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Health Insurance Made Easy for Self-Employed Individuals (Under 65)

Are you self-employed and looking for affordable health insurance for yourself and your family?

We specialize in helping independent professionals, freelancers, contractors, and small business owners under 65 find flexible and cost-effective coverage without the corporate complications.

Individual & Family Plans
Nationwide PPO plans available
ACA-compliant and private market choices
Fast, no-pressure consultation

They were able to help me find the right plan for me. Victoria was very nice and understanding on what I wanted. She took the time to find the one for me. I appreciate you Victoria very much

━ T.K.

HEALTH

Get affordable health insurance plans that provide essential care and coverage, ensuring your well-being and peace of mind for every stage of life.

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Why Choose us

Why Limitless Insurance Agency

At Limitless Insurance Agency, we cut through the noise to help you make smart, confident decisions about your health coverage. Our team specializes in under-65 Marketplace alternative plans that are often more affordable, more flexible, and better suited to your needs than standard insurance options. We don’t just explain insurance; we simplify it, so you can take action without confusion or regret. We serve individuals and families across Texas and Louisiana and understand the unique challenges in these markets. Whether you're between jobs, self-employed, or simply looking for a smarter solution, we provide expert guidance with clarity and care.

Your consultation is always free, with zero pressure or obligation. Just honest answers and better coverage options designed for you.

Why Choose us

We help you explore and secure protection

Q: When can I sign up for Health Insurance?

We offer health insurance plans that are available all year. They do not require a special enrollment period to sign up.

For a traditional ACA Marketplace plan, you must sign up during open enrollment or when you qualify for a special enrollment period. Open enrollment is November 1st - December 15th for an effective date of January 1st and December 16th - January 15th for an effective date of February 1st.

Q: What types of Health Insurance does Limitless Insurance Agency offer?

A: At Limitless Insurance Agency, we specialize in health insurance solutions for individuals under 65. While we can help you explore Marketplace options if that’s the best fit for you, our main focus is on providing private health insurance plans outside of the federal exchange. These private plans offer a range of benefits and flexibility, allowing us to find a tailored solution that meets your specific needs and budget. Let us know your situation, and we’ll be happy to help you navigate the options!

Q: What is a Deductible?

A: A deductible is the amount of money that you are responsible for before the insurance plan begins to pay.*

*Some plans have copays that you can pay before you meet your deductible. It is best to read your Summary of Benefits and Certificate of Coverage documents to make sure you understand what you are responsible to pay and any exclusions.

Q: What is the difference between a Copayment (copay) & Coinsurance?

A: A copay is a fixed amount you pay for a specific service or prescription at the time you receive care.

Coinsurance is a percentage of the cost of a covered healthcare service that you pay after meeting your deductible.

Q: Can I have more than one Dental Insurance plan?

Yes. Most of our dental plans pay in addition to your current dental plan.

What Our Clients Say

Del Woodrum

a month ago

★★★★★

It was a great experience. Victoria found me a policy that's going to fit my needs perfectly. I wound have never found it without her. I would highly recommend this service to anyone looking for a dental plan. Very friendly. Thank you Victoria.

Tracy Kinnison

6 month ago

★★★★★

They were able to help me find the right plan for me. Victoria was very nice and understanding on what I wanted. She took the time to find the one for me. I appreciate you Victoria very much

Misty Jaurigue

a month ago

★★★★★

Brandon is awesome. He goes above and beyond and really takes the time to walk you through your policy and options to ensure that you know and understand exactly what you are signing up for and that it aligns with your wants and needs and your budget. He really has helped me out as before this I was dealing with a scam insurance broker that signed me up for some wierd insurance that was not accepted anywhere near where I lived. After that, of course I was very reluctant in fear of getting scammed again, but after working with Brandon, I feel a lot better about my new policy. Thanks Brandon!

Jesse Doyle

2 month ago

★★★★★

Great service! Brandon Hebert walked me through everything, answering all my questions. I feel like I’m in good hands and feel a little more at ease now that I have coverage. Thanks again Brandon!

Robert Sutter

2 weeks ago

★★★★★

Victoria answered every one of my many questions and helped me navigate the detail in Dental Insurance.

Anton L

9 months ago

★★★★★

I struggled trying to find the time with my work schedule to speak with an agent Victoria Hurtado was very patient and understanding . she went beyond what I would have expected a agent she was pleasant very informative . I plan on doing more business VICTORIA. Thank you

Mattie Booker

2 weeks ago

★★★★★

The agent was very helpful Victoria

Connie Davis

a month ago

★★★★★

Victoria was very good. Satisfied

Brooks Munn

a year ago

★★★★★

Brandon did an awesome job walking me through my policy. I was really surprised what all is covered with my plan. I would highly recommend going through Limitless Insurance!

Mark & Susan Kelley

a month ago

★★★★★

Victoria wasagreat help to find the right insurance for me.

Edward Gorsky

a year ago

★★★★★

Brandon helped me so much it's unbelievable. I would recommend them to all my friends. Very easy to talk to very comfortable. Was able to answer all the questions that I had. Very confident in what he's doing. If anyone who reads this goes through marketplace give him a call he will definitely help you out you will get better deal than any of the call centers or any other marketplace representative. He will make your life easier believe me. Don't go someplace else believe me this guy's will help you you will have no worries they make it so much easier for you. They will take the load off your mind.

Heath Hill

2 year ago

★★★★★

Limitless insurance gave me so much freedom from stressing about my healthcare. They really took time to learn my situation and what would be best for me. Can’t recommend them enough.