Privacy Policy — Legacy Realm LLC

Effective Date: January, 2026
Last Updated: February, 2026

Legacy Realm LLC (“Legacy Realm,” “we,” “us,” or “our”) respects your privacy and is committed to protecting it through this Privacy Policy. This policy describes how we collect, use, disclose, and safeguard your information when you visit our website(s), landing pages, and related online services (collectively, the “Services”), including when you request a coverage review, quote, or insurance information.

By using our Services, you agree to the terms of this Privacy Policy.

1) Who We Are

Company: Legacy Realm LLC
Email: [[email protected]]
Phone: [(972) 813-9140]
Licensed States: TX, CA, NJ, IN, VA, WV, SC, OR
(Availability of products and services may vary by state.)

2) Information We Collect

We may collect information about you in a variety of ways:

A) Information You Provide Directly

When you fill out a form, request information, schedule a call, or otherwise contact us, you may provide:

Name

Email address

Phone number

State of residence

Insurance needs and preferences (e.g., life insurance, mortgage protection, final expense, IUL interest)

Any message content you submit

B) Information Collected Automatically

When you visit our Services, we may automatically collect:

IP address

Browser type and device information

Operating system

Referring URLs and pages viewed

Date/time of visits and clickstream data

Approximate location (e.g., city/state inferred from IP)

Interactions with our pages and ads (e.g., button clicks, form starts)

C) Cookies and Similar Technologies

We may use cookies, pixels, tags, and similar technologies to:

Remember preferences

Analyze traffic and performance

Measure ad effectiveness

Improve user experience

You can control cookies through your browser settings. If you disable cookies, certain features may not function properly.

D) Call, Text, and Email Communications

If you contact us by phone, SMS/text, or email:

We may keep records of communications for customer service, compliance, training, and quality assurance.

Calls may be recorded where permitted by law. If recording occurs, we will comply with applicable notice/consent requirements.

3) How We Use Your Information

We use your information to:

Provide and manage a free coverage review or insurance consultation

Contact you by phone, email, or text to respond to your request

Deliver requested information about insurance products and services

Verify identity, prevent fraud, and enhance security

Personalize communications and improve our Services

Comply with legal obligations and insurance regulatory requirements

Track and measure marketing and advertising performance

Maintain internal records for business operations

4) How We Share Your Information

We do not sell your personal information in the traditional sense. We may share your information in limited circumstances, including:

A) Service Providers

We may share information with trusted vendors who help operate our Services and business, such as:

CRM and marketing automation platforms (e.g., GoHighLevel)

Email/SMS providers

Analytics tools (e.g., Google Analytics)

Advertising platforms (e.g., Meta/Facebook, Google)

Scheduling and communications tools

These providers are authorized to use personal information only as needed to provide services to us.

B) Insurance Carriers and Related Parties

To help you obtain information, evaluate options, or apply for coverage, we may share relevant information with:

Insurance carriers

Underwriters

Third-party administrators

Related entities involved in issuing or servicing a policy

C) Legal and Compliance

We may disclose information:

To comply with applicable laws, regulations, subpoenas, or legal processes

To respond to lawful requests by public authorities

To enforce our rights, investigate potential violations, prevent fraud, or protect safety

D) Business Transfers

If Legacy Realm LLC is involved in a merger, acquisition, or asset sale, your information may be transferred as part of that transaction, subject to standard protections.

5) Text Messaging and Consent (SMS)

If you provide your phone number through our forms or otherwise, you may receive text messages from Legacy Realm LLC related to your request (including follow-up and appointment coordination).

Message frequency may vary. Message and data rates may apply.

You can opt out at any time by replying STOP. For help, reply HELP or contact us at [[email protected]].

Note: Opting out of marketing texts may not stop operational messages related to an active request (where permitted by law), but we will honor applicable opt-out requirements.

6) Advertising and Analytics

We may use analytics and advertising tools (such as Meta Pixel, Google Ads/Analytics, and similar technologies) to:

Understand how visitors use our pages

Measure campaign performance

Build audiences for advertising (remarketing)

Improve relevance of ads you see

These tools may collect or receive information about your device and actions on our pages, including via cookies and pixels. You can manage preferences through your browser settings and, where available, platform privacy controls (e.g., Google/Meta ad settings).

7) Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

8) Data Retention

We retain personal information for as long as necessary to:

Provide requested services

Maintain business records

Comply with legal, regulatory, and insurance compliance obligations

Resolve disputes and enforce agreements

Retention periods vary depending on the type of data and applicable requirements.

9) Your Privacy Rights

Depending on where you live, you may have certain rights regarding your personal information, such as:

Accessing the personal information we have about you

Requesting corrections or updates

Requesting deletion (subject to legal/compliance exceptions)

Opting out of certain communications (email/SMS)

Limiting certain uses where required by law

To request access, correction, or deletion, contact us at:
[[email protected]] with the subject line: “Privacy Request”

We may need to verify your identity before fulfilling certain requests.

10) California Privacy Notice (CCPA/CPRA)

If you are a California resident, you may have the right to:

Know what personal information we collect, use, disclose, and share

Request deletion of personal information (with exceptions)

Correct inaccurate personal information

Opt out of “sale” or “sharing” of personal information as defined under California law

Limit use/disclosure of sensitive personal information (where applicable)

Not be discriminated against for exercising your rights

Categories of Personal Information Collected (examples):

Identifiers (name, phone, email, IP address)

Internet/network activity (pages visited, clicks)

Geolocation data (approximate)

Professional/financial context related to your request (as provided by you)

How to Submit a Request:
Email [[email protected]] with “California Privacy Request” in the subject line.

Do Not Sell or Share:
Legacy Realm LLC does not sell personal information for money. However, some advertising technologies may be considered “sharing” under California law. You can limit tracking through browser controls and ad platform settings. If you would like a manual opt-out method, contact us using the email above.

11) Virginia Privacy Notice (VCDPA) and Other State Rights

If you live in Virginia (or other states with privacy laws), you may have rights to:

Access, correct, delete personal data

Obtain a copy of your data (data portability)

Opt out of targeted advertising or certain profiling (where applicable)

To exercise these rights, contact us at [[email protected]] with “Privacy Request” in the subject line.

12) Children’s Privacy

Our Services are not intended for children under 13 (and not intended for minors where applicable law sets a higher age). We do not knowingly collect personal information from children. If you believe a child has provided us personal information, contact us and we will take steps to delete it.

13) External Links

Our Services may contain links to third-party websites. We are not responsible for the privacy practices of those websites. Please review their privacy policies.

14) Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated “Last Updated” date. Your continued use of the Services after changes constitutes acceptance of the updated policy.

15) Mobile Information Sharing

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.

All other categories of personal information may be shared only as necessary to provide services requested by the user, comply with legal obligations, or operate our business, and will never include SMS consent data.

16) Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact:

Legacy Realm LLC
Email: [[email protected]]
Phone: [(972) 813-9140]