Retirement-Ready Insurance Solutions You Can Count On
Navigating Medicare, life insurance, or annuities? You don’t have to do it alone. Get clear, compassionate guidance tailored to your needs.
Retirement-Ready Insurance Solutions You Can Count On
Navigating Medicare, life insurance, or annuities? You don’t have to do it alone. Get clear, compassionate guidance tailored to your needs.
ABOUT US
Putting Seniors First in Every Policy We Recommend
At Urban Trust Financial Group, we specialize in helping seniors make informed, confident decisions about their health coverage, life insurance, and retirement income. We understand that choosing the right insurance can feel overwhelming—especially with so many options, fine print, and industry jargon. That’s why we’re here.
As licensed insurance professionals, we take the time to listen, educate, and guide—not pressure. Whether you’re exploring Medicare plans, looking to protect your loved ones with final expense coverage, or securing your retirement with a safe, income-generating annuity, we’ll make sure you understand every option available.
What We Offer
Coverage That Protects Your Health, Wealth & Legacy
We help seniors with:
Medicare Advantage & Supplements
Prescription Drug Plans
Final Expense & Whole Life Insurance
Tax-smart Annuities for Retirement Income
Whether you’re turning 65 or already retired, we help simplify complex decisions with care and clarity.
Gave Insurance
2.7+
Professional Team
76+
Satisfied Customer
2.8K
Our Success Rate
99%
Why Work With Us?
Specialized in the Senior Market
We focus exclusively on individuals aged 60+ and understand your unique concerns.
Independent & Unbiased
We work with multiple top-rated insurance carriers to ensure you get the best fit—not what pays us the most.
Personal, One-on-One Support
You’ll always speak with a real person who cares—not a call center.
No-Cost Consultations
Our guidance is always free. We’re paid by the carriers, not by you.
Our Mission
To simplify insurance for seniors and provide honest, compassionate advice that helps protect your health, wealth, and peace of mind.
Let’s take the guesswork out of your insurance choices. It starts with a friendly conversation.
Frequently Asked Questions
1. Do you charge for your services?
Nope—never. Our consultations and plan recommendations are 100% free to you. We're paid directly by the insurance carriers, so you can get expert help without any cost or obligation.
2. I'm turning 65 soon. When should I start looking into Medicare?
It’s best to start planning 3 to 6 months before your 65th birthday. This gives you time to understand your options and avoid late penalties. We’ll walk you through Medicare Parts A, B, C, and D, and help you choose what fits you best.
3. What’s the difference between a Medicare Supplement and a Medicare Advantage plan?
Great question!
Medicare Supplement (Medigap) helps cover out-of-pocket costs like deductibles and copays.
Medicare Advantage (Part C) combines Medicare coverage into one plan, often with extras like dental and vision.
We'll help you compare both and decide what works best for your needs and budget.
4. What is an annuity, and how can it help with retirement?
An annuity is a financial product that provides guaranteed income during retirement. It’s a popular option for seniors who want peace of mind knowing they won’t outlive their savings. We offer safe, low-risk annuity strategies designed specifically for retirement income.
6. Do I have to make a decision right away?
Not at all. Our process is low-pressure and education-first. We're here to guide, not push. You take the time you need—we're always just a call away when you're ready.
Testimonials
What Our Senior Clients Are Saying
“I didn’t know where to start with Medicare. Urban Trust Financial Group walked me through everything with patience and respect. I feel relieved knowing I’m covered.”
— Linda P., Retired Teacher
“Thanks to your help, I have a life policy that will protect my family—and a retirement plan I can rely on.”
— George H., Veteran
