Fire My Mortgage®
Wake up, Break up with Debt and Live!
We help families reclaim their money, their time, and their lives. At Fire My Mortgage®, we guide you out of debt and toward lasting freedom using proven strategies, personalized coaching, and a community built on purpose.
We believe you were made for more than just getting by. Our mission is to empower you to break free from the systems that hold you back, so you can focus on what matters most. Fire My Mortgage® isn’t just about numbers. It’s about freedom.
Many people start by seeing their numbers clearly — then explore what path makes sense.
You might have landed here because you saw something that said, "payoff your mortgage in 5-7 years." The Exodus Strategy does teach how to do just that. However, speed alone doesn’t always lead to freedom. Decisions made without seeing the full picture, can unintentionally reduce flexibility and increase pressure.
At Fire My Mortgage®, we're slowing the conversation down. We'll look at your mortgage, your income, your options, and your long-term stability — so the path you choose actually supports the life you want to live.
We know real financial freedom isn’t just about being debt-free someday. It’s about feeling steady, clear, and in control along the way.
The greatest deception ever performed is teaching a man to doubt his own power.
This is why we start with understanding not pressure.
Clarity about your money starts here.
Short explanations and real tools to help you see your options clearly — before committing to anything.
How your cash flow really works
Understanding the actual movement of your money
How timing impacts outcomes
The long-term effects of financial decisions
Where flexibility creates opportunity
Finding room to maneuver in your finances
What trade-offs exist in every decision
Weighing the real costs and benefits
Freedom Timeline
See when financial flexibility actually becomes possible
Impact Calculator
How small changes in timing create big differences
True Cost Analysis
What paying faster really costs you
Options Explorer
Options beyond traditional advice
People are not managed by systems. They are managed by the assumptions they inherit from the systems.
Different families, different starting points.
Reaching the same conclusion.
There is no single right way to begin.
We were considering refinancing our mortgage, but when we saw how much closing costs and interest we would pay over the life of the loan we were shocked! Then I met with James from Fire My Mortgage. We were able to go from 24 years to under 10 years without having to ern more or spend less. Thank you for introducing us to Fire My Mortgage.com. What a big difference this is making in our lives!
"..helped us create a plan that we followed to the T! We payed off our house in 3 years, how amazing is that!
We weren't sure if we would benefit as we had little debt and a low mortgage rate, but after talking with James and agreeing to his services we will have years off our mortgage and relearn our entire financial outlook, we are excited and looking forward to this process!
Our Mission
“We help people wake up — and break free from the stress of debt, we help them regain the joy of life again.”
There's no obligation to book a call. There's no pressure to move forward.
You move at your pace.
Explore
Use tools, calculators, and learning paths designed to help you see your situation clearly.
Understand
Learn how different strategies affect cash flow, risk, and flexibility — without jargon or sales pressure.
Decide
Choose if and when a conversation makes sense for you, based on clarity — not urgency.
We are a resource for you.
Always education first.
Pressure never.
Education creates confidence which creates better outcomes.
Use our Tools & Calculators
Your personal numbers can help you see more clearly.
These tools are here to help you explore - not tell you what to do.
Concepts before tactics
Use tools, calculators, and learning paths designed to help you see your situation clearly.
Systems before shortcuts
Learn how different strategies affect cash flow, risk, and flexibility — without jargon or sales pressure.
Options before decisions
Choose if and when a conversation makes sense for you, based on clarity — not urgency.
The goal isn't to convince you. It's to equip you.
Real Families
Different families. Same starting point.
Listen to how the narratives are changing.
Our Values
Built for families who value peace over pressure.
Money decisions affect more than spreadsheets.
Family life
Sleep pacefully
Relationships
Faith and values
Long-term peace of mind
Our role is not to tell you what choice to make
BUT give you tools to make right choices for your life.
Choose a starting point.
Our AI-Coaches
Provide input personalized to the
way you think about money.
Prefer numbers and straight logic?
• Want calm, steady guidance?
• Need someone to challenge assumptions?
Click a coach to explore tools, insights, and guidance in that style.
Clarity through numbers. No hype.
Spots hidden patterns in your finances
Compares real options (not surface advice)
Shows what the math is actually doing
Best if you’re asking:
“What’s really happening here?”
and want data to guide decisions — not rush them.
Calm guidance for heavy decisions.
Helps you slow down and zoom out
Connects today’s choices to long-term direction
Brings steadiness without pressure
Best if you want:
Clear footing, gentle guidance, and progress — one thoughtful step at a time.
Clarity by questioning the rules.
Challenges default financial advice
Helps you see overlooked alternatives
Helps you think differently — without recklessness.
Best if you’ve felt:
“Standard answers don’t quite fit”
and want permission to explore smarter paths.
Clarity before action.
Sees how the whole system fits together
Connects timing, cash flow, and tradeoffs
Helps you move forward with confidence — not guesswork
Best if you’re asking:
“What’s the smartest move — and when?” and want understanding before acceleration.
Align your money with your values.
Helps decisions reflect faith and meaning
Slows the noise so purpose comes through
Grounds financial choices in long-term calling
Best if you want:
Clarity that feels aligned, steady, and free from fear or comparison.
Hope rooted in reality.
Lifts perspective without ignoring facts
Builds confidence through small, consistent steps
Replaces overwhelm with steady forward motion
Best if you’re feeling:
Stuck, discouraged, or worn down — and need reassurance that progress doesn’t require perfection.
Fire My Mortgage helps families create clarity and control using math-based strategies and guided support.
Quick Link