Mac's knows you don't need another empty promise.

Mac's Tool Kit

You need to see what actually changes outcomes:

These tools are designed to help you explore possibilities.

🔄 Strategy Comparison

What this lens reveals
This tool compares common mortgage payoff strategies side by side using the same starting numbers. It shows how different structures change payoff time and total interest — even when the monthly effort looks similar.

Quiet signal: Structure beats discipline.


⏳ Delay Cost

What this lens reveals
This tool shows the hidden cost of waiting to act, even if you eventually choose the right strategy.
It reveals how delay compounds interest, extends your payoff timeline, and erodes momentum.

Quiet signal: Delay compounds too.

These tools expose the pattern — not just the math. They’re built to help you see what the default path is costing you and what changes when timing shifts. Inside the class, you’ll apply this with your full personal numbers and build a complete plan.

When the whole world is running towards a cliff, he who is running the opposite direction appears to have lost his mind. - C.S. Lewis

Fire My Mortgage helps families create clarity and control using math-based strategies and guided support.