Washington homeowners — do you actually know if your house is covered if Mount Rainier erupts?

Why would you need earthquake coverage if Mount Rainier erupted?

Because volcanoes can actually trigger earthquakes.

When magma moves underground, it cracks the surrounding rock — and that movement creates earthquakes.

And if that shaking damaged your home, insurance usually treats that as earthquake damage.

But here’s the catch.

Most homeowners policies don’t automatically cover earthquakes.

You usually have to add that coverage separately.

And even when people do have it, the deductible can be large — sometimes 10 to 20 percent of the home’s value.

But here’s the question I help families think through.

Would you rather risk a big deductible…

or risk having no protection at all?

If you want to know where your coverage might leave you exposed,
click here and I’ll do a free risk assessment.