LOCAL. Simple.
SimTrust Insurance Group helps Arizona families compare home and auto insurance options from multiple carriers. Get straightforward guidance and a simpler way to get your quote started.
Arizona's Independent Insurance Agency
We're not tied to one carrier. As an independent agency serving Surprise, Goodyear, Buckeye, and the surrounding West Valley, we shop multiple insurance companies to find the right coverage at the right price — for your home, your car, your family, and your business.
Access to Multiple Top-Rated Carriers
Personal & Commercial Lines Under One Roof
Fast Quotes & Local Expert Support
We believe insurance shouldn't be confusing. We explain what you're buying in plain English — and we're here when you need to use it.
Everything You Need. One Trusted Agent.
Personal and commercial insurance for West Valley families and businesses — all under one roof.
Homeowners Insurance
Protect your biggest investment. We shop top-rated carriers to find the right coverage for your Arizona home — including monsoon, wind, and liability protection.
Auto Insurance
Get the right coverage at the right price. We compare multiple carriers so you never overpay — and we're here when you need to file a claim.
Commercial Insurance
GL, BOP, Workers' Comp, Commercial Auto. Whether you're a contractor, retailer, or property investor — we protect your business the right way.
Umbrella & Renters
Affordable coverage that fills the gaps. Umbrella policies start at $200/year. Renters insurance protects everything you own for less than a dollar a day.
I'd been with the same insurance company for 11 years and never thought to shop around. Billy compared 6 carriers and saved me $740 a year on my homeowners policy — same coverage, better price. I wish I'd done this sooner.
Homeowner
Surprise AZ
As a small business owner in Goodyear, I needed GL, commercial auto, and workers' comp all sorted out. Billy handled everything in one call and explained every option without making me feel rushed. Great experience.
Business Owner
Goodyear AZ
Moving from California to Surprise, I had no idea how Arizona insurance worked. Billy walked me through everything — homeowners, auto, the whole thing — and bundled it to save me money. He made it easy.
New Resident
Surprise AZ
West Valley Families Trust Us With What Matters Most
We've helped hundreds of families and business owners in Surprise, Goodyear, Buckeye, and Peoria get the right coverage at the right price. Don't just take our word for it.
Professional Advice. Personal Service.
We're real people who live and work in the West Valley. When you call us, you get us — not a call center.
Billy Hobs
Agency Principal · Licensed P&C Agent
ISA FULL NAME
Inside Sales Associate
Getting the Right Coverage Is Easier Than You Think
Most people stay with the same insurance company year after year without ever checking if they're getting the best deal. As your independent agent, I do that work for you — comparing rates across multiple top-rated carriers to find the right coverage at the right price.
Tell us what you need — home, auto, business, or all three
We shop multiple carriers and bring you the best options
You choose, we bind — fast, simple, and straightforward
No pressure. No confusing jargon. Just clear answers from a local agent who knows the West Valley.
Ready to Stop Overpaying for Insurance?
Get a free, no-obligation coverage review from your local West Valley independent agent. Takes 15 minutes. No pressure. Just answers.
Insurance Answers for West Valley Homeowners & Business Owners
Plain-language guides to help you make smarter insurance decisions — no jargon, no sales pitch.
Arizona Monsoon Season: Is Your Home Insurance Ready?
June through September brings microbursts, hail, and flash flooding to the West Valley. Here's what your standard policy covers — and the gaps you need to know about before storm season hits.
March 15, 2025
Insurance 101
Why Arizona Home Insurance Rates Jumped 13% (And How to Save)
Arizona homeowners are paying significantly more than they were just a few years ago. We break down what's driving the increases and the fastest way to find out if you're overpaying.
March 15, 2025
Insurance 101
First-Time Homebuyer in Surprise or Goodyear? Here's Your Insurance Checklist
Buying your first home in the West Valley? Before you close, make sure you understand what homeowners insurance actually covers — and what it doesn't. This guide covers everything.
March 15, 2025
Insurance 101
West Valley's Independent Insurance Agency
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SimTrust is an independent insurance agency. Products and availability may vary by carrier and location.