry’s role is to slow the math down and reveal the patterns underneath — so numbers inform decisions instead of driving them.

If you’ve ever thought:

“This looks good… but what am I missing?”

“Why do two calculators give different answers?”

“How does this decision age over 10, 20, or 30 years?”

You’re in the right place.

These tools are designed to show what changes, what stays the same.

We focus on what is solid for our long-time horizons.

Some questions are best answered with careful modeling -- not rules of thumb. So the tools I've chosen for you are about preparation, planning and forecasting. These are anchors for your decisions, not pressure. My disclaimers is numbers reduce uncertainty -- but they can't eliminate it.

Ways to explore - when you're ready.

Use my calculators

  • Compare paying off your mortgage early vs. investing

  • See how your mortgage progresses over time.

  • See if you are fiscally ready for our strategy.

See the Whole Picture

  • When you want to move beyond examples and see what the numbers say for you, the full calculator gives the clearest picture. It doesn’t tell you what to choose.
    It shows you how each option behaves over time.

Reflect on stories

  • Stories from families who share how their numbers worked.

  • Examples of progress made one thoughtful step at a time

Educate yourself

  • Explore our glossary of financial terms, so we're on the same page when we speak financial terms.

You don't think your way into a new kind of living.

You live your way into a new kind of thinking. - Henri Nouwen

Disclaimer

These tools are educational by design.

They do not replace personalized advice.

They do not make decisions for you.

They do not assume one strategy fits everyone.

Their purpose is simple:

To help you understand what’s possible — clearly and calmly.

Start Where You Are

There's no single right way to begin.

Some people prefer to talk the numbers through with a real person.

Choose the path that fits you best.

Check our calendar and book a video call with a person.

If another way of thinking would help:

Les - The Shepherd

Big picture clarity and steady guidance.

Micah — The Strategist

See how systems, timing, and structure affect outcomes.

Taylor — The Spiritual Guide

Clarity that comes from aligning decisions with your values..

Tess — The Encourager

Support for staying hopeful and steady while you learn.

Mac — The Challenger

Question assumptions and explore alternatives.

Fire My Mortgage helps families create clarity and control using math-based strategies and guided support.

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