Consumer financing allows businesses to offer customers payment plans for services instead of requiring full payment upfront. EzFi connects businesses with more than 50 lenders so customers can access financing options that fit their budget.

Customers complete a quick application and receive pre-approval offers through a soft credit inquiry. They choose the financing option that works best for them, and funds are sent directly to the business, within two business days.

No. EzFi uses a soft credit inquiry to generate pre-approval offers. This allows customers to explore financing options without impacting their credit score.

EzFi financing is designed for service-based businesses including medical practices, dental offices, veterinary clinics, home improvement contractors, and auto repair shops.

Because EzFi works with a network of more than 50 lenders, financing options are available for a wide range of credit profiles including prime, near-prime, and credit-challenged customers.

Once a customer selects a financing option and the agreement is completed, funds are sent directly to the business within two business days.

Yes. In addition to consumer financing, EzFi helps businesses access business loans, lines of credit, and merchant cash advances for working capital and growth.

EzFi provides payment processing solutions designed to reduce merchant fees. If we cannot lower a business’s credit card processing costs, there is no fee for the evaluation.

Your business must be operational for a minimum of one year. All licenses and liability insurance must be up to date. Your business must fall under one of the following categories: medical/dental/veterinary care and med-spas, any type of home improvement (including but not limited to: pools, decks, HVAC, plumbing, electrical, remodels, solar, energy efficient upgrades and fencing), any type of auto repair including rims and tires

Your business must be open for a minimum of 4 months and generating positive cash flow. We can loan to businesses in almost any industry (except gambling enterprises, cannabis related organizations and adult content, except for OnlyFans. We CAN lend to OnlyFans content creators.)

Your business must be operational for a minimum of one year. All licenses and liability

insurance must be up to date. Your business must fall under one of the following

categories: medical/dental/veterinary care and med-spas, any type of home

improvement (including but not limited to: pools, decks, HVAC, plumbing, electrical,

remodels, solar, energy efficient upgrades and fencing), any type of auto repair

including rims and tires

Your business must be open for a minimum of 4 months and generating positive cash

flow. We can loan to businesses in almost any industry (except gambling enterprises,

cannabis related organizations and adult content, except for OnlyFans. We CAN lend to

OnlyFans content creators.)