Basic Documentation

Past two (2) years of tax return

Pay stubs covering the most recent 30 days

Two most recent bank statements

Most recent statements for retirement or investment accounts (401(k), IRA, mutual funds)

Copies of any stock holdings or certificates of deposit

Signed purchase and sale agreement (for home purchases)

Refinance Documentation

Most recent mortgage statement

For streamline refinances: a copy of your mortgage note

For Self-Employed or Commission-Based Borrowers

If you are self-employed, work in sales, earn commission income, or own rental property, please provide:

Two (2) years of signed personal tax returns (including all schedules)

If operating through a corporation: Last two years of corporate tax returns Year-to-date profit and loss statement Current balance sheet

Important Note

Documentation requirements may vary depending on the loan program you select. Some programs may require additional information, while others may require less.

We are here to guide you every step of the way-please feel free to contact us for a free, no-obligation consultation to discuss your specific situation.