
🔄 Strategy Comparison
What this lens reveals
This tool compares common mortgage payoff strategies side by side using the same starting numbers. It shows how different structures change payoff time and total interest — even when the monthly effort looks similar.
Quiet signal: Structure beats discipline.
⏳ Delay Cost
What this lens reveals
This tool shows the hidden cost of waiting to act, even if you eventually choose the right strategy.
It reveals how delay compounds interest, extends your payoff timeline, and erodes momentum.
Quiet signal: Delay compounds too.

Fire My Mortgage helps families create clarity and control using math-based strategies and guided support.
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